Consultant Comments:Loan rates are fast; loans can be considered as soon as possible during the promotion period; Standard Chartered Bank’s official full-time loan consultants will quickly return visits, services in place, the maximum loan of 500,000 yuan, the longest period of 5 years, long-term deadline, lower monthly payments Repayment pressure; decoration, travel, study abroad... Loans can be used for reasonable personal or family consumption; teachers/doctors/pharmacists/nurses/civil servants or work in power, petrochemical, electronic communications, transportation, finance and other high-quality industries. Opportunities enjoy the policy of document deduction and priority review, with faster loan advancement and more favorable interest rates.
1. Apply online
2. Telephone contact
3. Submitting materials
Unsecured Personal Loan Application Express
Standard Chartered Bank - Unsecured Personal Loans
Standard Chartered Bank (China) Co., Ltd. - National
Age requirement: 22-60 years old; Identity requirements: Chinese nationality (excluding residents from Hong Kong, Macao and Taiwan) Income requirements: The monthly income before tax is more than 5,000 yuan (the form of salary is bank transfer); Working years: work in the current unit for 3 months; Work place: Beijing, Shanghai, Guangzhou, Shenzhen; Industry requirements: Applications for private industrial and commercial households and private owners are not accepted.
Note: Loans are not allowed to be used for the purchase of real estate, stocks, futures, wealth management products or any other equity investment. They are also prohibited for use in the production and operation of companies or other purposes that conflict with laws and regulations.
1. Identification Documents: Mainland China Identity Card 2. Proof of residence address: Household registration book, or financial product statement (such as: credit card) or public utilities payment bill (such as water and electricity coal bill), or real estate license for any month in my last three months; Household registration also requires a residence permit or temporary residence permit. 3. Proof of income: The following three options are optional 2: (1) my bank's payroll record (such as: passbook or bank flow); (2) personal income tax receipt for the past three months; (3) proof of income issued by the company (such as payroll or labor contract). The above are the basic documents for loan applications. For details, please contact the Standard Chartered Bank Account Manager. If there is a need for further review, Standard Chartered Bank staff will contact the customer to supplement the corresponding documents.
First of all, you can check out how serious your overdue situation is, whether it is more than 90 days, and whether it is continuous or not. There are different approaches to deal with different degrees. If there are only a few overdue days, the relationship will not affect the relationship. .