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You are here: Rong 360 Home Loan channel         Hangzhou Agricultural Bank Housing Loan (Personal Consumption)

Agricultural Bank - Housing Credit (Personal Consumption)

Brief Introduction
Mortgage property                                                             Office worker, no fixed employment, can apply 6 days loan
Optional amount of 300,000 to 500,000
Ten thousand yuan
Optional period from December to December
Month
1.48Ten thousand yuan
42904 Yuan

Interest rate description: monthly interest rate of 0.45%   Early repayment instructions

The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age requirements: up to 20 years;
Area requirement: at least 60 square meters or more;
Valuation requirements: at least 1 million or more;
The collateral is located in the area: Hangzhou;
Type of collateral: ordinary residence, villa.
Age requirement: 18-60 years old;
Revenue requirements: The monthly wage after tax is more than 3,000 yuan.
materials needed
            1. ID card of the borrower and spouse, household registration book, marriage certificate
2. The owner of the mortgaged real estate certificate and real estate license
3. Nearly 6 people bank water
Interest rate statement
Loan term (month)
Annual interest rate
12-120
Benchmark interest rate rises by 20%-30%


success case
10
15 days of loan time Receiver: Shen Manager Application on April 09, 2017
Mr. Zhou: Office workers, working years 4 to 7 years, employees of Fortune 500 companies
20
Loan time 9 days Receiver: Shen Manager Application on April 06, 2017
Mr. Qi: Office workers, working for more than 7 years, monthly salary is 15,000 yuan
140
20 days of loan time Receiver: Shen Manager Application on December 29, 2016
Mr. Lu: Office workers, working for more than 7 years, employees of listed companies
60
Loan time 5 days Receiver: Shen Manager Application on September 12, 2016
Mr. Rong: Office worker, working years 1~3 years, 30 years old
30
7 days of loan time Receiver: Shen Manager Application on August 21, 2016
Mr. Xing: Self-employed, 37 years old, the property type is commercial residential
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-11
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-11
  • problem:
  • Reply:
    For the mortgage mortgage process, we need to understand the situation. And apply for relevant mortgage information so that you can apply for mortgage mortgage loan 1. Loan use: It is used to support individuals to purchase and overhaul housing in cities and towns in mainland China. At present, its main product is mortgage plus phased guarantee personal housing loan, which is usually It is called a personal housing mortgage loan. 2. Loan objects: Chinese citizens with full civil capacity, Hong Kong, Macao and Taiwan natural persons with full civil capacity in China. ||49712
    2017-07-18
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
Loan assistant
1 minute to figure out how much you can borrow
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The artifact is in hand, not buying a house
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