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Agricultural Bank - home loans (personal consumption)

Brief Introduction
Need to mortgage real estate                                                             Office workers can apply for a fixed job 6 days to lend money
Optional amount of 300,000 ~ 5 million
Million
Optional period of 12 months to 120 months
Months
1.48Million
42904 Yuan

Interest Rate Description: Monthly interest rate 0.45%   Advance repayment instructions

Through the intermediary, please consult the intermediary guarantee (additional cost)

Manager Liu

Pratt & Whitney Hangzhou Branch

Credit managers will complyCredit Manager Services ConventionIf you have any questions, please contact customer service by phone
Application conditions
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            Aging requirements: the longest no more than 20 years;
Area requirements: at least 60 square meters or more;
Valuation requirements: at least 1 million or more;
Collateral located area: Hangzhou;
Type of collateral: ordinary house, villa.
Age requirements: 18-60 years old;
Income requirements: After the tax punch 3,000 yuan or more.
materials needed
            1. Borrower and spouse's ID card, residence booklet, marriage certificate
2 mortgages real estate license, real estate license listed rights holders
Nearly 6 personal bank water
Interest rate instructions
Loan period (months)
Annual interest rate
12-120
The benchmark interest rate goes up 20% -30%


success case
10
Loan time 15 days Assignee: Shen manager April 09, 2017 Application
Mr. Zhou: working people, working years 4 to 7 years, the world's top 500 employees
20
Loan time 9 days Assignee: Shen manager April 06, 2017 Application
Mr. Miao: working people, working years of more than 7 years, the monthly punch wage of 15,000 yuan
140
Loan time 20 days Assignee: Shen manager December 29, 2016 Application
Mr. Lu: working people, working years of more than 7 years, listed company employees
60
Loan time of 5 days Assignee: Shen manager September 12, 2016 Application
Mr. Rong: working people, working years 1-3 years, 30 years old
30
Loan time 7 days Assignee: Shen manager August 21, 2016 Application
Mr. Xing: self-employed, 37 years old, real estate type is commodity housing
common problem
  • problem:
  • Reply:
    Yes, a borrower can be a third party, the real estate right to do the mortgagor. There are also real estate can apply for unsecured bank loans.
    2016-10-11
  • problem:
  • Reply:
    2 to 3 weeks have the approval results clear interest rates, the amount. Then go to the Exchange Center transfer, the name of the permit to the lender 5 to 7 working days after the loan.
    2016-10-11
  • problem:
  • Reply:
    Mortgage mortgage management process, we must first understand the relevant circumstances. And handle the relevant information together so that you can apply for mortgage housing mortgage loans 1, the purpose of the loan: to support individuals in cities and towns in mainland China to buy, overhaul housing, the main product is currently mortgaged to increase individual housing loans, that is, Said personal housing mortgage loans. 2, loan object: a fully civil capacity of Chinese citizens in mainland China have the right of abode with full civil capacity of Hong Kong, Macao and Taiwan natural persons, || 49712
    2017-07-18

Through the intermediary, please consult the intermediary guarantee (additional cost)

Manager Liu

Pratt & Whitney Hangzhou Branch

Credit managers will complyCredit Manager Services ConventionIf you have any questions, please contact customer service by phone
Related information collected by rong360, does not guarantee complete accuracy, please consult the credit manager to confirm
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