Age requirement: 18-65 years old (age plus loan period not exceeding 70); Collateral area: Shanghai local; Property age: no more than 25 years; Mortgage: up to 5-7.5%; Valuation requirements: minimum not less than 1.5 million yuan; Real estate area: not less than 50 square meters; Types of collateral: residential, townhouses, apartments; Job requirements: Local work for 6 months or registered operation for 12 months; Restricted household registration: Temporary application for Fujian household registration is not accepted; Credit requirements: Good credit, no bad overdue, temporarily not accept credit blanks.
1. Second-generation ID card 2. Proof of property 3. Work certificate or business license 4. Proof of assets (property, financial assets, tax bills, provident funds, etc.)
Interest rate description
Loan period (months)
Annual interest rate
Benchmark interest rate floating 20%-35%
Loan time 16 daysAssignee: Dee ManagerApply on December 29, 2016
Mr. Shen: Self-employed, with a business life of 5 years and above, has already obtained a business license.
1 day loan timeAccepted by: Manager JiangApply on August 01, 2016
Mr. Lu: Business owner, no major changes in equity within 6 months, operating period of 5 years and above
Loan time 20 daysAssignee: Manager YangApply on June 09, 2016
Mr. Shi: Business owner, working for more than 7 years, monthly wage of 6500 yuan
Loan time 20 daysAccepted by: Manager JiangApply on May 23, 2016
Mr. Wang: Workers, working for more than 7 years, monthly wages of 2900 yuan
Lending time 2 daysAccepted by: Manager JiangApply on May 15, 2016
Mr. Yue: Office workers, working years 4~7 years, 46 years old