Consultant Comments:• Loan fast
• Loans need to be considered as soon as possible during the promotion period
• Standard Chartered Bank's full-time loan advisors will quickly return to service
• The maximum loan 500,000 yuan, up to 5 years deadline: long deadline to reduce the monthly repayment pressure
• Buying a car, renovating, traveling, studying abroad ... Loans can be used for reasonable personal or household consumption * 1
• Teachers / physicians / pharmacists / nurses / civil servants or working in quality industries such as electricity, petrochemicals, telecommunications, transportation and finance are more likely to enjoy the policy of document waiver and priority audit. The lending rate is faster and interest rates have more advantages.
* Note 1: Loans are forbidden to purchase real estate, stocks, futures, wealth management products or any other equity investments. They are also prohibited from being used for manufacturing operations or other purposes in conflict with laws and regulations.
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Standard Chartered Bank - Unsecured Personal Loan
Standard Chartered Bank (China) Co., Ltd. - Nationwide
Age requirements: 22-60 years old;
Identity requirements: a Chinese nationality (excluding Hong Kong, Macao and Taiwan residents)
Income requirements: the monthly income before tax more than 5,000 yuan;
Work Experience: In the current unit of work over three months;
Working Location: Beijing, Shanghai, Guangzhou, Shenzhen;
Industry requirements: temporarily do not accept individual industrial and commercial households, private owners apply.
Note 1: Loans are forbidden to buy property, stocks, futures, wealth management products or any other equity investments. They are also prohibited from being used for manufacturing operations or other purposes in conflict with laws and regulations.
Remark 2: Refers to 5 minutes after the complete submission of the information and materials required by Standard Chartered Bank to the relevant systems of Standard Chartered Bank. The results of the first trial are for reference only and are subject to the approval of Standard Chartered Bank.
1, identification documents: China resident identity card
2, proof of address documents: booklet, or any of the last three months of my financial product statements (such as: credit card), or utility bills (such as: utilities bill), or real estate license; non-city Residence also need to provide another residence permit or temporary residence permit.
3. Proof of Income: Three of the following three options: (1) My bank payroll records (eg passbook or bank flow); (2) Individual income tax receipts for the past three months; (3) Proof of income from the company (Such as payroll or labor contract).
The above is the basic documents for loan application. For details, please contact Standard Chartered Bank Account Manager. For further audit needs, Standard Chartered Bank staff will contact the customer to add the appropriate documents.
First of all, let me ask you how serious the overdue situation is. Has it been more than 90 days? How many times is it continuous and it is different in different ways? If there are only a few overdated days or more, the relationship will not be affected much .