Age requirement: 23-55 years old; Insurance requirements: The applicant is the insured person himself; Insurance period: the total payment period of the insurance policy is 3 years; Purchase time: The insurance purchase time should be one year; The number of payment periods: the term of payment of the insurance policy is 3 years and 4 times (once for one year); Monthly insurance requirements: Monthly premiums are more than 200 yuan per month; Insurance companies: Life insurance purchased by China Ping An, Life Insurance and Xinhua Insurance.
1. Second-generation ID card Insurance policy 3. Bank liquidation in the past half year
Without a credit card, if the name is opened via an online microloan, or if there is a mortgage house or a mortgage car, it is also possible. If it is not universal insurance, the insurance policy can be used for loans for six months.
First of all, you can check out how serious your overdue situation is, whether it is more than 90 days, and whether it is continuous or not. There are different approaches to deal with different degrees. If there are only a few overdue periods, it will not affect the relationship. .