Age requirement: up to 20 years (commercial property up to 15 years);
Area requirements: at least 60 square meters;
Valuation requirements: at least 800,000;
The collateral is located in the area: Hangzhou;
Types of collateral: ordinary houses, villas, shops, office buildings;
Loan maturity: The sum of the age of the customer does not exceed 60 years.
1. Loan application form and signature confirmation by the loan applicant;
2. The original identity of the borrower's valid identity document (referring to the resident identity card, residence booklet or other valid residence permit), and provide a photocopy thereof;
3. The collateral ownership materials and valuation documents;
4. The borrower's loan application document;
5. Other documents or materials requested by the Bank of China.
Interest rate description
Loan period (months)
Annual interest rate
Benchmark interest rates rise 10%-30%
Annual interest rate is comprehensively confirmed based on the applicant’s qualifications
Loan time 20 daysAssignee: Shen Jing ManagerApply on December 30, 2016
Mr. Wang: The self-employed has already obtained a business license. The business registration place is local.
1 day loan timeAssignee: Shen Jing ManagerApply on May 29, 2016
Mr. Chen: Workers, working for 1 to 3 years, monthly wages of 5,000 yuan
Loan time 5 daysAssignee: Shen Jing ManagerApply on March 22, 2016
Mr. Li: Self-employed, with a business term of 3 years, has applied for a business license
Loan time 3 daysAssignee: Shen Jing ManagerApply on March 21, 2016
Mr. Wei: Local household registration, office workers, employees/cadres
Loan time 20 daysAssignee: Shen Jing ManagerApply on February 29, 2016
Mr. Xu: Self-employed, with a business life of 5 years or more, has already obtained a business license.
The local government should widely publicize the destocking policy and form a consensus, propagandizing the idea that “peasants are appreciating the value of their home purchases in the cities and building houses in the rural areas is a devaluation”. ||93345