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You are here: Rong 360 Home Loan channel         Shanghai Bank of China personal business loan

Bank of China - Personal Operating Loan

Brief Introduction
Mortgage property                             Business owner self-employed can apply 12 days loan
Optional amount of 300,000 to 10 million
Ten thousand yuan
Optional period from June to June
Month
2.5Ten thousand yuan
                        Revolving credit, with the loan

Interest rate description: monthly interest rate 0.42%   Does not support early repayment

Consultant Comments: Have a local housing in Shanghai, the valuation can be more than 1 million to apply for <br>Reminder: all members of the real estate license need to sign
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age limit: 24-65 years old;
Property area: Shanghai area;
Property requirements: the commercial housing under my name;
Age requirements: up to 30 years;
Area requirement: at least 50 square meters or more;
Valuation requirements: at least 3 million yuan or more;
Operating period: local registration for more than 1 year;
Credit requirements: Good credit, no bad deadlines, and accepting credit blanks.
materials needed
            1. The loan application form and signed by the loan applicant
2. The original valid ID card of the borrower (refers to the resident ID card, household registration book or other valid residence ID) and provide a copy of it.
3. Mortgage ownership materials and valuation documents
4. Documentary evidence of the borrower's loan use
5. Other supporting documents or materials required by the Bank of China
6. Applicant identification
7. Business card flow in the past six months
Interest rate statement
Loan term (month)Annual interest rate
12-120Benchmark interest rate rises by 20%


success case
15
Loan time 9 days Receiver: Manager Yang Apply on March 01, 2017
Mr. Zhang: Self-employed, with a business life of 3 years, has already applied for a business license.
50
20 days of loan time Receiver: Manager Yang Application on September 19, 2016
Mr. Zhuang: Office workers, working years of 1 to 3 years, monthly wages of 8,000 yuan
10
Release time 19 days Receiver: Manager Tan Application on August 13, 2016
Mr. Zhang: Office worker, working for more than 7 years, 29 years old
40
20 days of loan time Receiver: Manager Application on August 4, 2016
Mr. Yang: No fixed occupation, 34 years old, monthly cash income of 3,800 yuan
193
10 days of loan time Receiver: Manager Tan Application on August 2, 2016
Mr. Mao: The business owner, who has been in business for 2 years, has already applied for a business license.
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-12
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-24
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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