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Industrial and Commercial Bank of China - Personal Consumption Loans

Brief Introduction
Mortgaged property                                                             Office workers can apply 22 days loan
Optional amount of 300,000 to 100 million
Ten thousand yuan
Optional period from December to May
Months
1.37Ten thousand yuan
42804 Yuan

Interest rate description: monthly rate of 0.42%   Advance repayment instructions

The agency suspended the processing of loan applications We have carefully selected other loans for you, so let’s have a look
Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
Application conditions
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            Age requirement: up to 20 years
The mortgage is located in the area: Shenzhen City;
Types of collateral: ordinary houses, villas, shops, office buildings, factories;
Income requirements: twice the amount of loans, the need to provide bank liquidity;
Industry restrictions: Applications for self-employed individuals such as self-employed industrial and private owners and private owners are not accepted.
materials needed
            Identification of the borrower (legally valid ID, household registration, proof of marital status, etc.);
Borrower's income certificate or other proof of repayment source;
Collateral ownership certificate and mortgage assessment report
The valid identification of the mortgagor and the collateral owner (if any) and the undertaking to agree to the mortgage;
Additional information requested by the bank.
Interest rate description
Loan period (months)Annual interest rate
12-60Benchmark interest rate increased by 15%


success case
450
Loan time 20 days Assignee: Manager Chen Apply on August 26, 2015
Mr. Zhu: Self-employed, with a business life of five years or more, has already obtained a business license.
100
Loan time 20 days Assignee: Bell Manager Apply on December 26, 2014
Mr. Chen: The type of real estate is commercial housing, the property valuation is 1.5 million yuan, the application amount is 650,000, and the credit limit is reached.
30
Loan time 7 days Assignee: Manager Li Apply on November 29, 2014
Mr. Yi: Workers, working for more than 7 years, monthly wages of 5300 yuan
15
Loan time 20 days Assignee: Yan Manager Application for November 3, 2014
Mr. Liu: Office workers, working for 1 to 3 years, monthly cash income of 20,000 yuan
twenty three
Loan time 3 days Assignee: Manager Li Apply on October 29, 2014
Mr. Zhou: Workers, working for 4 to 7 years, monthly wages of 8200 yuan
common problem
  • problem:
  • Reply:
    2 to 3 weeks have a clear result of the approval of the interest rate, amount. Then go to the trading center and transfer the name of the birth certificate to the lender after 5 to 7 working days.
    2016-10-04
  • problem:
  • Reply:
    Yes, a third party can be a borrower, and the owner of the property rights can be a mortgagor. Property owners can also apply for unsecured bank loans.
    2016-09-25
  • problem:
  • Reply:
    Shenzhen will put another “great move” to upgrade the human settlement policy and come up with more “real money, silver” and “breakthrough” measures to attract and retain talent. ||112874
    2017-07-18
The agency suspended the processing of loan applications We have carefully selected other loans for you, so let’s have a look
Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
The related information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager for confirmation.
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