What are the conditions for applying for real estate mortgage loans in Shenzhen?
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Hello, the mortgage is a certain condition. It is not a successful loan. The following describes the conditions of the mortgage: (1) have a legal status; (2) have a stable economic income, The ability to repay the principal and interest of the loan, no bad credit record; (3) a valid and valid purchase contract; (4) with the newly purchased housing for the maximum amount of mortgage, must have a valid and valid purchase contract, the age of the house is less than 10 years, And have the first payment of 30% of the total price of the purchased house; (5) If the house mortgage has been purchased and processed, the original house mortgage has been repaid for more than one year, and the loan balance is less than the value of the mortgaged house. 60% of the housing used as collateral has obtained the housing ownership certificate, the housing age is less than 10 years; (6) can provide effective guarantees recognized by the loan bank; (7) other conditions stipulated by the loan bank.
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