Age requirement: 23-58 years old; Working period: The unit is working continuously for more than 6 months; Income requirements: average monthly wage 5,000 yuan or more; Provident Fund Requirements: The unit has continuously paid the provident fund for more than 12 months; Industry requirements: Only accept civil servants, institutions, large state-owned enterprises, Fortune 500 companies, and application for formal employees of listed companies; Credit information requirements: good credit, no bad overdue, temporarily accept credit blanks applications.
1. Second-generation ID card 2. Work certificate 3. Bank salary flow in the past 6 months 4. Provident Fund Account Password
Interest rate description
Loan period (months)
Monthly fee rate
Lending time 2 daysAssignee: Luo ManagerApply on May 16, 2017
Mr. He: Workers, working for 1 to 3 years, monthly wages of 5,000 yuan
Lending time 9 daysAssignee: Manager of the textMay 07, 2017 Apply
Mr. Qiu: Workers, working for 4 to 7 years, employees of state-owned enterprises
Loan time 19 daysAccepted by: Manager ZhengApply on April 30, 2017
Mr. Yin: Workers, working for more than 7 years, monthly wages of 28500 yuan
Loan time 5 daysAssignee: Luo ManagerApply on April 27, 2017
Mr. Le: Workers, working years 1~3 years, ordinary employees
Lending time 9 daysAssignee: Manager LiApply on April 24, 2017
Mr. Ye: Workers, working for 1 to 3 years, monthly wage 5,000 yuan
Loan records will be left, but this will not affect the loan policy for home purchases because the provident fund loans are classified as credit loans and the housing mortgage loans are mortgage loans.
First of all, you can check out how serious your overdue situation is, whether it has exceeded 90 days or not. There are several times. Is it continuous? There are different approaches to deal with different degrees. If there are only a few overdue periods, the relationship will not be affected for a few days. .