News > General article > Home loan strategy > Essential knowledge >  text

Second-hand housing transactions These pits do not jump!

Time: 2016-03-22         Source: Putian Net         Author: Putian Network

As the camp reform is approaching, the activity of second-hand housing is getting higher and higher. So what should we pay attention to when buying second-hand housing?

  Note 1 Find out if the second-hand house is a house that is allowed to be sold.

Some units still retain priority acquisition rights when they sell houses in public housing. Therefore, it is necessary to consult the original owner's written consent to the transfer of the purchased house and sign it.

 Note 2 Understand whether home ownership is true, complete and reliable

Whether the owner of the house has a “shared right” relationship with others, and whether the house has other claims or debt disputes. But the most important thing is that the seller must present and provide a legal “home ownership certificate”.

  Note 3 Understand the exact floor area of ​​the purchased second-hand house

The area agreed to sell the house in the contract shall be as indicated on the current title certificate, and the other areas shall not be counted. In addition, it is necessary to examine the location, environment, price and housing structure, layout, lighting conditions and property management issues.

  Note 4 Understanding the procedure for purchasing a “second-hand house”

Buyers and sellers who purchase “second-hand housing” must sign the “House Sales Contract” and go to the market transaction management department of the district and county land and housing management bureau where the house is located, and handle the procedures for the registration, transfer and payment of the taxes and fees prescribed by the state.

 Note 5 to understand the details of the inspection of the facilities inside the house

Some owners often verbally guarantee to customers when signing contracts that all the aluminum alloy doors and windows, floors, air conditioners, cabinets and water heaters in the house can be given away. As a result, the customer found that the doors and windows were unloaded, the floor was smashed, and the inside of the house was unbearable, and the air conditioners and water heaters promised by the owners were nowhere to be seen.

  Note 6 payment method

In the process of signing a purchase contract, you must pay attention to one part of the payment method. For example, the buyer and the seller can agree that the choice of payment method indicates that when signing the “House Sales Contract”, the customer pays a deposit equivalent to the percentage of the house price to the owner or the intermediary company.

  Note 7 delivery time

At the time of signing the contract, it should also be clearly stated that the time for the inspection of the house is the first working day after the transfer or other time agreed by the parties; who will bear the expenses incurred before the house inspection and the expenses incurred during the inspection of the house; Other agreements between the parties shall also be indicated in the contract.

 Note 8 liability for breach of contract

When the buyer and the seller agree on the contract, it is best to clearly indicate the obligations of the parties, which can greatly help avoid disputes. Responsibility for breach of contract, liquidated damages, late payment obligations, late payment fees and other defaults.

The seller has the right to legally dispose of it, which is the basic condition for guaranteeing the legal and effective behavior of “second-hand housing”. Otherwise, the sales contract may be invalid. This is a common “trap” in the sale of second-hand houses. In order to avoid this trap, buyers should pay attention to the following aspects: the seller must be the property owner registered on the title certificate; if the house has multiple co-owners, all the co-owners need to sign the house sale contract; if the seller is Married, buying and selling behavior needs to obtain the confirmation of their spouse, purchase second-hand public housing, should obtain the consent of the co-resident.

       WeChat public number: Rong 360Mortgage(fangdai123)

    You may need these loans

    Room loan

    Loan with mortgage record

    500000

    Maximum amount

    0.89%

    Minimum monthly interest rate

    1 day

    Fastest loan time

    apply immediately

    Redemption

    Debt mortgage

    6.5 million

    Maximum amount

    2.20%

    Minimum monthly interest rate

    30 days

    Fastest loan time

    apply immediately

    Home loan

    Home mortgage, good capital turnover

    10 million

    Maximum amount

    1.20%

    Minimum monthly interest rate

    7 days

    Fastest loan time

    apply immediately

    Decoration loan

    Buying a house renovation loan

    500000

    Maximum amount

    0.37%

    Minimum monthly interest rate

    1 day

    Fastest loan time

    apply immediately
    Save this article to my mailbox
    Subscribe to mortgage, property news

    Sweep and make buying a home easier!

    Welcome to pay attention to Rong 360 mortgage
    Official WeChat (Fangdai123)

    [Exclusive Manuscript and Disclaimer] Any work, such as "360 Original", without the written authorization of 360, may not be reproduced, extracted or otherwise used by any unit, organization or individual. If you have been authorized in writing, please indicate the source of 360. Anyone who violates the above statement and infringes on the legal rights and interests of Rong 360 shall be investigated for legal responsibility according to law. The materials and conclusions in the works are for user's reference only and do not constitute operational recommendations. To obtain written authorization, please send an email to: academy@rong360.com

    Comment list (user comments are only for users to express their personal views, does not mean that the site agrees with its views or confirms its description)
    you may also like
    • How to determine the “jumping” behavior in second-hand housing transactions?  In the second-hand housing transaction, the purchase and sale between the buyer and the seller usually have to go through the intermediary, but in reality, after the intermediary takes a look at the house or provides the service, the buyer or the seller jumps open the intermediary, privately deals or otherwise Entrusting others to intervene...
    • The minimum repayment of a credit card is a pit, you can never jump in!  The two-year debt has finally been paid off, and today it is going to export bad luck. I did a stupid thing 2 years ago, and the 1,500-yuan credit card bill was 2 years in my inexplicable staging. In the middle, I called the bank credit card department. I said that it was the billing period that you induced me to do. It was not my subjective willingness to do it...
    • Second-hand housing transactions are risky. These 7 big points must be kept in mind.  Second-hand houses are traded by buyers and sellers and intermediaries, and second-hand houses have lived for a certain number of years, and the transaction process is complicated. Therefore, the risk of trading is relatively high. When making a transaction, the following questions must be taken care of. 1. Is there a transaction...
    • Second-hand housing transaction deposit trap: 3 tricks to avoid you being pit  Nowadays, second-hand houses are favored by many buyers. Many homebuyers are eager to pay the deposit after they see the second-hand house, in order to prevent the house from being bought by others, but then find a better house, or feel that the house is losing money. It would be difficult to buy back a house deposit again. Now...
    • When you sign a house contract, everything will be fine? Don’t jump in these pits  Recently, more and more people are buying houses. It is worthwhile to choose a favorite house. However, due to weak legal awareness, many buyers often think that they can get everything right after signing a purchase contract. The law can protect their legitimate rights and interests. When trading in a house,...

    Buying a house loan

    Room loan

    Loan with mortgage record

    Redemption

    Debt mortgage

    Home loan

    Home mortgage, good capital turnover

    Decoration loan

    Buying a house renovation loan

    reviews0.xyz