Age requirement: up to 20 years
The mortgage is located in the area: Shenzhen City;
Types of collateral: ordinary houses, villas, shops, office buildings, factories;
Income requirements: twice the amount of loans, the need to provide bank liquidity;
Industry restrictions: Applications for self-employed individuals such as self-employed industrial and private owners and private owners are not accepted.
Identification of the borrower (legally valid ID, household registration, proof of marital status, etc.);
Borrower's income certificate or other proof of repayment source;
Collateral ownership certificate and mortgage assessment report
The valid identification of the mortgagor and the collateral owner (if any) and the undertaking to agree to the mortgage;
Additional information requested by the bank.
Interest rate description
Loan period (months)
Annual interest rate
Benchmark interest rate increased by 15%
Loan time 20 daysAssignee: Manager ChenApply on August 26, 2015
Mr. Zhu: Self-employed, with a business life of five years or more, has already obtained a business license.
Loan time 20 daysAssignee: Bell ManagerApply on December 26, 2014
Mr. Chen: The type of real estate is commercial housing, the property valuation is 1.5 million yuan, the application amount is 650,000, and the credit limit is reached.
Loan time 7 daysAssignee: Manager LiApply on November 29, 2014
Mr. Yi: Workers, working for more than 7 years, monthly wages of 5300 yuan
Loan time 20 daysAssignee: Yan ManagerApplication for November 3, 2014
Mr. Liu: Office workers, working for 1 to 3 years, monthly cash income of 20,000 yuan
Loan time 3 daysAssignee: Manager LiApply on October 29, 2014
Mr. Zhou: Workers, working for 4 to 7 years, monthly wages of 8200 yuan
Recently, news about the property market in Beijing has continued to come: second-hand housing prices fell, there is a school district housing price reduction of more than 1 million, the first suite of loan interest rates raised ... Beijing prices really ushered in a turning point? What is the real situation of the property market?