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You are here: Rong 360 Home Loan channel         Shanghai Ping An Bank Consumer Mortgage Loan

Ping An Bank - Consumer Mortgage

Brief Introduction
Mortgage property                             Business owner, self-employed, office worker, can apply 2 days loan
Optional amount of 500,000 to 500,000
Ten thousand yuan
Optional period from December to December
Month
1.6Ten thousand yuan
43004 Yuan

Interest rate description: monthly interest rate 0.49%   Early repayment instructions

The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age requirement: 18-65 years old (the age plus loan period does not exceed 70);
Collateral area: Shanghai local;
Property age: no more than 25 years;
Mortgage count: up to 5-7.5%;
Valuation requirements: the minimum is not less than 1.5 million yuan;
Property area: not less than 50 square meters;
Type of collateral: residential, townhouse, apartment;
Job requirements: local work for 6 months or registration for 12 months;
Restricted household registration: We do not accept applications from Fujian household registration;
Credit requirements: Good credit, no bad overdue, and no credit blanks.
materials needed
            1. Second generation ID card
2. Property certificate
3. Work certificate or business license
4. Asset certificate (real estate, financial assets, tax bill, provident fund, etc.)
Interest rate statement
Loan term (month)Annual interest rate
12-240Benchmark interest rate rises by 20%-35%


success case
twenty four
Loan time 16 days Acceptant: Manager Di Application on December 29, 2016
Mr. Shen: Self-employed, with a business life of 5 years or more, has already obtained a business license.
200
1 day of loan time Receiver: Manager Jiang Application on August 01, 2016
Mr. Lu: The owner of the company has no major changes in the equity within 6 months and has a business life of 5 years or more.
150
20 days of loan time Receiver: Manager Yang Application on June 09, 2016
Mr. Shi: Business owner, working for more than 7 years, monthly salary is 6500 yuan
twenty two
20 days of loan time Receiver: Manager Jiang Application on May 23, 2016
Mr. Wang: Office worker, working for more than 7 years, monthly salary is 2900 yuan
49
Loan time 2 days Receiver: Manager Jiang Application on May 15, 2016
Mr. Yue: Office worker, working years 4 to 7 years, 46 years old
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-02
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-26
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
Loan assistant
1 minute to figure out how much you can borrow
Is it more cost-effective than your loan?
The artifact is in hand, not buying a house
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