Nanjing

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Nanjing mortgage interest rate

Ping An Bank
10% off (4.41%)
1.1 times (5.39%)

Ping An Bank

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Nanjing Provident Fund
Provident Fund Base (3.25%)
Provident Fund 1.10 times (3.58%)

Nanjing Provident Fund

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Bank of Nanjing
Benchmark (4.90%)
1.1 times (5.39%)

Bank of Nanjing

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Bank of Beijing
1.05 times (5.15%)
1.15 times (5.64%)

Bank of Beijing

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CITIC Bank
1.05 times (5.15%)
1.15 times (5.64%)

CITIC Bank

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Financial 360 fan channel

Current central bank benchmark interest rate

Loan term Commercial loan Provident Fund
5 to 30 years 4.90% 3.25%
3 ~ 5 (inclusive) years 4.75% 2.75%
1 ~ 3 (inclusive) years 4.75% 2.75%
1 year 4.35% 2.75%
6 months 4.35% 2.75%

Lowest interest rate cityTOP10•••

Ranking city Average discount Average interest rate
1 Changzhou 10% off 4.41%
2 Wenzhou 9.1 fold 4.43%
3 Zhongshan 9.1 fold 4.47%
4 Tangshan 9.3 fold 4.53%
5 Qinhuangdao 9.7 fold 4.74%

The lowest interest rate bankTOP10•••

Ranking bank Average discount Average interest rate
1 Shanghai agricultural firms 90 fold 4.41%
2 China Resources Bank 90 fold 4.41%
3 Bank of Jiangsu 90 fold 4.41%
4 Dah Sing Bank 95 fold 4.66%
5 China and Germany Bank 95 fold 4.66%

Exclusive interpretation•••

Property market dynamics•••

Bank loan•••

Provident Fund loans•••

The interest rate of provident fund loans around

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