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Bank of China - Personal Consumer Loans

Brief Introduction
Need to mortgage real estate                             No identity restrictions 7 days to lend money
Optional amount of 300000 ~ 2000000
Million
Optional period of 12 months to 120 months
Months
2.83Million
                        Loan cycle, with the return

Interest Rate Description: Monthly interest rate 0.47%   Advance repayment instructions

Through the intermediary, please consult the intermediary guarantee (additional cost)

Manager Shen

Hangzhou Golden Real Estate Agency Ltd.

Credit managers will complyCredit Manager Services ConventionIf you have any questions, please contact customer service by phone
Application conditions
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            Aging requirements: a maximum of not more than 20 years (commercial real estate up to 15 years);
Area requirements: at least 60 square meters or more;
Valuation requirements: at least 800,000 or more;
Collateral located area: Hangzhou;
Type of collateral: ordinary residential, villas, shops, office buildings;
Loan period: with the customer's age does not exceed 60 years.
materials needed
            1, the loan application form signed by the applicant to confirm the loan;
2, the original valid identity document of the borrower (refers to resident ID card, residence booklet or other valid residence ID card), and provide a copy of it;
3, mortgage property ownership materials and valuation documents;
4, the borrower's loan application documents;
5. Other supporting documents or materials requested by Bank of China.
Interest rate instructions
Loan period (months)Annual interest rate
12-120The benchmark interest rate goes up 10% -30%

The annual interest rate is confirmed based on the applicant's qualification

success case
160
Loan time 20 days Assignee: Shen manager December 30, 2016 to apply
Mr. Wang: self-employed, has handled a business license, registered in the local business
7
Loan time 1 day Assignee: Shen manager May 29, 2016 Application
Mr. Chen: working people, working years 1-3 years, monthly punch wage of 5,000 yuan
18
Loan time of 5 days Assignee: Shen manager March 22, 2016 Application
Mr. Lee: self-employed, operating period of three years, has handled the business license
6
Loan time 3 days Assignee: Shen manager March 21, 2016 Application
Mr. Wei: Local household registration, office workers, staff / cadres
30
Loan time 20 days Assignee: Shen manager February 29, 2016 Application
Mr. Xu: self-employed, operating period of 5 years and above, has handled the business license
common problem
  • problem:
  • Reply:
    Yes, a borrower can be a third party, the real estate right to do the mortgagor. There are also real estate can apply for unsecured bank loans.
    2016-10-12
  • problem:
  • Reply:
    2 to 3 weeks have the approval results clear interest rates, the amount. Then go to the Exchange Center transfer, the name of the permit to the lender 5 to 7 working days after the loan.
    2016-09-18
  • problem:
  • Reply:
    Local governments should widely publicize the inventory-removing policy, form a consensus and publicize the concept of "peasants buying houses in the city is an appreciation and building houses in the countryside is a devaluation." || 93345
    2017-07-18

Through the intermediary, please consult the intermediary guarantee (additional cost)

Manager Shen

Hangzhou Golden Real Estate Agency Ltd.

Credit managers will complyCredit Manager Services ConventionIf you have any questions, please contact customer service by phone
Related information collected by rong360, does not guarantee complete accuracy, please consult the credit manager to confirm
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