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You are here: Rong 360 Home Loan channel         Shenzhen Agricultural Bank House Loan

Agricultural Bank - Housing Credit

Brief Introduction
Mortgage property                             Business owner, self-employed, office worker, can apply 13 days loan
Optional amount of 300,000 to 10 million
Ten thousand yuan
Optional period from December to December
Month
1.43Ten thousand yuan
42854 Yuan

Interest rate description: monthly interest rate 0.44%   Early repayment instructions

The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Type of collateral: ordinary residential, commercial and residential buildings;
Collateral located in Shenzhen: Shenzhen
Valuation requirements: at least 500,000
Loan period: the sum of the age of the customer does not exceed 60 years
Have a fixed residence or a stable work unit
Repayment ability, good credit history
materials needed
            ID card, marriage certificate, original copy of the household registration book and a copy thereof;
The bank's running account for the most recent half year. Or proof of assets of the company that you own or control the company, bank statement, tax certificate;
The original proof of the collateral.
Other financial proof materials you can provide, such as stocks, time deposits, wealth management products, insurance policies, automobiles, etc.;
Interest rate statement
Loan term (month)Annual interest rate
12-120Benchmark interest rate rises 10-20%


success case
400
20 days of loan time Receiver: Manager Huang Application on September 13, 2016
Mr. Xie: Office worker, working for more than 7 years, monthly salary is 11,000 yuan
40
20 days of loan time Receiver: Manager Lin Application on November 19, 2015
Mr. Xu: Office worker, working for more than 7 years, monthly salary is 11,000 yuan
10
20 days of loan time Receiver: Manager Huang Application on November 5, 2015
Mr. Xu: Office worker, working years 1 to 3 years, monthly wages of 4,000 yuan
50
20 days of loan time Acceptant: Yan Manager Application on June 26, 2015
Mr. Wu: The property type is a commercial residence. The property value is 1 million yuan, and the application amount is 500000, which is the acceptance amount.
100
4 days of loan time Receiver: Manager Li Application on May 26, 2015
Mr. Xie: No fixed occupation, monthly cash income of 20,000 yuan, paid local social security
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-11
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-18
  • problem:
  • Reply:
    The minimum period for second-hand housing age in Shanghai banks is 10 years and the longest is 30 years. ||82711
    2017-07-18
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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The artifact is in hand, not buying a house
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