Types of collateral: ordinary residential, commercial and residential buildings;
Mortgage located in the area: Shenzhen
Valuation requirements: at least 500,000 or more
Loan maturity: The sum of the age of the customer does not exceed 60 years
Have a fixed residence or a stable work unit
Have repayment ability, good credit record
Identity card, marriage certificate, original copy of the account book and a copy thereof;
Personal bank account in the last six months. Or you own or control the company's asset certification materials, bank statement, tax certificate;
The ownership of the collateral proves the original.
Other financial supporting materials that you can provide, such as stocks, time deposits, wealth management products, insurance policies, automobiles, etc.
Interest rate description
Loan period (months)
Annual interest rate
Benchmark interest rate floating 10-20%
Loan time 20 daysAccepted by: Manager HuangApply on September 13, 2016
Mr. Xie: Workers who work for more than 7 years, the monthly wage is 11,000 yuan.
Loan time 20 daysAssignee: Forest ManagerApply on November 19, 2015
Mr. Xu: Workers who work for more than 7 years and have a monthly wage of 11,000 yuan.
Loan time 20 daysAccepted by: Manager HuangApply on November 5, 2015
Mr. Xu: Workers, working for 1 to 3 years, monthly wage 4,000 yuan
Loan time 20 daysAssignee: Yan ManagerApply on June 26, 2015
Mr. Wu: The real estate type is commercial housing, the property valuation is 1 million yuan, the application amount is 500000, and the acceptance amount is reached.
Loan time 4 daysAssignee: Manager LiMay 26, 2015 Application
Mr. Xie: No fixed occupation, monthly cash income of 20,000 yuan, to pay the local social security
From May 1, the amount of housing provident fund loans will be reduced to varying degrees: the maximum amount of loan per household for the households of the employees who normally pay housing accumulation funds is adjusted from 800,000 yuan to 600,000 yuan. ||132359