Age requirement: up to 20 years
The collateral is located in the area: Greater Chengdu;
Types of collateral: ordinary houses, villas, shops, office buildings;
Mortgage: residential 70%, commercial 50%.
1. Second-generation ID card, account book, marriage certificate
2. Work Proof: work permit, labor contract, social insurance card (optional one)
3 Proof of income: proof of income (subject to official seal), the bank’s salary payment for the last six months
4. Proof of address: The invoice for the water, electricity, gas and property management fees of the applicant's current residence for the last three months.
5. Proof of property and liabilities (real estate license or purchase contract, vehicle driving permit and invoice, other property right certificates, etc.)
6. Personal Credit Report
Interest rate description
Annual interest rate
Benchmark interest rate floating 10-20%
1 day loan timeAssignee: Sun ManagerApply on June 29, 2015
Mr. Jiang: The real estate type is commercial housing. The real estate valuation is 560,000 yuan, and the application amount is 100000.
Lending time 14 daysAccepted by: Manager ZhaoApply on October 15, 2014
Mr. Wu: Workers, employees/cadres, working years 4~7 years
Loan time 3 daysAssignee: Pay ManagerApply on June 20, 2014
Mr. Zhou: Self-employed, with a business term of 3 years, has already applied for a business license.
Lending time 9 daysAccepted by: Manager ZhaoApply on May 27, 2014
Mr. Yu: 39 years old, local hukou, office workers
Lending time 2 daysAssignee: Manager LiApply on May 19, 2014
Mr. Hu: 26 years old, local household registration, no fixed occupation
The steady increase in house prices, the increasing pressure on home purchases, and loan purchases have become a new type of choice for more and more people. People of all ages have gradually joined the ranks of loan purchasers. ||113947
On June 28th, after the central bank cut interest rates, what is the interest rate for a loan of 1 million commercial loans for 10 years? How much money should be paid each month according to different repayment methods? How much money can be saved compared to the previous benchmark rate? ||74533