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Standard Chartered Bank - Unsecured Personal Loans

Brief Introduction
No mortgage required                                                             Office workers can apply 1 day loan
Optional amount of 8,000 to 50,000 yuan
Ten thousand yuan
Optional period from June to May
Months
0.33Ten thousand yuan
4442 Yuan

Interest rate description: monthly interest rate 1%   Advance repayment instructions

Consultant Comments: Loan rates are fast; loans can be considered as soon as possible during the promotion period; Standard Chartered Bank’s official full-time loan consultants will quickly return visits, services in place, the maximum loan of 500,000 yuan, the longest period of 5 years, long-term deadline, lower monthly payments Repayment pressure; decoration, travel, study abroad... Loans can be used for reasonable personal or family consumption; teachers/doctors/pharmacists/nurses/civil servants or work in power, petrochemical, electronic communications, transportation, finance and other high-quality industries. Opportunities enjoy the policy of document deduction and priority review, with faster loan advancement and more favorable interest rates.

89973Successful applicant

  • application process
  • 1. Apply online
  • 2. Telephone contact
  • 3. Submitting materials

Unsecured Personal Loan Application Express

Standard Chartered Bank - Unsecured Personal Loans 
Standard Chartered Bank (China) Co., Ltd. - National
I want to apply
Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
Application conditions
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            Age requirement: 22-60 years old;
Identity requirements: Chinese nationality (excluding residents from Hong Kong, Macao and Taiwan)
Income requirements: The monthly income before tax is more than 5,000 yuan (the form of salary is bank transfer);
Working years: work in the current unit for 3 months;
Work place: Beijing, Shanghai, Guangzhou, Shenzhen;
Industry requirements: Applications for private industrial and commercial households and private owners are not accepted.

Note: Loans are not allowed to be used for the purchase of real estate, stocks, futures, wealth management products or any other equity investment. They are also prohibited for use in the production and operation of companies or other purposes that conflict with laws and regulations.
Special Note
materials needed
            1. Identification Documents: Mainland China Identity Card
2. Proof of residence address: Household registration book, or financial product statement (such as: credit card) or public utilities payment bill (such as water and electricity coal bill), or real estate license for any month in my last three months; Household registration also requires a residence permit or temporary residence permit.
3. Proof of income: The following three options are optional 2: (1) my bank's payroll record (such as: passbook or bank flow); (2) personal income tax receipt for the past three months; (3) proof of income issued by the company (such as payroll or labor contract).
The above are the basic documents for loan applications. For details, please contact the Standard Chartered Bank Account Manager. If there is a need for further review, Standard Chartered Bank staff will contact the customer to supplement the corresponding documents.
Interest rate description
Loan periodLoan amountMonthly interest rate
6 months, 1 year

2 years, 3 years,

4 years, 5 years

50,000 or less
1.85%
50,000 (inclusive) - 100,0001.65%
100,000 (inclusive) -200,0001.5%
200,000 (including) -300,0001.35%
300,000 (inclusive) -400,000
1.2%
More than 400,000
1%



common problem
  • application process
  • 1. Apply online
  • 2. Telephone contact
  • 3. Submitting materials

Unsecured Personal Loan Application Express

Standard Chartered Bank - Unsecured Personal Loans 
Standard Chartered Bank (China) Co., Ltd. - National
I want to apply
Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
The related information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager for confirmation.
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