Age requirement: 22-55 years old; Income requirements: average monthly wages over 2,500 yuan; Social security requirements: The unit is currently paying local social security for more than six months; Duration of work: The current unit of household registration has been working continuously for more than 6 months, and the current unit of household registration has worked continuously for more than 12 months; Industry requirements: civil servants, institutions, large state-owned enterprises, listed companies, and Fortune 500 official applications (except for front-line employees); Credit requirement: There can be no 3 overdue periods in the past 6 months, and no overdue period of 90 days in 2 years. Those who accept the blank of credit records will apply; Industry restrictions: Temporary employees who are first-line employees, ie security, police, criminal police, anti-drug police, military, urban management, fire control, coal industries, iron and steel industry, employees working in non-offices, and operatives are not allowed to apply.
1. The original second-generation ID card 2. Social security card 3. Bank salary flow in the past 6 months 4. Proof of residence in the past month (water, electricity, coal bills)
Interest rate description
Loan time (month)
Monthly fee rate
Lending time 15 daysAssignee: Manager ChenApply on March 25, 2017
Mr. j: Local household registration, office workers, working years 1~3 years
Lending time 2 daysAssignee: Manager ChenMarch 1, 2017 Apply
Mr. Su: Local household registration, office workers, employees/cadres
Loan time 3 daysAssignee: Manager ChenApply on December 19, 2016
Mr. Liu: Local household registration, office workers, employees/cadres
Lending time 6 daysAssignee: Manager ChenApply on November 26, 2016
Mr. Feng: Local household registration, office workers, working years 1~3 years
Lending time 2 daysAssignee: Manager ChenApply on November 25, 2016
Mr. Qin: Local household registration, office workers, employees/cadres
First of all, you can check out how serious your overdue situation is, whether it has exceeded 90 days or not. There are several times. Is it continuous? There are different approaches to deal with different degrees. If there are only a few overdue periods, the relationship will not be affected for a few days. .