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You are here: 360 Home Loan channel         Shenzhen Agricultural Bank Housing Loan

Agricultural Bank - Housing Credit

Brief Introduction
Mortgaged property                             Business owner Self-employed office worker Can apply 13 days loan
Optional amount of 300,000 to 100 million
Ten thousand yuan
Optional period from December to 120 months
Months
1.43Ten thousand yuan
42854 Yuan

Interest rate description: monthly rate of 0.44%   Advance repayment instructions

The agency suspended the processing of loan applications We have carefully selected other loans for you, so let’s have a look
Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
Application conditions
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            Types of collateral: ordinary residential, commercial and residential buildings;
Mortgage located in the area: Shenzhen
Valuation requirements: at least 500,000 or more
Loan maturity: The sum of the age of the customer does not exceed 60 years
Have a fixed residence or a stable work unit
Have repayment ability, good credit record
materials needed
            Identity card, marriage certificate, original copy of the account book and a copy thereof;
Personal bank account in the last six months. Or you own or control the company's asset certification materials, bank statement, tax certificate;
The ownership of the collateral proves the original.
Other financial supporting materials that you can provide, such as stocks, time deposits, wealth management products, insurance policies, automobiles, etc.
Interest rate description
Loan period (months)Annual interest rate
12-120Benchmark interest rate floating 10-20%


success case
400
Loan time 20 days Accepted by: Manager Huang Apply on September 13, 2016
Mr. Xie: Workers who work for more than 7 years, the monthly wage is 11,000 yuan.
40
Loan time 20 days Assignee: Forest Manager Apply on November 19, 2015
Mr. Xu: Workers who work for more than 7 years and have a monthly wage of 11,000 yuan.
10
Loan time 20 days Accepted by: Manager Huang Apply on November 5, 2015
Mr. Xu: Workers, working for 1 to 3 years, monthly wage 4,000 yuan
50
Loan time 20 days Assignee: Yan Manager Apply on June 26, 2015
Mr. Wu: The real estate type is commercial housing, the property valuation is 1 million yuan, the application amount is 500000, and the acceptance amount is reached.
100
Loan time 4 days Assignee: Manager Li May 26, 2015 Application
Mr. Xie: No fixed occupation, monthly cash income of 20,000 yuan, to pay the local social security
common problem
  • problem:
  • Reply:
    Yes, a third party can be a borrower, and the owner of the property rights can be a mortgagor. Property owners can also apply for unsecured bank loans.
    2016-10-11
  • problem:
  • Reply:
    2 to 3 weeks have a clear result of the approval of the interest rate, amount. Then go to the trading center and transfer the name of the birth certificate to the lender after 5 to 7 working days.
    2016-09-18
  • problem:
  • Reply:
    Shanghai banks have the minimum age requirement for second-hand homes for 10 years and up to 30 years. ||82711
    2017-07-18
The agency suspended the processing of loan applications We have carefully selected other loans for you, so let’s have a look
Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
The related information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager for confirmation.
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