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China Merchants Bank - Consumer Ease

Brief Introduction
Mortgaged property                             Business owner Self-employed office worker Can apply 3 days loan
Optional amount of 300,000 to 100 million
Ten thousand yuan
Optional period from December to May
Months
1.43Ten thousand yuan
42854 Yuan

Interest rate description: monthly rate of 0.44%   Advance repayment instructions

Through the intermediary, please consult the intermediary guarantee (with additional costs)

Manager Zhang

Yixin Pratt & Whitney Information Consulting (Beijing) Co., Ltd. Shanghai Branch

Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
Application conditions
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            Age requirement: up to 20 years
Valuation of house prices: not less than 1.2 million;
The mortgage is located in the area: Shanghai local;
Types of collateral: ordinary houses, villas, shops, office buildings (temporary mortgages are not accepted);
Applicant requirements: need to have a stable job or business in Shanghai;
Income requirements:
(Workers) Monthly income of more than 3,000 yuan after tax, need to provide bank liquidation for the past six months;
(Management groups) The average monthly operating water is more than 10,000 yuan, and it needs to provide bank liquidation for the past 6 months;
Credit record: Temporary users of credit records are not accepted.
materials needed
            1. Applicant's identity card, account book, marriage certificate
2. My name is Shanghai local local commodity real estate license and land license
3. Work Certificate (Business License)
4, Bank liquidation in the past half year (for both public and private)
Interest rate description
Loan period (months)Monthly interest rate
12-36Benchmark interest rate up 20%

The loan period is less than one year and the principal and interest are equal to or more than one year.

success case
9
Loan time 3 days Assignee: Xu Manager Apply on November 15, 2016
Mr. Zhu: Workers, working for 1 to 3 years, employees of Fortune 500 companies
30
Loan time 20 days Assignee: Xu Manager Apply on November 11, 2016
Mr. Guo: Workers, working for more than 7 years, monthly wages of 25,000 yuan
210
Loan time 20 days Assignee: Xu Manager Apply on November 08, 2016
Mr. Shi: Workers, working for 4 to 7 years, monthly wages of 35,000 yuan
10
Loan time 8 days Assignee: Xu Manager Application for November 06, 2016
Mr. Gu: Workers who work for more than 7 years and have a monthly wage of 10,000 yuan.
30
Loan time 20 days Assignee: Xu Manager Apply on November 04, 2016
Mr. Zhu: Workers, working for more than 7 years, employees of state-owned enterprises
common problem
  • problem:
  • Reply:
    Yes, a third party can be a borrower, and the owner of the property rights can be a mortgagor. Property owners can also apply for unsecured bank loans.
    2016-10-06
  • problem:
  • Reply:
    2 to 3 weeks have a clear result of the approval of the interest rate, amount. Then go to the trading center and transfer the name of the birth certificate to the lender after 5 to 7 working days.
    2016-09-20

Through the intermediary, please consult the intermediary guarantee (with additional costs)

Manager Zhang

Yixin Pratt & Whitney Information Consulting (Beijing) Co., Ltd. Shanghai Branch

Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
The related information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager for confirmation.
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