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You are here: Rong 360 Home Loan channel         Shanghai Merchants Bank Consumers

China Merchants Bank - Consumer Easy

Brief Introduction
Mortgage property                             Business owner, self-employed, office worker, can apply 3 days loan
Optional amount of 300,000 to 10 million
Ten thousand yuan
Optional period from December to June
Month
1.43Ten thousand yuan
42854 Yuan

Interest rate description: monthly interest rate 0.44%   Early repayment instructions

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Deng

Shanghai Xuanxiang Electronic Technology Co., Ltd.

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age requirements: up to 20 years;
House price valuation: no less than 1.2 million;
The collateral is located in the area: Shanghai local;
Type of collateral: ordinary houses, villas, shops, office buildings (not accepting factory mortgages);
Applicant requirements: need to have a stable job or business in Shanghai;
Income requirements:
(Office workers) monthly income after tax of 3,000 yuan or more, need to provide nearly 6 months of bank flow;
(Business group) monthly average operating water of more than 10,000 yuan, need to provide nearly 6 months of bank flow;
Credit record: No application for blank credit card is accepted.
materials needed
            1. Applicant ID card, household registration, marriage certificate
2. My local local commodity real estate license and land certificate
3. Work certificate (business license)
4. Bank flow in the past six months (for public to private)
Interest rate statement
Loan term (month)Monthly interest rate
12-36Benchmark interest rate rises from 20%

The loan period is less than one year, and the principal and interest are within one year.

success case
9
Loan time 3 days Acceptant: Xu Manager Application on November 15, 2016
Mr. Zhu: Office workers, working years 1 to 3 years, employees of Fortune 500 companies
30
20 days of loan time Acceptant: Xu Manager Application on November 11, 2016
Mr. Guo: Office workers, working for more than 7 years, monthly wages of 25,000 yuan
210
20 days of loan time Acceptant: Xu Manager Application on November 08, 2016
Mr. Shi: Office worker, working years 4 to 7 years, monthly punch card salary is 35,000 yuan
10
8 days of loan time Acceptant: Xu Manager Application on November 06, 2016
Mr. Gu: Office workers, working for more than 7 years, monthly wages of 10,000 yuan
30
20 days of loan time Acceptant: Xu Manager Application on November 4, 2016
Mr. Zhu: Office workers, working for more than 7 years, employees of state-owned enterprises
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-06
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-20

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Deng

Shanghai Xuanxiang Electronic Technology Co., Ltd.

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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