Age requirement: 18-65 years old (the age plus loan period does not exceed 70); Collateral area: Shanghai local; Property age: no more than 25 years; Mortgage count: up to 5-7.5%; Valuation requirements: the minimum is not less than 1.5 million yuan; Property area: not less than 50 square meters; Type of collateral: residential, townhouse, apartment; Job requirements: local work for 6 months or registration for 12 months; Restricted household registration: We do not accept applications from Fujian household registration; Credit requirements: Good credit, no bad overdue, and no credit blanks.
1. Second generation ID card 2. Property certificate 3. Work certificate or business license 4. Asset certificate (real estate, financial assets, tax bill, provident fund, etc.)
Interest rate statement
Loan term (month)
Annual interest rate
Benchmark interest rate rises by 20%-35%
Loan time 16 daysAcceptant: Manager DiApplication on December 29, 2016
Mr. Shen: Self-employed, with a business life of 5 years or more, has already obtained a business license.
1 day of loan timeReceiver: Manager JiangApplication on August 01, 2016
Mr. Lu: The owner of the company has no major changes in the equity within 6 months and has a business life of 5 years or more.
20 days of loan timeReceiver: Manager YangApplication on June 09, 2016
Mr. Shi: Business owner, working for more than 7 years, monthly salary is 6500 yuan
20 days of loan timeReceiver: Manager JiangApplication on May 23, 2016
Mr. Wang: Office worker, working for more than 7 years, monthly salary is 2900 yuan
Loan time 2 daysReceiver: Manager JiangApplication on May 15, 2016
Mr. Yue: Office worker, working years 4 to 7 years, 46 years old