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You are here: Rong 360 Home Loan channel         Tianjin Bank Personal Consumption Mortgage Loan

Tianjin Bank - Personal Consumption Mortgage

Brief Introduction
Mortgage property                             Business owner, self-employed, office worker, can apply 20 days loan
Optional amount of 300,000 to 500,000
Ten thousand yuan
Optional period from December to 360 months
Month
1.43Ten thousand yuan
42854 Yuan

Interest rate description: monthly interest rate 0.44%   Early repayment instructions

Consultant Comments: If you have a room, you can apply for it. The interest expenses are small, but there is a minimum requirement for the age of the house and the area of ​​the property. The lending rate is slow. It is recommended to pursue low interest rates and apply for those who do not require the time of loan.

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Xu

Rongze Xincheng Investment Guarantee (Beijing) Co., Ltd. Beijing Branch

Manager Li

Ping An Puhui Tianjin Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age requirement: 22-55 years old;
(self employed)
Operating period: registered for more than one year
(employed person)
Working years: working in the current unit for more than one year
Property is located in the area: Tianjin;
Regional restrictions: Baodi, Jixian, Ninghe, Jinghai do not do;
Age requirements: up to 20 years;
Area requirement: minimum 40 square meters or more;
Type of collateral: residential, retail, office building.
materials needed
            1, husband and wife ID card
2, husband and wife account and marriage certificate
3. Original property certificate
4. The bank’s water certificate for nearly six months
5, proof of use
Interest rate statement
Loan term (month)Annual interest rate
12-360Benchmark interest rate rises by 10%-20%

The annual interest rate is determined based on the collateral situation and the applicant's qualifications.

success case
90
Loan time 3 days Acceptant: Manager Dong Application on April 12, 2017
Mr. Qi: The property type is a commercial residence. The property value is 2.2 million yuan, and the application amount is 1000000, which is the acceptance amount.
75
10 days of loan time Acceptant: Manager Dong Application on January 21, 2017
Mr. Wang: No fixed occupation, monthly cash income of 50,000 yuan, pay local social security
150
1 day of loan time Receiver: Manager Yang Application on August 11, 2016
Mr. Wang: Self-employed, the property type is commercial residential, the property valuation is 2.45 million yuan.
90
20 days of loan time Receiver: Manager Yang Application on May 21, 2016
Mr. Xu: Office worker, working for more than 7 years, monthly salary is 8,000 yuan
25
20 days of loan time Receiver: Manager Yang Application on May 17, 2016
Mr. Wang: Office worker, working for more than 7 years, monthly salary is 6,000 yuan
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-09
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-22

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Xu

Rongze Xincheng Investment Guarantee (Beijing) Co., Ltd. Beijing Branch

Manager Li

Ping An Puhui Tianjin Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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