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You are here: 360 Home Loan channel         Shanghai Bank of China Long-term Consumer Loans

Bank of China - Long-term consumer loans

Brief Introduction
Mortgaged property                             No identity restrictions 1 day loan
Optional amount 50,000 to 2 million
Ten thousand yuan
Optional period from December to 120 months
Months
1.93Ten thousand yuan
42854 Yuan

Interest rate description: monthly rate of 0.44% + one-time charge 1%   Advance repayment instructions

The agency suspended the processing of loan applications We have carefully selected other loans for you, so let’s have a look
Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
Application conditions
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            Age requirement: 22-60 years old;
Age requirement: up to 25 years
House valuation: more than 1.5 million house valuations;
Property requirements: my full name commercial housing;
The collateral is located in the area: Shanghai area (except Jinshan and Chongming);
Credit requirements: The credit record is good. There must be no overdue for more than 90 days. Accept the white household application.
materials needed
            1. Second-generation ID card
2. Real Estate Certificate
3. Account book
4. Marriage certificate
5. Proof of income
Interest rate description
Loan period (months)One-time fee rateThe benchmark interest rate goes up
12-1201%The benchmark interest rate goes up20%


success case
10
Loan time 20 days Accepted by: Manager Jiang Apply on November 25, 2015
Mr. Fan: Office workers, working for 1 to 3 years, monthly wages of 20,000 yuan
100
Loan time 20 days Assignee: Manager Apply on November 5, 2015
Mr. Shi: Office workers, working for 1 to 3 years, monthly wages of 48,000 yuan
100
Loan time 20 days Assignee: Manager Chen Apply on September 04, 2014
Mr. Zhao: The owner of the business, with a business life of 3 years, the business registration place is local
80
Loan time 20 days Assignee: Manager Chen Application for September 01, 2014
Mr. Bao: Self-employed, with a business life of 5 years or more, has already obtained a business license.
50
1 day loan time Assignee: Manager Li Apply on December 08, 2015
Mr. Ge: Local household registration, office workers, employees/cadres
common problem
  • problem:
  • Reply:
    Yes, a third party can be a borrower, and the owner of the property rights can be a mortgagor. Property owners can also apply for unsecured bank loans.
    2016-09-22
  • problem:
  • Reply:
    2 to 3 weeks have a clear result of the approval of the interest rate, amount. Then go to the trading center and transfer the name of the birth certificate to the lender after 5 to 7 working days.
    2016-09-16
  • problem:
  • Reply:
    When the parents after 80 grew old, as the only child, on the one hand to give their parents pension, on the one hand to nurture the next generation, can be called "the most tired of the middle-aged man." Even worse, wait until we are old after 80, who will take care of us? ||101074
    2017-07-18
  • problem:
  • Reply:
    On May 24, after preparatory work such as pre-intention registration, qualification review, and public trombone, 927 sets of leased houses constructed on the collective construction land in Tangjialing, Haidian District, Beijing were formally opened for on-site housing selection and sign-in for Haidian District. News from the ||136075
    2017-07-18
The agency suspended the processing of loan applications We have carefully selected other loans for you, so let’s have a look
Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
The related information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager for confirmation.
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