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You are here: Financial 360 Home Loan channel         Tianjin Bank of China personal mortgage loan cycle

Bank of China - Personal Mortgage Loan

Brief Introduction
Need to mortgage real estate                             Business owners may apply for self-employed workers 20 days to lend money
Optional amount of 300000 ~ 15000000
Million
Optional period of 12 months to 120 months
Months
1.43Million
42854 Yuan

Interest Rate Description: Monthly interest rate 0.44%   Advance repayment instructions

Through the intermediary, please consult the intermediary guarantee (additional cost)

Xu manager

Financial Ze trust investment guarantee (Beijing) Co., Ltd. Beijing Branch

Manager Zhang

Tianjin Cheng Jun Real Estate Information Consulting Co., Ltd.

Law manager

Friends of the public letter Financial Information Services (Shanghai) Co., Ltd. Tianjin Branch

Credit managers will complyCredit Manager Services ConventionIf you have any questions, please contact customer service by phone
Application conditions
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            Aging requirements: the longest no more than 20 years;
Area requirements: at least 60 square meters or more;
Collateral area: District 6 in Tianjin;
Collateral types: ordinary houses, villas, shops, office buildings, factories.
materials needed
            1, both husband and wife ID card, account book and marriage certificate
2, the security of the property ownership of materials (such as: real estate license, land certificates, etc.) and valuation documents;
3. Other supporting documents or materials requested by Bank of China.
Interest rate instructions
Loan period (months)Monthly interest rate
12-120The benchmark interest rate goes up by 20%


success case
92
Loan time of 13 days Assignee: Manager Zhang May 02, 2017 Application
Mr. Wang: No permanent occupation, 47 years old, monthly cash income of 10,000 yuan
90
Loan time 2 days Assignee: Manager Zhang November 07, 2016 to apply
Mr. Guo: business owners, operating three years, has handled the business license
65
Loan time 20 days Assignee: Manager Zhang October 18, 2016 to apply
Mr. Lee: working people, working years 4 to 7 years, the monthly punch wage of 4400 yuan
60
Loan time 10 days Assignee: Manager Yang June 25, 2016 Application
Mr. Fu: working people, working years 1-3 years, the monthly punch wage of 30,000 yuan
twenty one
Loan time of 5 days Assignee: Manager Yang June 20, 2016 Application
Mr. Meng: self-employed, operating period of 5 years and above, has been operating a business license
common problem
  • problem:
  • Reply:
    Yes, a borrower can be a third party, the real estate right to do the mortgagor. There are also real estate can apply for unsecured bank loans.
    2016-10-08
  • problem:
  • Reply:
    2 to 3 weeks have the approval results clear interest rates, the amount. Then go to the Exchange Center transfer, the name of the permit to the lender 5 to 7 working days after the loan.
    2016-09-26

Through the intermediary, please consult the intermediary guarantee (additional cost)

Xu manager

Financial Ze trust investment guarantee (Beijing) Co., Ltd. Beijing Branch

Manager Zhang

Tianjin Cheng Jun Real Estate Information Consulting Co., Ltd.

Law manager

Friends of the public letter Financial Information Services (Shanghai) Co., Ltd. Tianjin Branch

Credit managers will complyCredit Manager Services ConventionIf you have any questions, please contact customer service by phone
Related information collected by rong360, does not guarantee complete accuracy, please consult the credit manager to confirm
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