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You are here: Rong 360 Home Loan channel         Beijing Bank of China personal arrival (quality) revolving loan

Bank of China - Personal Arrival (Quality) Revolving Loan

Brief Introduction
Mortgage property                             No identity restrictions 3 days loan
Optional amount of 300,000 to 10 million
Ten thousand yuan
Optional period from December to December
Month
1.37Ten thousand yuan
42804 Yuan

Interest rate description: monthly interest rate 0.42%   Does not support early repayment

For mediation, please consult the intermediary guarantee (with additional fees)

Yan Manager

Ronglian Weiye Investment Guarantee (Beijing) Co., Ltd.

Manager Xu

Beijing Liuxing Juntong Information Technology Co., Ltd.

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Asset requirements: The borrower needs to provide Beijing real estate for mortgage;
Housing age requirements: residential no more than 25 years, retail office building no more than 20 years;
Type of collateral: ordinary residences, shops, office buildings;
materials needed
            1. Borrower (and spouse) ID card, household registration certificate, marriage certificate;
2. Mortgage property certificate;
3. Other formalities required by the bank.
Interest rate statement
Loan term (month)Monthly interest rate
12-120Benchmark interest rate rises 15%-20%


success case
10
Loan time 2 days Acceptant: Xu Manager Application on October 20, 2016
Mr. Shi: Office workers, working years 1 to 3 years, monthly wages of 30,000 yuan
80
Loan time 3 days Acceptant: Xu Manager Application on September 27, 2016
Mr. Sun: Office worker, working for more than 7 years, monthly salary is 15,000 yuan
30
20 days of loan time Acceptant: Xu Manager Application on September 7, 2016
Mr. Zhao: Office workers, working years are less than 3 months, and monthly wages are 3,000 yuan.
49
15 days of loan time Acceptant: Xu Manager Application on April 26, 2016
Mr. Cai: Office worker, working for more than 7 years, monthly salary is 5,000 yuan
50
20 days of loan time Acceptant: Xu Manager Application on February 24, 2016
Mr. Lu: The type of property is an office building with a property value of 1 million yuan.
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-28
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-27
  • problem:
  • Reply:
    Recently, local governments have implemented a new fund for the accumulation of funds to stimulate the property market. However, the provident fund can be used for renting and has been in many cities for many years. More places nowadays have relaxed the requirements for the withdrawal of provident fund renting houses. At first glance, it is an affordable thing for current renters ||59905
    2017-07-18

For mediation, please consult the intermediary guarantee (with additional fees)

Yan Manager

Ronglian Weiye Investment Guarantee (Beijing) Co., Ltd.

Manager Xu

Beijing Liuxing Juntong Information Technology Co., Ltd.

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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