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You are here: Rong 360 Home Loan channel         National Standard Chartered Bank Unsecured Personal Loan

Standard Chartered Bank - Unsecured Personal Loan

Brief Introduction
No mortgage required                                                             Office worker can apply 1 day loan
Optional amount of 0.8 million to 500,000
Ten thousand yuan
Optional period from June to June
Month
0.33Ten thousand yuan
4442 Yuan

Interest rate description: monthly interest rate 1%   Early repayment instructions

Consultant Comments: The loan is fast; the loan can be considered as soon as possible during the promotion period; the official full-time loan consultant of Standard Chartered Bank will return quickly, the service is in place, the maximum loan is 500,000 yuan, the maximum period is 5 years, the long term is reduced, and the monthly payment is reduced. Repayment pressure; decoration, travel, study abroad... loans can be used for reasonable personal or household consumption; teachers/doctors/pharmacists/nurses/civil servants or work in high-quality industries such as electricity, petrochemicals, electronic communications, transportation, finance, etc. Opportunity to enjoy document reduction and priority review policies, faster lending, and more advantageous interest rates.

89973Successful application

  • application process
  • 1. Online application
  • 2. Telephone contact
  • 3. Submission of materials

Unsecured personal loan application through train

Standard Chartered Bank - Unsecured Personal Loan 
Standard Chartered Bank (China) Co., Ltd. - National
I want to apply
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age requirement: 22-60 years old;
Identity requirement: Chinese nationality (excluding Hong Kong, Macao and Taiwan residents)
Revenue requirements: The monthly income before tax is more than 5,000 yuan (the form of salary is bank transfer);
Working years: working in the current unit for 3 months;
Work location: Beijing, Shanghai, Guangzhou, Shenzhen;
Industry requirements: Individual industrial and commercial households will not be accepted, and private owners will apply.

Remarks: Loans are prohibited from being used to purchase real estate, stocks, futures, wealth management products or any other equity investment. They are also prohibited from being used in production or business operations or other conflicts with laws and regulations.
Special Note
materials needed
            1. Identification document: Mainland China ID card
2. Address proof document: residence book, or financial product statement (such as credit card), or utility bill (such as: water and electricity bill), or real estate license for any month in the last three months; The residence registration also requires a residence permit or temporary residence permit.
3. Proof of income: The following three options are optional: (1) my bank's payroll record (such as: passbook or bank flow); (2) personal income tax bill for the past three months; (3) proof of income issued by the company (such as payroll or labor contract).
The above is the basic documents for loan application. For details, please contact the account manager of Standard Chartered Bank. For further review, Standard Chartered Bank staff will contact the customer to supplement the appropriate documents.
Interest rate statement
Loan termLoan amountMonthly interest rate
6 months, 1 year

2 years, 3 years,

4 years, 5 years

Less than 50,000
1.85%
50,000 (inclusive) -100,0001.65%
100,000 (including) -200,0001.5%
200,000 (including) -300,0001.35%
300,000 (including) -400,000
1.2%
More than 400,000
1%

Monthly interest rate can be as low as 1%

Loan monthly interest rate=Loan annual interest rate/12, that is, the Bank’s personal unsecured loan has the lowest annual interest rate12%. The minimum interest rate is for reference only. The applicable interest rate shall be subject to the personal loan approval notice sent by the Bank after the loan application has been approved. Customers can only enjoy one loan interest rate discount and can no longer enjoy other interest rate concessions during the same period.


common problem
  • application process
  • 1. Online application
  • 2. Telephone contact
  • 3. Submission of materials

Unsecured personal loan application through train

Standard Chartered Bank - Unsecured Personal Loan 
Standard Chartered Bank (China) Co., Ltd. - National
I want to apply
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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