Hangzhou

[Switch city]

You are here: Rong 360 Home Loan channel         Hangzhou Industrial and Commercial Bank Consumer Mortgage Loan

ICBC - Consumer Mortgage

Brief Introduction
Mortgage property                             No identity restrictions 5 days loan
Optional amount of 300,000 to 200,000
Ten thousand yuan
Optional period from December to June
Month
1.54Ten thousand yuan
42954 Yuan

Interest rate statement: monthly interest rate 0.47%   Early repayment instructions

The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
Save this content to my mailbox
            Age requirements: no more than 20 years (the maximum length of a commercial property is no more than 15 years);
Area requirement: at least 60 square meters or more;
Valuation requirements: at least 800,000 or more;
The collateral is located in the area: Hangzhou;
Type of collateral: ordinary houses, villas, shops, office buildings;
Loan term: The sum of the age of the client does not exceed 60 years.
materials needed
            1. The original identity and photocopy of the valid identity document, household registration certificate, marital status certificate of the borrower and his spouse;
2. Personal income certificate, such as personal tax payment certificate, salary and salary certificate, personal dividend certificate of the operating entity, rental income, deposits in ICBC or other banks within 6 months, treasury bonds, funds and other average financial assets certificates;
3. Can reflect the borrower's bank settlement account details or tax payment certificate and other supporting documents;
4. The original and photocopy of the property of the mortgaged property. A document certifying the right to dispose of the person (including the property owner).
5. Other information requested by the bank.
Interest rate statement
Loan term (month)Annual interest rate
12-60Benchmark interest rate rises 10-30%

The annual interest rate is determined based on the collateral situation and the applicant's qualifications.

success case
80
Loan time 16 days Receiver: Shen Manager Application on February 27, 2017
Mr. Fang: The business owner, who has been in business for 3 months, has already applied for a business license.
260
20 days of loan time Receiver: Shen Manager Application on November 07, 2016
Mr. Lu: Self-employed, with a business life of 5 years or more, has already obtained a business license.
45
15 days of loan time Receiver: Shen Manager Application on June 23, 2016
Mr. Zhao: Local household registration, business owner, business life of 5 years and above
90
7 days of loan time Receiver: Shen Manager Application on May 06, 2016
Mr. Liu: The type of property is a commercial residential property with a property value of 1.3 million yuan and an application amount of 800,000, which is the acceptance amount.
14
Loan time 3 days Receiver: Shen Manager Application on March 25, 2016
Mr. Wu: The self-employed person has already obtained the business license and the business registration place is in the unregistered business license.
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-05
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-26
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
Loan assistant
1 minute to figure out how much you can borrow
Is it more cost-effective than your loan?
The artifact is in hand, not buying a house
Popular recommendation Popular recommendation Popular mortgage Popular cities Loan tool
Mobile phone
APP
Back
top