Consultant Comments:Real estate needs to be mortgaged: There are commercial housing in Tianjin, and you can apply for stable work or business flow.
Reminder: The age of the house is no more than 20 years, and the area is more than 80 square meters. Do not accept applications for bad credit and high debts
For mediation, please consult the intermediary guarantee (with additional fees)
Age requirements: up to 20 years;
Area requirement: at least 80 square meters or more;
The collateral is located in Tianjin: (except Jinghai County, Jixian County, Ninghe County);
Type of collateral: residential, villa, retail, office building, factory building;
Industry restrictions: Temporarily do not support steel and real estate industry applications.
1. Original and copy of ID card and account book
2. The assets proof materials that you own or control the company, such as bank statements, invoices, and cargo transportation lists.
3. Related materials for loan use
4. House property certificate
5. Other relevant material requirements as stipulated by China Everbright Bank.
Interest rate statement
Loan term (month)
Annual interest rate
baseQuasi-interest rate rises by 30%
4 days of loan timeReceiver: Manager YangApplication on May 20, 2017
Mr. Li: Foreign resident, office worker, working years 1~3 years
20 days of loan timeReceiver: Manager ZhangApply on May 02, 2017
Mr. Zhang: Self-employed, with a business life of 2 years, has already applied for a business license.
7 days of loan timeAcceptant: Manager DongApplication on April 12, 2017
Mr. Wu: The business owner, with a business life of 2 years, has already applied for a business license.
20 days of loan timeReceiver: Manager YangApplication on June 11, 2015
Mr. Qi: Office workers, working years 4 to 7 years, monthly wages of 10,000 yuan
Loan time 9 daysReceiver: Manager YangApplication on May 24, 2015
Mr. Zeng: No fixed occupation, monthly cash income of 30,000 yuan, paid local social security