Business life: registered business for more than 2 years;
Age requirement: up to 20 years (commercial property up to 15 years);
Housing area: no less than 80 square meters;
The collateral is located in the area: Hangzhou;
Types of collateral: residences, villas, shops, office buildings.
1, second-generation ID card, account book, marriage certificate
2, business license (need to pass the annual inspection)
3. Proof of personal income (such as personal tax payment certificate, wage salary certificate, individual's dividend certificate of operating entity, rental income, deposits in ICBC or other banks within the past six months, certificates of average financial assets such as government bonds, funds, etc.)
4, loan card
5. The original and copy of the mortgage property ownership certificate. The right to dispose the person (including the owner of the property) agrees to the mortgage proof.
6. If the loan adopts a guarantee method, relevant information of the guarantor must be provided;
7. Other information requested by the bank.
Interest rate description
Annual interest rate
1 year, credit period up to 5 years
Benchmark interest rate floats 20%
Lending time 2 daysAssignee: Shen Jing ManagerApply on December 21, 2016
Mr. Zhou: The business owner, who has worked for 5 years or more, has already obtained a business license.
Loan time 18 daysAssignee: Shen Jing ManagerApply on October 04, 2015
Mr. Zhao: Business owner, with a business life of 5 years and above, operating registration in the local
Waiting for lendingAssignee: Shen Jing ManagerJanuary 18, 2016 Application
Mr. Xian: Self-employed, with a business life of 5 years and above, has already obtained a business license.
Waiting for lendingAssignee: senior financial...Application for September 06, 2015
Mr. Zhao: Workers who work for more than 7 years and have a monthly wage of 20,000 yuan.
Waiting for lendingAssignee: Shen Jing ManagerApply on May 19, 2017
Mr. Chen: Local household registration, office workers, working years 1~3 years
From May 1, the amount of housing provident fund loans will be reduced to varying degrees: the maximum amount of loan per household for the families of employees who have normally paid housing accumulation funds is adjusted from 800,000 yuan to 600,000 yuan. ||132359