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You are here: 360 Home Loan channel         Tianjin Bank of China Personal Mortgage Revolving Loan

Bank of China - Personal Mortgage Revolving Loan

Brief Introduction
Mortgaged property                             Business owner Self-employed office worker Can apply 20 days loan
Optional amount of 300,000 to 150 million
Ten thousand yuan
Optional period from December to 120 months
Months
1.43Ten thousand yuan
42854 Yuan

Interest rate description: monthly rate of 0.44%   Advance repayment instructions

Through the intermediary, please consult the intermediary guarantee (with additional costs)

Manager Xu

Rongze Credit Investment Guarantee (Beijing) Co., Ltd. Beijing Branch

Manager Zhang

Tianjin Cheng Jun Real Estate Information Consulting Co., Ltd.

Manager Guo

Ping Fu Pratt & Whitney Tianjin Branch

Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
Application conditions
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            Age requirement: up to 20 years
Area requirements: at least 60 square meters;
The collateral is located in the area: 6 districts in Tianjin;
Types of collateral: ordinary houses, villas, shops, office buildings, factories.
materials needed
            1. ID card of husband and wife, account book and marriage certificate
2. The property rights of the collateral (such as: real estate license, land license, etc.) and valuation documents;
3. Other documents or materials requested by the Bank of China.
Interest rate description
Loan period (months)Monthly interest rate
12-120Benchmark interest rate floats 20%


success case
92
Lending time 13 days Assignee: Manager Zhang May 02, 2017 Apply
Mr. Wang: No fixed occupation, 47 years old, monthly cash income of 10,000 yuan
90
Lending time 2 days Assignee: Manager Zhang Application for November 07, 2016
Mr. Guo: Business owner, has a business life of 3 years and has already applied for a business license.
65
Loan time 20 days Assignee: Manager Zhang Apply on October 18, 2016
Mr. Li: Workers, working for 4 to 7 years, monthly wages of 4400 yuan
60
Loan time 10 days Assignee: Manager Yang Apply on June 25, 2016
Mr. Fu: Office workers, working for 1 to 3 years, monthly wages of 30,000 yuan
twenty one
Loan time 5 days Assignee: Manager Yang Apply on June 20, 2016
Mr. Meng: Self-employed, with a business life of 5 years and above, has obtained a business license.
common problem
  • problem:
  • Reply:
    Yes, a third party can be a borrower, and the owner of the property rights can be a mortgagor. Property owners can also apply for unsecured bank loans.
    2016-10-08
  • problem:
  • Reply:
    2 to 3 weeks have a clear result of the approval of the interest rate, amount. Then go to the trading center and transfer the name of the birth certificate to the lender after 5 to 7 working days.
    2016-09-26
  • problem:
  • Reply:
    How to Apply for Housing Mortgage, Four Ways to Solve Loan Problems ||99877
    2017-07-18

Through the intermediary, please consult the intermediary guarantee (with additional costs)

Manager Xu

Rongze Credit Investment Guarantee (Beijing) Co., Ltd. Beijing Branch

Manager Zhang

Tianjin Cheng Jun Real Estate Information Consulting Co., Ltd.

Manager Guo

Ping Fu Pratt & Whitney Tianjin Branch

Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
The related information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager for confirmation.
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