Hangzhou

[Switch city]

You are here: Rong 360 Home Loan channel         Hangzhou Industrial and Commercial Bank Enterprise Business Loan

Industrial and Commercial Bank - Business Lending

Brief Introduction
Mortgage property                             Business owner self-employed can apply 25 days loan
Optional amount of 500,000 to 10 million
Ten thousand yuan
Optional period December to December
Month
2.61Ten thousand yuan
                        Regular interest payment

Interest rate description: monthly interest rate 0.44%   Early repayment instructions

Consultant Comments: The place of business registration is Hangzhou, the business time is 2 years, and the property has more than 80 square meters of real estate in Hangzhou.

For mediation, please consult the intermediary guarantee (with additional fees)

Shen Manager

Hangzhou Liuhang Investment Management Co., Ltd. Hangzhou Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
Save this content to my mailbox
            Operating period: registered business for more than 2 years;
Age requirements: no more than 20 years (the maximum length of a commercial property is no more than 15 years);
Housing area: no less than 80 square meters in area;
The collateral is located in the area: Hangzhou;
Type of collateral: residential, villa, retail, office building.
materials needed
            1, second-generation ID card, household registration, marriage certificate
2, business license (need to pass the annual inspection)
3. Personal income certificate (such as personal tax payment certificate, salary and salary certificate, personal dividend certificate in operating entity, rental income, deposits in ICBC or other banks within 6 months, certificates of average financial assets such as government bonds and funds, etc.)
4, loan card
5. The original and photocopy of the property right of the mortgage house. A document certifying the right to dispose of the person (including the property owner).
6. If the loan adopts the guarantee method, relevant information of the guarantor shall be provided;
7. Other information requested by the bank.
Interest rate statement
Loan termAnnual interest rate
1 year, credit period up to 5 yearsBenchmark interest rate rises by 20%


success case
15
Loan time 2 days Receiver: Shen Manager Application on December 21, 2016
Mr. Zhou: The business owner, who has a business life of 5 years or more, has already applied for a business license.
50
18 days of loan time Receiver: Shen Manager Application on October 4, 2015
Mr. Zhao: The business owner, with a business life of 5 years or more, operates the local registration place.
1
Waiting for money Receiver: Shen Manager Application on January 18, 2016
Mr. Xian: Self-employed, with a business life of 5 years or more, has already obtained a business license.
100
Waiting for money Acceptant: Senior Rong... Application on September 6, 2015
Mr. Zhao: Office worker, working for more than 7 years, monthly salary is 20,000 yuan
50
Waiting for money Receiver: Shen Manager Apply on May 19, 2017
Mr. Chen: Local household registration, office workers, working years 1~3 years
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-12
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-06
  • problem:
  • Reply:
    Since May 1st, the amount of housing provident fund loans will be lowered to varying degrees: the maximum amount of loans for each household of workers and families who have actually paid the housing provident fund will be adjusted from 800,000 yuan to 600,000 yuan. ||132359
    2017-07-18

For mediation, please consult the intermediary guarantee (with additional fees)

Shen Manager

Hangzhou Liuhang Investment Management Co., Ltd. Hangzhou Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
Loan assistant
1 minute to figure out how much you can borrow
Is it more cost-effective than your loan?
The artifact is in hand, not buying a house
Popular recommendation Popular recommendation Popular mortgage Popular cities Loan tool
Mobile phone
APP
Back
top