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You are here: Rong 360 Home Loan channel         Shanghai China Merchants Bank

China Merchants Bank - Consumer Loan

Brief Introduction
Mortgage property                             Business owner, self-employed, office worker, can apply 20 days loan
Optional amount of 500,000 to 100,000
Ten thousand yuan
Optional period from December to June
Month
2.61Ten thousand yuan
                        Revolving credit, with the loan

Interest rate description: monthly interest rate 0.44%   Does not support early repayment

The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            1. Age requirements: up to 15 years;
2. Area requirements: at least 70 square meters or more;
3. Valuation requirements: at least 1.5 million or more;
4. Type of collateral: ordinary houses, villas, shops, office buildings;
5. Applicant's request: Living and working in Shanghai for more than 1 year.
materials needed
            1. Applicant and spouse identification, account book, marriage certificate
2. The work certificate issued by the company must be stamped with official seal or personnel chapter.
3. ICBC card under the name of the applicant
4. My name under the local real estate
5. Other information (if any): other properties, stocks, deposits, cars, running water, etc.
Interest rate statement
Loan term (month)Annual interest rate
12-60
Benchmark interest rate rises 15%-20%


success case
20
10 days of loan time Receiver: Manager Yang Application on May 23, 2016
Mr. Liang: Office workers, working for more than 7 years, monthly wages of 6,000 yuan
60
Waiting for money Receiver: Manager Tan Application on October 13, 2016
Mr. Wang: Office workers, working for more than 7 years, employees of state-owned enterprises
50
Waiting for money Acceptant: Xu Manager Application on September 27, 2016
Mr. Wen: Local household registration, office workers, working years less than 3 months
50
Waiting for money Acceptant: I wish the manager Application on May 25, 2016
Mr. Liang: Office workers, working years are 6 to 11 months, and monthly wages are 10,000 yuan.
50
Waiting for money Receiver: Qi Manager Application on April 3, 2014
Mr. Xu: Local household registration, large monopoly of state-owned enterprise employees, monthly wages of 10,000 yuan
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-26
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-16
  • problem:
  • Reply:
    After many people have borrowed a house to buy a house, the loan has not been paid off, but for various reasons, want to sell it, is this feasible? Xiaobian is responsible for speaking, of course, can sell, the cost to bear can go more, there are many types, but the amount is not necessarily too much! ||131576
    2017-07-18
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
Loan assistant
1 minute to figure out how much you can borrow
Is it more cost-effective than your loan?
The artifact is in hand, not buying a house
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