Shanghai

[Switch City]

You are here: 360 Home Loan channel         Shanghai Ping An Bank Consumer Mortgage Loans

Ping An Bank - Consumer Mortgage Loans

Brief Introduction
Mortgaged property                             Business owner Self-employed office worker Can apply 2 days loan
Optional amount of 50 million to 5 million
Ten thousand yuan
Optional period from December to 240 months
Months
1.6Ten thousand yuan
43004 Yuan

Interest rate description: monthly rate of 0.49%   Advance repayment instructions

Through the intermediary, please consult the intermediary guarantee (with additional costs)

Manager Wang

Ping An Pratt & Whitney Shanghai Branch

Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
Application conditions
Save this content to my email
            Age requirement: 18-65 years old (age plus loan period not exceeding 70);
Collateral area: Shanghai local;
Property age: no more than 25 years;
Mortgage: up to 5-7.5%;
Valuation requirements: minimum not less than 1.5 million yuan;
Real estate area: not less than 50 square meters;
Types of collateral: residential, townhouses, apartments;
Job requirements: Local work for 6 months or registered operation for 12 months;
Restricted household registration: Temporary application for Fujian household registration is not accepted;
Credit requirements: Good credit, no bad overdue, temporarily not accept credit blanks.
materials needed
            1. Second-generation ID card
2. Proof of property
3. Work certificate or business license
4. Proof of assets (property, financial assets, tax bills, provident funds, etc.)
Interest rate description
Loan period (months)Annual interest rate
12-240Benchmark interest rate floating 20%-35%


success case
twenty four
Loan time 16 days Assignee: Dee Manager Apply on December 29, 2016
Mr. Shen: Self-employed, with a business life of 5 years and above, has already obtained a business license.
200
1 day loan time Accepted by: Manager Jiang Apply on August 01, 2016
Mr. Lu: Business owner, no major changes in equity within 6 months, operating period of 5 years and above
150
Loan time 20 days Assignee: Manager Yang Apply on June 09, 2016
Mr. Shi: Business owner, working for more than 7 years, monthly wage of 6500 yuan
twenty two
Loan time 20 days Accepted by: Manager Jiang Apply on May 23, 2016
Mr. Wang: Workers, working for more than 7 years, monthly wages of 2900 yuan
49
Lending time 2 days Accepted by: Manager Jiang Apply on May 15, 2016
Mr. Yue: Office workers, working years 4~7 years, 46 years old
common problem
  • problem:
  • Reply:
    Yes, a third party can be a borrower, and the owner of the property rights can be a mortgagor. Property owners can also apply for unsecured bank loans.
    2016-10-02
  • problem:
  • Reply:
    2 to 3 weeks have a clear result of the approval of the interest rate, amount. Then go to the trading center and transfer the name of the birth certificate to the lender after 5 to 7 working days.
    2016-09-26

Through the intermediary, please consult the intermediary guarantee (with additional costs)

Manager Wang

Ping An Pratt & Whitney Shanghai Branch

Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
The related information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager for confirmation.
Loan assistant
Calculate how much you can loan in 1 minute
Is it better than your loan?
Artifact in hand, buy a house
Hot recommendation Hot recommendation Hot mortgage Popular cities Loan tools
Cell phone
APP
Back to
top