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You are here: Rong 360 Home Loan channel         Tianjin Industrial and Commercial Bank Personal Business Loan

Industrial and Commercial Bank of China - Personal Business Loan

Brief Introduction
Mortgage property                             Business owner self-employed can apply 30-day loan
Optional amount of 300,000 to 10 million
Ten thousand yuan
Optional period from December to June
Month
1.43Ten thousand yuan
42854 Yuan

Interest rate description: monthly interest rate 0.44%   Early repayment instructions

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Xu

Rongze Xincheng Investment Guarantee (Beijing) Co., Ltd. Beijing Branch

Manager Zhang

Tianjin Chengjun Real Estate Information Consulting Co., Ltd.

Manager Guo

Ping An Puhui Tianjin Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age requirement: 25-65 years old;
Operating area: Tianjin area (Baoyu, Jixian does not accept);
Operating period: registered for more than 3 months;
Property requirements: commercial housing in Tianjin area, the age of the house shall not exceed 25 years, and the housing area is more than 40 square meters;
Credit requirements: The credit history is good and there must be no overdue for more than 90 days.
materials needed
            1. ID card, account book, marriage certificate
2. Real estate license
3. Business license
Interest rate statement
Loan term (month)Annual interest rate
12-60Benchmark interest rate rises by 20%

 

success case
190
20 days of loan time Receiver: Manager Zhang Application on October 12, 2016
Mr. Gao: Self-employed, with a business life of 5 years or more, has already obtained a business license.
35
20 days of loan time Receiver: Manager Zhang Application on January 12, 2015
Mr. Qi: The property type is a commercial residence. The property value is 1 million yuan, and the application amount is 500000, which is the acceptance amount.
45
10 days of loan time Receiver: Manager Zhang Application on September 16, 2014
Mr. Qi: Office workers, working for more than 7 years, large monopoly state-owned enterprise employees
200
1 day of loan time Receiver: Dai Manager Application on May 2, 2015
Mr. Wang: The business owner, who has a business life of 5 years or more, has already applied for a business license.
30
Waiting for money Receiver: Manager Zhang Application on November 17, 2016
Mr. Wang: Office worker, working for more than 7 years, 44 years old
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-11
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-04
  • problem:
  • Reply:
    Yesterday, the author read such an article, written by Mr. Ren Dagang, "There are more than 6 million, but I dare not buy 12 suites in the county." The author himself has a suite in Shanghai. The market value in 2016 is more than 6 million. 12 suites in the old town, no doubt, the final conclusion ||139149
    2017-07-18

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Xu

Rongze Xincheng Investment Guarantee (Beijing) Co., Ltd. Beijing Branch

Manager Zhang

Tianjin Chengjun Real Estate Information Consulting Co., Ltd.

Manager Guo

Ping An Puhui Tianjin Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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