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Industrial and Commercial Bank of China - personal consumption loans

Brief Introduction
Need to mortgage real estate                                                             Office workers can apply 7 days of lenders
The optional amount of 300,000 to 10 million
Million yuan
Optional period from December to 60 months
Month
1.37Million yuan
42804 Yuan

Interest rate statement: monthly interest rate 0.42%   Early repayment instructions

For brochure, please contact the intermediary guarantee (at an additional cost)

Hujing Li

Sichuan Yushun Financial Outsourcing Services Limited (Shenzhen) Branch

Credit managers will complyThe Convention on the Service of Credit Managers, If any questions, please call the customer service phone
Application conditions
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            Room age requirements: up to no more than 20 years;
Collateral area: Shenzhen City;
Mortgage type: ordinary residential, villas, shops, office buildings, factories;
Revenue requirements: twice the amount of loans, the need to provide bank water;
Industry restrictions: temporarily accept individual businesses and private owners and other self-employed applications.
materials needed
            Borrower ID (legal and valid identity documents, proof of residence, proof of marital status, etc.);
Proof of borrower's income or other source of repayment;
Certificate of Mortgage Ownership and Mortgage Assessment Report
The mortgagor and the collateral of the co-owner (if any) of the valid proof of identity and consent to the mortgage commitment;
Other information requested by us.
Interest rate statement
Loan Term (Month)Annual interest rate
12-60Base interest rate up 15%


success case
450
Loan time is 20 days Receptionist: Chenjing Li August 26, 2015 Application
Mr. Zhu: self-employed, operating life of 5 years and above, has handled a business license
100
Loan time is 20 days Receiver: Zhongjing Li December 26, 2014 application
Mr. Chen: real estate type is commercial housing, real estate valuation of 1.5 million yuan, the application amount of 650000, to reach the amount of acceptance
30
Loan time is 7 days Receiver: Manager Li November 29, 2014 application
Mr. Yi: office workers, working life of more than 7 years, the monthly punch card wages of 5300 yuan
15
Loan time is 20 days Receiver: Yanjing Li November 3, 2014 application
Mr. Liu: office workers, working years 1 to 3 years, the monthly cash income of 20,000 yuan
twenty three
Loan time 3 days Receiver: Manager Li October 29, 2014 application
Mr. Zhou: office workers, working years 4 to 7 years, the monthly punch card wages of 8200 yuan
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. And then go to the transaction center transfer, production license name to lenders after 5 to 7 working days to pay.
    2016-10-04
  • problem:
  • Reply:
    Yes, the third party can be the borrower, the property owner to do the mortgagor. There are real estate can also apply for unsecured bank loans.
    2016-09-25

For brochure, please contact the intermediary guarantee (at an additional cost)

Hujing Li

Sichuan Yushun Financial Outsourcing Services Limited (Shenzhen) Branch

Credit managers will complyThe Convention on the Service of Credit Managers, If any questions, please call the customer service phone
The information is collected by rong360 and is not guaranteed to be accurate. Please contact your credit manager for confirmation.
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