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Ping An Bank - consumer mortgage loans

Brief Introduction
Need to mortgage real estate                             Business owners can apply for office workers 2 days of lenders
The optional amount of 50 million to 500 million
Million yuan
Optional period from December to 240 months
Month
1.6Million yuan
43004 Yuan

Interest rate statement: monthly rate of 0.49%   Early repayment instructions

The agency suspends acceptance of the loan application We have carefully selected other loans for you, and look at it quickly
Credit managers will complyThe Convention on the Service of Credit Managers, If any questions, please call the customer service phone
Application conditions
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            Age requirements: 18-65 years of age (age plus loan period does not exceed 70);
Collateral area: Shanghai local;
Property age: no more than 25 years;
Mortgage count: up to 5-7.5%;
Valuation requirements: minimum not less than 1.5 million yuan;
Real estate area: not less than 50 square meters;
Collateral type: residential, townhouse, apartment;
Job requirements: local work for 6 months or registration for 12 months;
Restricted household registration: not to apply for Fujian household registration;
Credit requirements: good credit, no bad overdue, do not accept the credit blanks.
materials needed
            1. second generation identity card
2. proof of property
3. Work certificate or business license
4. Assets (real estate, financial assets, tax bills, provident fund, etc.)
Interest rate statement
Loan Term (Month)Annual interest rate
12-240Base interest rate up 20% -35%


success case
twenty four
Loan time is 16 days Receiver: Dijing Li December 29, 2016 application
Mr. Shen: self-employed, operating life of 5 years and above, has handled a business license
200
Loan time 1 day Receiver: Jiangjing Li August 1, 2016 application
Mr. Lu: business owners, equity no significant changes within 6 months, operating life of 5 years and above
150
Loan time is 20 days Receiver: Yangjing Li Application on June 09, 2016
Mr. Shi: business owners, working life of more than 7 years, the monthly punch card wages of 6500 yuan
twenty two
Loan time is 20 days Receiver: Jiangjing Li May 23, 2016 application
Mr. Wang: office workers, working life of more than 7 years, the monthly punch card wages of 2900 yuan
49
Loan time 2 days Receiver: Jiangjing Li May 15, 2016 application
Mr. Yue: office workers, working years 4 to 7 years, 46 years old
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower, the property owner to do the mortgagor. There are real estate can also apply for unsecured bank loans.
    2016-10-02
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. And then go to the transaction center transfer, production license name to lenders after 5 to 7 working days to pay.
    2016-09-26
The agency suspends acceptance of the loan application We have carefully selected other loans for you, and look at it quickly
Credit managers will complyThe Convention on the Service of Credit Managers, If any questions, please call the customer service phone
The information is collected by rong360 and is not guaranteed to be accurate. Please contact your credit manager for confirmation.
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