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You are here: Rong 360 Home Loan channel         Hangzhou Bank Baiye Easy Loan

Bank of Hangzhou - Baiye Easy Loan

Brief Introduction
Mortgage property                             Business owner can apply 8 days loan
Optional amount of 500,000 to 2 million
Ten thousand yuan
Optional period from June to June
Month
2.94Ten thousand yuan
                        Regular interest payment

Interest rate description: monthly interest rate 0.49%   Early repayment instructions

For mediation, please consult the intermediary guarantee (with additional fees)

Shen Manager

Hangzhou Liuhang Investment Management Co., Ltd. Hangzhou Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age requirement: 18-60 years old;
Registered place: Only accept Jianggan, Gongshu, Shangcheng, Xiacheng and Xihu areas;
Operating period: The company has registered for one year;
Revenue requirements: monthly bank invoices are not less than 100,000;
Restricted industries: temporarily do not accept high pollution (such as chemical industry), high-risk industries (such as coal mining industry);
Age requirement: no more than 20 years;
Area requirement: not less than 50 square meters;
Valuation requirements: not less than 1 million;
Type of collateral: ordinary houses, shops, office buildings, factories;
Other requirements: On-site credit investigation is required during the audit, and all collateral owners are required to sign.
materials needed
            1. Applicant and spouse ID card, household registration, marriage certificate
2. Company business license
3. Nearly 1 year company financial statements
4. For nearly 6 months, the company has invoiced the water.
5. My name of Hangzhou local commodity property certificate
6. Purchase invoice and purchase contract
Interest rate statement
Loan term (month)Annual interest rate
6-36Benchmark interest rate rises 15%-35%


success case
53
8 days of loan time Receiver: Shen Manager Application on January 01, 2017
Mr. Wang: Business owner, operating for 1 year, operating the local registration
50
Loan time 5 days Receiver: Shen Manager Application on February 25, 2016
Mr. Huang: The business owner, who has been in business for 3 years, has already applied for a business license.
50
7 days of loan time Receiver: Shen Manager Application on December 7, 2014
Mr. Hu: 44 years old, the property type is commercial housing, the property value is 1.6 million yuan.
80
20 days of loan time Receiver: Shen Manager Application on March 3, 2014
Mr. Xu: The business owner, with a business life of 3 years, operates the local registration
50
Waiting for money Receiver: Shen Manager Apply on May 06, 2017
Mr. Zhang: No fixed occupation, 37 years old, monthly cash income of 10,000 yuan
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-12
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-08

For mediation, please consult the intermediary guarantee (with additional fees)

Shen Manager

Hangzhou Liuhang Investment Management Co., Ltd. Hangzhou Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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