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Industrial and Commercial Bank of China - Personal Business Loans

Brief Introduction
Mortgaged property                             Business owner Self-employed can apply 30 days loan
Optional amount of 300,000 to 100 million
Ten thousand yuan
Optional period from December to May
Months
1.43Ten thousand yuan
42854 Yuan

Interest rate description: monthly rate of 0.44%   Advance repayment instructions

Through the intermediary, please consult the intermediary guarantee (with additional costs)

Manager Xu

Rongze Credit Investment Guarantee (Beijing) Co., Ltd. Beijing Branch

Manager Zhang

Tianjin Cheng Jun Real Estate Information Consulting Co., Ltd.

Manager Guo

Ping Fu Pratt & Whitney Tianjin Branch

Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
Application conditions
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            Age requirement: 25-65 years old;
Operating area: Tianjin area (Baoji, Qixian not accepted);
Business life: registered business for more than 3 months;
Property requirements: Commercial housing in Tianjin area, the age of the house shall not exceed 25 years, the area of ​​the house is more than 40 square meters;
Credit requirements: Credit records are good and there must be no overdue for more than 90 days.
materials needed
            1. ID card, account book, marriage certificate
2. Real Estate Certificate
3. Business license
Interest rate description
Loan period (months)Annual interest rate
12-60Benchmark interest rate floats 20%

 

success case
190
Loan time 20 days Assignee: Manager Zhang Apply on October 12, 2016
Mr. Gao: Self-employed, with a business life of 5 years or more, has already obtained a business license.
35
Loan time 20 days Assignee: Manager Zhang Apply on January 12, 2015
Mr. Xin: The real estate type is commercial housing, the property valuation is 1 million yuan, the application amount is 500000, and the acceptance amount is reached.
45
Loan time 10 days Assignee: Manager Zhang Apply on September 16, 2014
Mr. Qin: Workers, working for more than 7 years, large-scale monopoly state-owned employees
200
1 day loan time Assignee: Dai Manager May 02, 2015 Application
Mr. Wang: Business owner, who has been operating for 5 years or more, has already obtained a business license.
30
Waiting for lending Assignee: Manager Zhang Apply on November 17, 2016
Mr. Wang: Office workers, working for more than 7 years, 44 years old
common problem
  • problem:
  • Reply:
    2 to 3 weeks have a clear result of the approval of the interest rate, amount. Then go to the trading center and transfer the name of the birth certificate to the lender after 5 to 7 working days.
    2016-10-11
  • problem:
  • Reply:
    Yes, a third party can be a borrower, and the owner of the property rights can be a mortgagor. Property owners can also apply for unsecured bank loans.
    2016-10-04
  • problem:
  • Reply:
    Yesterday, the author read such an article, is written by Mr. Ren Gang, "There are more than 600 million, I did not dare to buy 12 suites in the county", the author himself has a suite in Shanghai, the market value of 2016 is more than 600 million, can be exchanged for Sichuan 12 homes in the old town county, no doubt, the final conclusion ||139149
    2017-07-18

Through the intermediary, please consult the intermediary guarantee (with additional costs)

Manager Xu

Rongze Credit Investment Guarantee (Beijing) Co., Ltd. Beijing Branch

Manager Zhang

Tianjin Cheng Jun Real Estate Information Consulting Co., Ltd.

Manager Guo

Ping Fu Pratt & Whitney Tianjin Branch

Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
The related information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager for confirmation.
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