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You are here: Rong 360 Home Loan channel         Beijing Bank of Communications personal business loan

Bank of Communications - Personal Operating Loan

Brief Introduction
Mortgage property                             Business owner self-employed can apply 15 days loan
Optional amount of 300,000 to 10 million
Ten thousand yuan
Optional period from December to June
Month
1.44Ten thousand yuan
42864 Yuan

Interest rate description: monthly interest rate 0.44%   Does not support early repayment

Consultant Comments: The place of business registration is Beijing, and there are Beijing local real estates available under the name.

For mediation, please consult the intermediary guarantee (with additional fees)

Yan Manager

Ronglian Weiye Investment Guarantee (Beijing) Co., Ltd.

Manager Xu

Beijing Liuxing Juntong Information Technology Co., Ltd.

Manager Lu

Beijing Xinyuanda Information Consulting Co., Ltd. Beijing Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Full civil capacity
Hold legal and valid identification documents
Good business operation
Have a fixed place of residence locally
Good credit status
The borrower needs to hold more than 50% of the shares in the company.
Have a stable source of income and the ability to pay off debts on time
materials needed
            business license
company policy
Financial Statements
Nearly 3 months purchase and sales contract
Trade contract signed by this loan
Interest rate statement

1.21 to 1.25 times the minimum benchmark interest rate

success case
73
Loan time 3 days Acceptant: Xu Manager Application on February 25, 2016
Mr. Tan: The business owner, who has been in business for 3 years, has already applied for a business license.
70
20 days of loan time Accepted by: Chain Jia Yang... Application on July 15, 2014
Mr. Zhao: No fixed occupation, 25 years old, monthly cash income of 15,000 yuan
50
Waiting for money Acceptant: Xu Manager Application on September 28, 2015
Mr. L: 42 years old, paying local provident fund, depositing 60 months for the provident fund
100
Waiting for money Receiver: 甄 Manager Application on November 19, 2014
Mr. Qu: No fixed occupation, 44 years old, monthly cash income of 6,000 yuan
50
Waiting for money Receiver: Manager Zhao Application on August 23, 2014
Mr. Li: No fixed occupation, monthly cash income of 100,000 yuan, paid local social security
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-12
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-30
  • problem:
  • Reply:
    A loan advertisement has recently caused heated discussion in the circle of friends. The advertisement said that “China Merchants Bank’s personal property mortgage loan, the most important thing is to be able to second mortgage. Even if the house is still mortgaged, it can also lend the appreciation.”||113043
    2017-07-18

For mediation, please consult the intermediary guarantee (with additional fees)

Yan Manager

Ronglian Weiye Investment Guarantee (Beijing) Co., Ltd.

Manager Xu

Beijing Liuxing Juntong Information Technology Co., Ltd.

Manager Lu

Beijing Xinyuanda Information Consulting Co., Ltd. Beijing Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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