Asset requirements: Borrowers need to provide Beijing real estate for mortgage;
Age requirements: The residence does not exceed 25 years and the shop office does not exceed 20 years;
Types of collateral: ordinary houses, shops, office buildings;
1. Borrower (and spouse) identity card, household registration certificate, marriage certificate;
2, mortgage property license;
3. Other procedures required by the bank.
Interest rate description
Loan period (months)
Monthly interest rate
Benchmark interest rates rise 15%-20%
Lending time 2 daysAssignee: Xu ManagerApply on October 20, 2016
Mr. Shi: Workers, working for 1 to 3 years, monthly wages of 30,000 yuan
Loan time 3 daysAssignee: Xu ManagerApply on September 27, 2016
Mr. Sun: Office workers, working for more than 7 years, monthly wages of 15,000 yuan punch card
Loan time 20 daysAssignee: Xu ManagerSeptember 07, 2016 Application
Mr. Zhao: The office worker has a working period of less than 3 months and a monthly wage of 3,000 yuan.
Lending time 15 daysAssignee: Xu ManagerApply on April 26, 2016
Mr. Cai: Workers who work for more than 7 years and have a monthly wage of 5,000 yuan.
Loan time 20 daysAssignee: Xu ManagerApply on February 24, 2016
Mr. Lu: The type of property is an office building. The property is valued at 1 million yuan and can provide real estate licenses.
Recently, New Provident Funds have been implemented around the country to stimulate the property market. However, provident funds can be used for renting and have been in many cities for many years. Nowadays more places have relaxed the requirements for the withdrawal of public rental housing. At first glance, it is an affordable thing for renters at this stage || 59905
In order to further increase the use of housing provident funds and better protect the demand for rigid housing purchases, Xiamen has once again introduced a policy that employees can withdraw housing provident funds to support parents and children in building purchases. The New Deal has been on trial for one year and it will officially begin implementation on September 14. ||78623