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China Merchants Bank - consumer easy

Brief Introduction
Need to mortgage real estate                             Business owners may apply for self-employed workers 3 days to lend money
Optional amount of 300,000 ~ 10 million
Million
Optional period December to 60 months
Months
1.43Million
42854 Yuan

Interest Rate Description: Monthly interest rate 0.44%   Advance repayment instructions

3180Successful application

  • application process
  • 1. Apply online
  • 2. Contact by phone
  • Submit the material

Apply for a loan

                                  Xu manager 
  • Evaluation: 841 articles
Merchants Bank Shanghai Branch Account Manager
I want to apply
                                  Manager Dong 
  • Evaluation: 129 articles
Merchants Bank Shanghai Branch Account Manager
I want to apply
Credit managers will complyCredit Manager Services ConventionIf you have any questions, please contact customer service by phone
Application conditions
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            Aging requirements: the longest no more than 20 years;
Price valuation: not less than 1.2 million;
Collateral area: Shanghai local;
Type of collateral: ordinary residential, villas, shops, office buildings (not to accept factory mortgage);
Applicant requirements: the need to have a stable local work in Shanghai or business;
Income requirements:
(Office workers) after the tax income of 3,000 yuan or more, to provide nearly six months bank flow;
(Business-type people) average monthly operating flow of 10,000 yuan or more, to provide nearly six months bank flow;
Credit history: temporarily do not accept blank credit card applications.
materials needed
            1, the applicant ID card, account this, marriage certificate
2, my name is local Shanghai local real estate license and land certificate
3, proof of work (business license)
4, nearly six months of bank water (public-private can be)
Interest rate instructions
Loan period (months)Monthly interest rate
12-36The benchmark interest rate from the floating 20%

Loan period within one year after the first interest, more than 1 year principal and interest

success case
9
Loan time 3 days Assignee: Xu manager November 15, 2016 to apply
Mr. Zhu: working people, working years 1-3 years, the world's top 500 employees
30
Loan time 20 days Assignee: Xu manager November 11, 2016 to apply
Mr. Guo: working people, working years of more than 7 years, monthly punch wage of 25,000 yuan
210
Loan time 20 days Assignee: Xu manager November 08, 2016 Application
Mr. Shi: working people, working years 4 to 7 years, the monthly punch wage of 35,000 yuan
10
Loan time of 8 days Assignee: Xu manager November 06, 2016 Application
Mr. Gu: working people, working years more than 7 years, the monthly punch wage of 10,000 yuan
30
Loan time 20 days Assignee: Xu manager November 04, 2016 Application
Mr. Zhu: working people, working years more than 7 years, state-owned enterprises employees
common problem
  • problem:
  • Reply:
    Yes, a borrower can be a third party, the real estate right to do the mortgagor. There are also real estate can apply for unsecured bank loans.
    2016-10-06
  • problem:
  • Reply:
    2 to 3 weeks have the approval results clear interest rates, the amount. Then go to the Exchange Center transfer, the name of the permit to the lender 5 to 7 working days after the loan.
    2016-09-20
  • application process
  • 1. Apply online
  • 2. Contact by phone
  • Submit the material

Apply for a loan

                                  Xu manager 
  • Evaluation: 841 articles
Merchants Bank Shanghai Branch Account Manager
I want to apply
                                  Manager Dong 
  • Evaluation: 129 articles
Merchants Bank Shanghai Branch Account Manager
I want to apply
Credit managers will complyCredit Manager Services ConventionIf you have any questions, please contact customer service by phone
Related information collected by rong360, does not guarantee complete accuracy, please consult the credit manager to confirm
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