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You are here Financial home page Loan Channel         Hangzhou Industrial and Commercial Bank of China business loans

Industrial and Commercial Bank - Business Loans

Brief Introduction
Need to mortgage real estate                             Business owners can apply for self-employed 25 days of lenders
The optional amount of 50 million to 10 million
Million yuan
Optional period from December to December
Month
2.61Million yuan
                        Regular payment, due repayment

Interest rate statement: monthly rate of 0.44%   Early repayment instructions

Consultant Comments: Business registration for the Hangzhou, operating time for 2 years, the name of Hangzhou local 80 square meters above the property can apply
The agency suspends acceptance of the loan application We have carefully selected other loans for you, and look at it quickly
Credit managers will complyThe Convention on the Service of Credit Managers, If any questions, please call the customer service phone
Application conditions
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            Years of operation: registered for more than 2 years;
Housing age requirements: up to a maximum of 20 years (commercial real estate up to no more than 15 years);
House area: no less than 80 square meters;
Collateral area: Hangzhou;
Mortgage type: residential, villa, shops, office buildings.
materials needed
            1, the second generation ID card, account of this, marriage certificate
2, business license (subject to annual inspection)
3, personal income proof (such as personal tax proof, wages and salaries to prove that the individual in the operating entity of the dividend certificate, rental income, in the ICBC or his line within six months of deposits, bonds, funds and other financial assets, etc.)
4, the loan card
5, the original property and a copy of the proof of property. The person who has the right to dispose of the person (including the owner of the property) agrees to the mortgage.
6, the use of loans to ensure that the way, must provide relevant information on the guarantor;
7, the bank asked to provide other information.
Interest rate statement
Loan termAnnual interest rate
1 year, credit period up to 5 yearsBase interest rate up 20%


success case
15
Loan time 2 days Receiver: Shenjing Li December 21, 2016 application
Mr. Zhou: business owners, operating life of 5 years and above, has handled a business license
50
Loan time is 18 days Receiver: Shenjing Li October 04, 2015 application
Mr. Zhao: business owners, operating life of 5 years and above, operating in the local registration
1
Waiting for lenders Receiver: Shenjing Li January 18, 2016 application
Mr. first: self-employed, operating life of 5 years and above, has handled a business license
100
Waiting for lenders Recipient: Advanced ... September 06, 2015 Application
Mr. Zhao: office workers, working life of more than 7 years, the monthly punch card wages of 20,000 yuan
50
Waiting for lenders Receiver: Shenjing Li May 19, 2017 application
Mr. Chen: local household registration, office workers, working years 1 to 3 years
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower, the property owner to do the mortgagor. There are real estate can also apply for unsecured bank loans.
    2016-10-12
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. And then go to the transaction center transfer, production license name to lenders after 5 to 7 working days to pay.
    2016-10-06
  • problem:
  • Reply:
    Since May 1, the housing provident fund loans will have different degrees of reduction: the two sides of the normal payment of housing provident fund workers family loans per household from 800,000 yuan to 600,000 yuan. || 132359
    2017-07-18
The agency suspends acceptance of the loan application We have carefully selected other loans for you, and look at it quickly
Credit managers will complyThe Convention on the Service of Credit Managers, If any questions, please call the customer service phone
The information is collected by rong360 and is not guaranteed to be accurate. Please contact your credit manager for confirmation.
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