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Hangzhou Bank - Hundreds of easy to trade

Brief Introduction
Need to mortgage real estate                             Business owners can apply 8 days to lend money
Optional amount of 500,000 ~ 20 million
Million
Optional period June to 36 months
Months
2.94Million
                        Regular interest payment, due repayment

Interest Rate Description: Monthly interest rate 0.49%   Advance repayment instructions

The agency suspended the application for loans We carefully selected for your other loans, and quickly take a look at it
Credit managers will complyCredit Manager Services ConventionIf you have any questions, please contact customer service by phone
Application conditions
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            Age requirements: 18-60 years old;
Place of registration: temporarily accept Jianggan, Gongshu, Upper City, Lower City, West Lake area;
Operating period: the company registered for over one year;
Income requirements: monthly bank invoicing flow of not less than 100,000;
Restricted industries: not to accept high pollution (such as the chemical industry), high-risk industries (such as the coal industry);
Aging requirements: no more than 20 years;
Area requirements: not less than 50 square meters;
Valuation requirements: not less than 1 million;
Type of collateral: ordinary residential, shops, office buildings, factories;
Other requirements: In the audit need to conduct field credit, and require the mortgage property owners all sign.
materials needed
            1. Applicant and spouse ID card, account of this, proof of marriage
2. Company business license
3. nearly 1 year company financial statements
4. For nearly 6 months the company billing water
5. My name is Hangzhou local commercial real estate certificate
6. Purchase invoices and purchase contracts
Interest rate instructions
Loan period (months)Annual interest rate
6-36The benchmark interest rate goes up by 15% -35%


success case
53
Loan time of 8 days Assignee: Shen manager January 01, 2017 to apply
Mr. Wang: business owners, operating a year, registered in the local business
50
Loan time of 5 days Assignee: Shen manager February 25, 2016 to apply
Mr. Wong: business owners, operating period of 3 years, has handled the business license
50
Loan time 7 days Assignee: Shen manager December 07, 2014 Application
Mr. Hu: 44 years old, the type of real estate is commercial housing, real estate valued at 1.6 million yuan
80
Loan time 20 days Assignee: Shen manager March 03, 2014 Application
Mr. Xu: business owners, operating period of 3 years, registered in the local business
50
Waiting for a loan Assignee: Shen manager May 06, 2017 Application
Mr. Zhang: no fixed occupation, 37 years old, the monthly cash income of 10,000 yuan
common problem
  • problem:
  • Reply:
    Yes, a borrower can be a third party, the real estate right to do the mortgagor. There are also real estate can apply for unsecured bank loans.
    2016-10-12
  • problem:
  • Reply:
    2 to 3 weeks have a clear interest rate examination and approval results, the amount. Then go to the Exchange Center transfer, the name of the permit to the lender 5 to 7 working days after the loan.
    2016-10-08
The agency suspended the application for loans We carefully selected for your other loans, and quickly take a look at it
Credit managers will complyCredit Manager Services ConventionIf you have any questions, please contact customer service by phone
Related information collected by rong360, does not guarantee complete accuracy, please consult the credit manager to confirm
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