Asset requirements: The borrower needs to provide Beijing real estate for mortgage;
Housing age requirements: residential no more than 25 years, retail office building no more than 20 years;
Type of collateral: ordinary residences, shops, office buildings;
1. Borrower (and spouse) ID card, household registration certificate, marriage certificate;
2. Mortgage property certificate;
3. Other formalities required by the bank.
Interest rate statement
Loan term (month)
Monthly interest rate
Benchmark interest rate rises 15%-20%
Loan time 2 daysAcceptant: Xu ManagerApplication on October 20, 2016
Mr. Shi: Office workers, working years 1 to 3 years, monthly wages of 30,000 yuan
Loan time 3 daysAcceptant: Xu ManagerApplication on September 27, 2016
Mr. Sun: Office worker, working for more than 7 years, monthly salary is 15,000 yuan
20 days of loan timeAcceptant: Xu ManagerApplication on September 7, 2016
Mr. Zhao: Office workers, working years are less than 3 months, and monthly wages are 3,000 yuan.
15 days of loan timeAcceptant: Xu ManagerApplication on April 26, 2016
Mr. Cai: Office worker, working for more than 7 years, monthly salary is 5,000 yuan
20 days of loan timeAcceptant: Xu ManagerApplication on February 24, 2016
Mr. Lu: The type of property is an office building with a property value of 1 million yuan.
Recently, local governments have implemented a new fund for the accumulation of funds to stimulate the property market. However, the provident fund can be used for renting and has been in many cities for many years. More places nowadays have relaxed the requirements for the withdrawal of provident fund renting houses. At first glance, it is an affordable thing for current renters ||59905
In order to further increase the use of housing provident fund and better protect the rigid housing demand of employees, Xiamen once again introduced the policy that the employees can withdraw the housing provident fund to support parents and children to purchase houses in Xiamen. The New Deal was tried for one year and officially began on September 14. ||78623