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Agricultural Bank - House Loan (Personal Consumption)

Brief Introduction
Mortgaged property                                                             Office Workers No fixed occupations can apply 6 days loan
Optional amount of 300,000 to 5,000,000
Ten thousand yuan
Optional period from December to 120 months
Months
1.48Ten thousand yuan
42904 Yuan

Interest rate description: monthly rate of 0.45%   Advance repayment instructions

Through the intermediary, please consult the intermediary guarantee (with additional costs)

Shen Manager

Hangzhou Jinyou Real Estate Agency Co., Ltd.

Manager Yang

Gauss Silver Service (Beijing) Information Technology Co., Ltd. Hangzhou Branch

Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
Application conditions
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            Age requirement: up to 20 years
Area requirements: at least 60 square meters;
Valuation requirements: at least 1 million;
The collateral is located in the area: Hangzhou;
Types of collateral: ordinary houses, villas.
Age requirement: 18-60 years old;
Income requirements: After the tax, monthly wages will be more than 3,000 yuan.
materials needed
            1. Borrower's and spouse's ID card, residence booklet, marriage certificate
2. The right holders listed in the mortgage real estate license and real estate license
3. Nearly 6 people bank water
Interest rate description
Loan period (months)
Annual interest rate
12-120
Benchmark interest rate floating 20% ​​-30%


success case
10
Lending time 15 days Assignee: Shen Jing Manager Apply on April 09, 2017
Mr. Zhou: Workers, working for 4 to 7 years, employees of Fortune 500 companies
20
Lending time 9 days Assignee: Shen Jing Manager April 06, 2017 Apply
Mr. Qin: Workers, working for more than 7 years, monthly wages of 15,000 yuan
140
Loan time 20 days Assignee: Shen Jing Manager Apply on December 29, 2016
Mr. Lu: Office workers, working life of 7 years or more, listed company employees
60
Loan time 5 days Assignee: Shen Jing Manager Apply on September 12, 2016
Mr. Rong: Office workers, working years 1~3 years, 30 years old
30
Loan time 7 days Assignee: Shen Jing Manager Apply on August 21, 2016
Mr. Xing: Self-employed, 37 years old, property type is commercial housing
common problem
  • problem:
  • Reply:
    Yes, a third party can be a borrower, and the owner of the property rights can be a mortgagor. Property owners can also apply for unsecured bank loans.
    2016-10-11
  • problem:
  • Reply:
    2 to 3 weeks have a clear result of the approval of the interest rate, amount. Then go to the trading center and transfer the name of the birth certificate to the lender after 5 to 7 working days.
    2016-10-11
  • problem:
  • Reply:
    House ownership certificate is the legal proof of the country's legal protection of ownership. After the house has a property right certificate, it can not only live for a long time, but also can be leased, transferred, exchanged, gifted, inherited and mortgaged, and it can be compensated when it encounters construction demolition. ||128062
    2017-07-18
  • problem:
  • Reply:
    For the mortgage mortgage loan processing process, we must first understand the relevant situation. And apply for relevant information so that you can apply for a mortgage to buy a home mortgage loan 1. Use of the loan: It is used to support individuals to purchase and overhaul houses in cities and towns in mainland China. At present, the main products are mortgages and periodic guarantees for individual housing loans. Personal home mortgage loan. 2. Loan target: Chinese citizens with full civil capacity, natural persons in Hong Kong, Macao, and Taiwan who have the right of abode in mainland China, with complete civil capacity, ||49712
    2017-07-18

Through the intermediary, please consult the intermediary guarantee (with additional costs)

Shen Manager

Hangzhou Jinyou Real Estate Agency Co., Ltd.

Manager Yang

Gauss Silver Service (Beijing) Information Technology Co., Ltd. Hangzhou Branch

Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
The related information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager for confirmation.
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