Consultant Comments:1. It is suitable for Shanghai civil servants, institutions and high-quality industries to be officially staffed. The monthly income is more than 4,000 yuan. The requirements are strict but the interest rate is very favorable.<br>2. The company's qualifications are strict. The wages must be issued in the form of punch cards. Applicants with bad and excessive debts<br>3. Applying for this product through an intermediary, the intermediary will receive a certain percentage of the handling fee, generally about 2%.
The institution suspends the loan applicationWe have carefully selected other loans for you, so let’s take a look.
Age requirement: 22-60 years old; Revenue requirements: After the tax, the monthly wages of the card are more than 4,000 yuan, and the words "salary" must be displayed; Working years: If the current unit has been working continuously for more than 6 months, it must be officially staffed; Industry requirements: only accept civil servants, institutions, the world's top 500, listed companies officially in-service staff; Non-above industry personnel, and Nanjing Bank Chengyi loan (general industry) loan products are available for selection; Credit requirements: Good credit, no bad overdue, no credits can be overdue in the past year, and people who accept credit blanks apply.
1, second generation ID card 2. Proof of work: Proof of work and proof of income issued by the company with the official seal of the company 3. Proof of income: bank flow in the past 6 months 4. Property certificate (if provided, it can effectively increase the loan amount)
Interest rate statement
Loan term (month)
Monthly interest rate
Annual interest rate
Loan time 5 daysReceiver: Manager LiApply on May 13, 2017
Mr. Han: Office workers, working for more than 7 years, employees of state-owned enterprises
Loan time 2 daysAcceptant: Seal ManagerApply on May 10, 2017
Mr. Shang: Male, office worker, working years 6 to 11 months
Loan time 3 daysAcceptant: Seal ManagerApply on May 09, 2017
Mr. Shi: Office worker, working years 4 to 7 years, employees of Fortune 500 companies
Loan time 6 daysAcceptant: Seal ManagerApply on May 09, 2017
Mr. Sun: Office workers, working years 4 to 7 years, civil servants / institutions employees
1 day of loan timeReceiver: Manager LiuApplication on April 30, 2017
Mr. Jin: Office worker, working for more than 7 years, employees of Fortune 500 companies
First of all, how serious is your card overdue situation, whether it is more than 90 days, several times, is it continuous, different degrees have different treatments, if only a few times overdue, more than a few days, the relationship has little effect .
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Recently, the standards for reviewing mortgage loans and micro-credits of commercial banks have been tightening. For this reason, many netizens have sent a message to Xiao M in the background. What problems do you need to pay attention to when you want to successfully borrow from a bank? When a bank conducts a qualification review of a borrower, what factors will be considered in addition to reviewing the personal credit report? Look at the credit report first. Netizens who have had a loan experience are familiar with personal credit reporting. As long as they apply for a loan from a bank, they will be required to provide a personal credit report. Personal credit report is like a person's economic status||133954