Consultant Comments:The loan is fast; the loan can be considered as soon as possible during the promotion period; the official full-time loan consultant of Standard Chartered Bank will return quickly, the service is in place, the maximum loan is 500,000 yuan, the maximum period is 5 years, the long term is reduced, and the monthly payment is reduced. Repayment pressure; decoration, travel, study abroad... loans can be used for reasonable personal or household consumption; teachers/doctors/pharmacists/nurses/civil servants or work in high-quality industries such as electricity, petrochemicals, electronic communications, transportation, finance, etc. Opportunity to enjoy document reduction and priority review policies, faster lending, and more advantageous interest rates.
1. Online application
2. Telephone contact
3. Submission of materials
Unsecured personal loan application through train
Standard Chartered Bank - Unsecured Personal Loan
Standard Chartered Bank (China) Co., Ltd. - National
Age requirement: 22-60 years old; Identity requirement: Chinese nationality (excluding Hong Kong, Macao and Taiwan residents) Revenue requirements: The monthly income before tax is more than 5,000 yuan (the form of salary is bank transfer); Working years: working in the current unit for 3 months; Work location: Beijing, Shanghai, Guangzhou, Shenzhen; Industry requirements: Individual industrial and commercial households will not be accepted, and private owners will apply.
Remarks: Loans are prohibited from being used to purchase real estate, stocks, futures, wealth management products or any other equity investment. They are also prohibited from being used in production or business operations or other conflicts with laws and regulations.
1. Identification document: Mainland China ID card 2. Address proof document: residence book, or financial product statement (such as credit card), or utility bill (such as: water and electricity bill), or real estate license for any month in the last three months; The residence registration also requires a residence permit or temporary residence permit. 3. Proof of income: The following three options are optional: (1) my bank's payroll record (such as: passbook or bank flow); (2) personal income tax bill for the past three months; (3) proof of income issued by the company (such as payroll or labor contract). The above is the basic documents for loan application. For details, please contact the account manager of Standard Chartered Bank. For further review, Standard Chartered Bank staff will contact the customer to supplement the appropriate documents.
Interest rate statement
Monthly interest rate
6 months, 1 year
2 years, 3 years,
4 years, 5 years
Less than 50,000
50,000 (inclusive) -100,000
100,000 (including) -200,000
200,000 (including) -300,000
300,000 (including) -400,000
More than 400,000
Monthly interest rate can be as low as 1%
Loan monthly interest rate=Loan annual interest rate/12, that is, the Bank’s personal unsecured loan has the lowest annual interest rate12%. The minimum interest rate is for reference only. The applicable interest rate shall be subject to the personal loan approval notice sent by the Bank after the loan application has been approved. Customers can only enjoy one loan interest rate discount and can no longer enjoy other interest rate concessions during the same period.
First of all, how serious is your card overdue situation, whether it is more than 90 days, several times, is it continuous, different degrees have different treatments, if only a few times overdue, more than a few days, the relationship has little effect .