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You are here: Rong 360 Home Loan channel         Shanghai Agricultural Bank Housing Loan (Personal Consumption)

Agricultural Bank - Housing Credit (Personal Consumption)

Brief Introduction
Mortgage property                             No identity restrictions 30-day loan
Optional amount of 500,000 to 10 million
Ten thousand yuan
Optional period from December to December
Month
1.37Ten thousand yuan
42804 Yuan

Interest rate description: monthly interest rate 0.42%   Early repayment instructions

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Zhu

Zhongteng Financial Information Service (Shanghai) Co., Ltd. Shanghai Branch

Manager Yang

CreditEase Pratt & Whitney Information Consulting (Beijing) Co., Ltd. Shanghai Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age requirements: up to 20 years;
Valuation requirements: at least 1 million or more;
The collateral is located in the area: Shanghai (except Chongming, Fengxian, Jinshan);
Type of collateral: ordinary residence.
materials needed
            1. ID card of the borrower and spouse, household registration book, marriage certificate
2. Mortgage property certificate, identity card of the right holder and co-owner (including spouse) listed in the real estate license, household registration book, marriage certificate
3. Personal bank flow in the past six months
4. Document of loan use
5. Proof of loan use materials
Interest rate statement
Loan term (month)
Annual interest rate
12-120
Benchmark interest rate rises by 15%


success case
50
13 days of loan time Receiver: Manager Yang Application on October 13, 2016
Mr. Guan: Office workers, working years 4 to 7 years, monthly wages of 12,000 yuan
200
Loan time 2 days Receiver: Manager Yang Application on September 11, 2016
Mr. Zhong: The business owner, who has been in business for 3 years, has already applied for a business license.
100
20 days of loan time Receiver: Manager Yang Application on August 30, 2016
Mr. Sheng: Office worker, working for more than 7 years, civil servant/institutional staff
10
1 day of loan time Acceptant: I wish the manager Application on August 25, 2016
Mr. Zhou: Local household registration, no fixed occupation, 44 years old
35
20 days of loan time Receiver: Manager Application on August 24, 2016
Mr. Jin: No fixed occupation, 46 years old, monthly cash income of 300,000 yuan
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-11
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-20

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Zhu

Zhongteng Financial Information Service (Shanghai) Co., Ltd. Shanghai Branch

Manager Yang

CreditEase Pratt & Whitney Information Consulting (Beijing) Co., Ltd. Shanghai Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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