Age requirements: up to 20 years;
The collateral is located in the area of Greater Chengdu;
Type of collateral: ordinary houses, villas, shops, office buildings;
The number of mortgages is 70% for residential and 50% for commercial use.
1. Second-generation ID card, household registration, marriage certificate
2. Work certificate: work permit, labor contract, social security card (any one can be selected)
3 Proof of income: proof of income (requires the official seal of the unit), the bank pays wages for nearly six months
4. Proof of address: Invoice for water, electricity, gas, and property management fees for the applicant's current residence for the last 3 months.
5. Proof of property and liabilities (real estate license or purchase contract, vehicle driving license and invoice, other property rights certificates, etc.)
6. Personal Credit Report
Interest rate statement
Annual interest rate
Benchmark interest rate rises 10-20%
1 day of loan timeAcceptant: Manager SunApplication on June 29, 2015
Mr. Jiang: The property type is a commercial residence. The property value is 560,000 yuan, and the application amount is 100,000, which is the acceptance amount.
14 days of loan timeReceiver: Manager ZhaoApplication on October 15, 2014
Mr. Wu: Office worker, employee/cadre, working years 4~7 years
Loan time 3 daysAssignee: Pay ManagerApplication on June 20, 2014
Mr. Zhou: Self-employed, with a business life of 3 years, has already obtained a business license.
Loan time 9 daysReceiver: Manager ZhaoApplication on May 27, 2014
Mr. Yu: 39 years old, local household registration, office worker
Loan time 2 daysReceiver: Manager LiApplication on May 19, 2014
Mr. Hu: 26 years old, local household registration, no fixed occupation
The steady increase in house prices and the increasing pressure on home purchases have made it a new choice for more and more people. People of all ages have gradually joined the ranks of loan purchases. ||113947
On June 28, after the central bank cut interest rates, the interest rate of 1 million commercial loans will be 10 years. According to different repayment methods, how much money will be paid each month, and how much money can be saved compared with the previous benchmark probability. ||74533