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# Second-hand housing loan calculator

October 24, 2015 latest business loan interest rate 4.90%, 3.25% provident fund interest rate,点击了解详情>>

### Input data

 Calculation Calculated by loan amount   Calculated by area loan amount Million Which banks can grant loans? Price per square meter Yuan / square meter area Square meter The nature of the purchase A suite   Two suites Two suites defined criteria:                     1. For the first time, the borrower applies for the purchase of housing by loans. In the housing registration information system (including the pre-sales contract registration and filing system) where the house to be acquired is located, the family has already registered one set of housing units (and above).                     2, the borrower has used a loan to buy a (and above) housing, but also apply for loans to buy housing.                     3. The borrower is convinced that the borrower's family already has one (and above) housing through querying for due diligence in the forms of credit records, face surveys and interviews. down payment Loan period year Annual interest rate Bank rate comparison Provident Fund interest rate table You can also enter it manually

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### Output the result Save the calculation results to my email

Equal monthly repayment
Equal repayment on a monthly basis is equal to the principal and interest repayment method, which refers to the borrower repay the principal and interest of the loan by equal amount every month, in which the monthly loan interest is calculated on the remaining loan principal at the beginning of the month and settled monthly.
 Total loan amount 0 yuan Repayment month 0 month Monthly repayment 0 yuan Total payment of interest 0 yuan Total principal and interest 0 yuan
Decreasing monthly repayments
The monthly repayment reduction is equal to the principal repayment method, which means the principal remains the same, the interest rate decreases month by month, and the monthly repayment amount decreases. Since the monthly repayment principal amount is fixed and the interest less and less, the lender initially Repayment pressure, but with the passage of time the number of monthly repayments less and less.
 Total loan amount 0 yuan Repayment month 0 month First month repayment 0 yuanMonthly decrease:0 yuan Total payment of interest 0 yuan Total principal and interest 0 yuan
Next you can:
This result is for reference only, the actual payment is subject to the local

### Tool Introduction

Second-hand housing loan calculator can help users calculate the purchase of second-hand housing applications for commercial loans, the choice of matching principal and interest and other matching repayment, the monthly repayment of their respective needs, total interest and total repayment.

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