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You are here: Rong 360 Home Loan channel         Shanghai Bank of China long-term consumer loans

Bank of China - Long-term consumer loans

Brief Introduction
Mortgage property                             No identity restrictions 1 day loan
Optional amount of 50,000 to 200,000
Ten thousand yuan
Optional period from December to December
Month
1.93Ten thousand yuan
42854 Yuan

Interest rate description: monthly interest rate 0.44% + one-time charge 1%   Early repayment instructions

The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age requirement: 22-60 years old;
Age requirements: up to 25 years;
Housing valuation: housing valuation of more than 1.5 million;
Property requirements: the full range of commercial housing under my name;
The collateral is located in the area: Shanghai area (except Jinshan and Chongming);
Credit requirements: The credit history is good, and there must be no overdue for more than 90 days.
materials needed
            1. Second generation ID card
2. Real estate license
3. Account book
4. Marriage certificate
5. Proof of income
Interest rate statement
Loan term (month)One-time fee rateBenchmark interest rate rises
12-1201%Benchmark interest rate rises20%


success case
10
20 days of loan time Receiver: Manager Jiang Application on November 25, 2015
Mr. Fan: Office workers, working years 1 to 3 years, monthly wages of 20,000 yuan
100
20 days of loan time Receiver: Manager Application on November 5, 2015
Mr. Shi: Office workers, working years 1 to 3 years, monthly wages of 48,000 yuan
100
20 days of loan time Receiver: Manager Chen Application on September 4, 2014
Mr. Zhao: Business owner, operating for 3 years, operating the local registration
80
20 days of loan time Receiver: Manager Chen Application on September 1, 2014
Mr. Bao: Self-employed, with a business life of 5 years or more, has already obtained a business license.
50
1 day of loan time Receiver: Manager Li Application on December 08, 2015
Mr. Ge: Local household registration, office workers, employees/cadres
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-22
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-16
  • problem:
  • Reply:
    When the parents of the 80s are old, as the only child, on the one hand, to support the parents, on the one hand to raise the next generation, can be called "the most tired middle-aged people in history." Even worse, wait until we are 80 years old, who will take care of us? ||101074
    2017-07-18
  • problem:
  • Reply:
    On May 24th, after preparatory work such as pre-intention registration, qualification review, and public lottery, 927 sets of leased houses built by Tangjialing collective construction land in Haidian District of Beijing were formally selected for housing selection and sign-up work in Haidian District.澎湃News from||136075
    2017-07-18
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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