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China Merchants Bank - consumer credit easy

Brief Introduction
Need to mortgage real estate                             Business owners may apply for self-employed workers 20 days to lend money
Optional amount of 500,000 ~ 1 million
Million
Optional period December to 60 months
Months
2.61Million
                        Loan cycle, with the return

Interest Rate Description: Monthly interest rate 0.44%   Does not support early repayment

411Successful application

  • application process
  • 1. Apply online
  • 2. Contact by phone
  • Submit the material

Apply for a loan

                                  Manager Dong 
  • Evaluation: 129 articles
Merchants Bank Shanghai Branch Account Manager
I want to apply
                                  Xu manager 
  • Evaluation: 841 articles
Merchants Bank Shanghai Branch Account Manager
I want to apply
Credit managers will complyCredit Manager Services ConventionIf you have any questions, please contact customer service by phone
Application conditions
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            1. Aging requirements: the longest no more than 15 years;
2. Area requirements: at least 70 square meters or more;
3. Valuation requirements: a minimum of 1.5 million or more;
4. Types of collateral: ordinary residential, villas, shops, office buildings;
5. Applicant Requirements: living and working in Shanghai for more than 1 year.
materials needed
            1. Applicant and spouse identification card, account book, marriage certificate
2. Company issued proof of work, to be stamped with official seal or personnel chapter
3. The applicant's own name ICBC card
4. My name is local real estate
5. Other information (if any): other real estate, stocks, deposits, cars, running water and so on
Interest rate instructions
Loan period (months)Annual interest rate
12-60
The benchmark interest rate goes up by 15% -20%


success case
20
Loan time 10 days Assignee: Manager Yang May 23, 2016 Application
Mr. Leung: working people, working years more than 7 years, the monthly punch wage of 6,000 yuan
60
Waiting for a loan Assignee: Manager Tan October 13, 2016 to apply
Mr. Wang: working people, working years more than 7 years, state-owned enterprises employees
50
Waiting for a loan Assignee: Xu manager September 27, 2016 Application
Mr. Wen: Local household registration, office workers, working years less than 3 months
50
Waiting for a loan Assignee: Zhu manager May 25, 2016 Application
Mr. Liang: working people, working years 6 to 11 months, the monthly punch wage of 10,000 yuan
50
Waiting for a loan Assignee: Qi manager April 03, 2014 Application
Mr. Xu: Local household registration, large-scale monopoly of state-owned employees, the monthly punch card wage of 10,000 yuan
common problem
  • problem:
  • Reply:
    Yes, a borrower can be a third party, the real estate right to do the mortgagor. There are also real estate can apply for unsecured bank loans.
    2016-09-26
  • problem:
  • Reply:
    2 to 3 weeks have the approval results clear interest rates, the amount. Then go to the Exchange Center transfer, the name of the permit to the lender 5 to 7 working days after the loan.
    2016-09-16
  • application process
  • 1. Apply online
  • 2. Contact by phone
  • Submit the material

Apply for a loan

                                  Manager Dong 
  • Evaluation: 129 articles
Merchants Bank Shanghai Branch Account Manager
I want to apply
                                  Xu manager 
  • Evaluation: 841 articles
Merchants Bank Shanghai Branch Account Manager
I want to apply
Credit managers will complyCredit Manager Services ConventionIf you have any questions, please contact customer service by phone
Related information collected by rong360, does not guarantee complete accuracy, please consult the credit manager to confirm
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