Shanghai

[Switch City]

You are here: 360 Home Loan channel         Shanghai China Merchants Bank Co., Ltd.

China Merchants Bank - Consumer Credit

Brief Introduction
Mortgaged property                             Business owner Self-employed office worker Can apply 20 days loan
Optional amount of 50 million to 100 million
Ten thousand yuan
Optional period from December to May
Months
2.61Ten thousand yuan
                        Circular credit, along with loan

Interest rate description: monthly rate of 0.44%   Does not support early repayment

The agency suspended the processing of loan applications We have carefully selected other loans for you, so let’s have a look
Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
Application conditions
Save this content to my email
            1. Age requirements: up to 15 years;
2. Area requirements: at least 70 square meters;
3. Valuation requirements: at least 1.5 million or more;
4. Types of mortgages: ordinary houses, villas, shops, office buildings;
5. Applicant requirements: Work in Shanghai for more than 1 year.
materials needed
            1. Applicant and spouse's identity certificate, account book, marriage certificate
2. Work certificate issued by the company must be affixed with official seal or personnel chapter
3. Applicant's own name ICBC card
4. My name is local property
5. Other information (if any): Other real estate, stocks, deposits, cars, running water, etc.
Interest rate description
Loan period (months)Annual interest rate
12-60
Benchmark interest rates rise 15%-20%


success case
20
Loan time 10 days Assignee: Manager Yang Apply on May 23, 2016
Mr. Liang: Workers, working for more than 7 years, monthly wages of 6,000 yuan
60
Waiting for lending Accepted by: Manager Tam Apply on October 13, 2016
Mr. Wang: Workers, working for more than 7 years, employees of state-owned enterprises
50
Waiting for lending Assignee: Xu Manager Apply on September 27, 2016
Mr. Wen: Local household registration, office workers, working life is less than 3 months
50
Waiting for lending Assignee: Wish Manager Apply on May 25, 2016
Mr. Liang: Workers, working for 6 to 11 months, monthly wages of 10,000 yuan
50
Waiting for lending Assignee: Qi, Manager April 3, 2014 Application
Mr. Xu: Local household registration, large-scale monopoly state-owned enterprise employee, monthly wage 10,000 yuan
common problem
  • problem:
  • Reply:
    Yes, a third party can be a borrower, and the owner of the property rights can be a mortgagor. Property owners can also apply for unsecured bank loans.
    2016-09-26
  • problem:
  • Reply:
    2 to 3 weeks have a clear result of the approval of the interest rate, amount. Then go to the trading center and transfer the name of the birth certificate to the lender after 5 to 7 working days.
    2016-09-16
The agency suspended the processing of loan applications We have carefully selected other loans for you, so let’s have a look
Credit managers will abide byCredit Manager Services Convention, If you have any questions, please call us through customer service
The related information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager for confirmation.
Loan assistant
Calculate how much you can loan in 1 minute
Is it better than your loan?
Artifact in hand, buy a house
Hot recommendation Hot recommendation Hot mortgage Popular cities Loan tools
Cell phone
APP
Back to
top