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# Second-hand housing loan calculator

On October 24, 2015, the latest commercial loan interest rate was 4.90%, and the provident fund interest rate was 3.25%.点击了解详情>>

### Input data

 Calculation Calculated by loan amount   Calculated by area loan amount Ten thousand yuan Which banks can still lend? Square meter unit price Yuan/square meter area Square meter Property purchase One suite   Second suite The second suite defines the standard:                     1. The borrower applies for the loan for the first time to purchase the house. In the house registration information system (including the pre-sale contract registration and filing system) where the house is to be purchased, the family has registered one (and above) complete sets of housing.                     2. The borrower has used the loan to purchase a set of (and above) housing and applied for a loan to purchase the housing.                     3. The lenders are convinced that the borrower's family has a set of (and above) housing by conducting due diligence investigations such as credit reporting, face testing, and interviews. down payment Loan term year Annual interest rate Bank interest rate comparison Provident fund rate table You can also enter it manually

Sweep, pay attention to mortgage WeChat

### Output result

Equal monthly repayment
The monthly repayment is equal to the principal and interest repayment method, which means that the borrower repays the principal and interest of the loan in an equal amount each month, and the monthly loan interest is calculated based on the remaining loan principal at the beginning of the month and is settled monthly.
 Total loan 0 yuan Repayment month 0 month Monthly repayment 0 yuan Total interest paid 0 yuan Total principal and interest 0 yuan
Monthly repayment
The monthly repayment of repayment is the same principal repayment method, which means that the principal remains the same, the interest is decremented month by month, and the monthly repayment amount is decremented; since the monthly repayment amount is fixed and the interest is less and less, the lender initially Repayment pressure is greater, but the monthly repayments are getting smaller and smaller over time.
 Total loan 0 yuan Repayment month 0 month First month repayment 0 yuanMonthly deduction:0 yuan Total interest paid 0 yuan Total principal and interest 0 yuan
Next you can:
This result is for reference only, the actual payment is subject to local conditions.

### Tool introduction

The second-hand housing loan calculator can help users calculate the monthly supply, total interest and total repayment amount that need to be repaid after choosing the same amount of principal and equal principal and interest when purchasing a second-hand housing for commercial loans.

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