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There are too many online loans, how to go ashore. Netizens: Do not recycle loans, honestly confess

Time: 2018-11-08         Source: Snail watching         Author: snail Aspect

August 24, 2017, given the vicious growth of the domestic online lending industry. In order to standardize the online loan industry, China's Internet Finance Association officially released a red-headed document on the online loan industry, thus opening the tide of rectification of the online loan platform. That is, from that day on, in the crowds who borrowed online loans, they often heard such feelings. "I have already smashed all the online loans. Instead, the money owes more and more, really can’t go up. Shore!"

The beginning of the refining of online loans has led to a significant increase in the number of overdue loans. According to statistics, after the rectification of online loans, the borrowers can no longer carry out the loan-to-loan model, so overdue users have already exceeded one million, let alone some bad debts and people who are overdue and violently collected.

Why is there such a large overdue problem?

First of all, everyone knows that the annualized interest rate of online small loans is very amazing. However, this is not the main reason for the overdue of online loans. The main reason is that the overdue fines are outrageous. When the borrower has overdue, then the online loan company will continue to pay the overdue penalty. In other words, they can't wait for the borrower to overdue. An online lending platform is still the case, not to mention the so many online lending, as long as the deadline, how to go ashore?

Some people may say, "If you want me, I will repay the loan with a loan." Here, the snail clearly tells everyone that this method is absolutely infeasible.

If the loan is not available, and the borrowing is not available, what should we do? Is it so difficult to go ashore?

So, the snail is here to give you a few tricks:

Bank loan overdue

For bank loans to be overdue, then applying for a bank loan extension is a must. If the temporary borrower's capital turnover is difficult, then you can choose to apply for the extension to the bank of the loan about 30 days in advance to reduce your repayment pressure.

Credit card overdue

For credit card loans to be overdue, the borrower can apply to the lender for credit card installment repayment, but the borrower is also required to pay the installment fee.

Online loan term overdue

If the online loan is overdue, then communicate with the family in time. Don't be stiff because of your face. The more people you help, the more likely you will be on the shore. Remember, no matter when your family is the most reliable, or the late profit, it will make you more stressed. If the family is difficult and can't help you, then you can find a way to apply for a credit card to make a cash instalment loan. At the very least, you can stop the overdue high interest in time. Work hard to repay the credit card.

"Four don't after the online loan expires"

After the online loan is overdue, don't borrow usury.

After the online loan is overdue, don't think about raising money by loan.

After the online loan is overdue, don't think about stealing it.

After the online loan is overdue, don't think about stealing and dying.

In fact, the snail thinks that the most effective way to go online after the loan is overdue is to confess according to your actual situation! This is the most useful method!

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