Information > General article > Raiders channel > Unsecured loan >  text

How to lend a personal unsecured loan

Time: 2018-08-24         Source: One Point - Qian Yun         Author: Qian

The amount of personal unsecured loans is generally less than 500,000 yuan, which is a kind of loan that does not require high-value collateral and personnel guarantee. So how do you lend a personal unsecured loan? Xiaoyun of Qianyun tells you.

There are two methods for personal unsecured credit loan loans.

The first is to apply directly to the bank and then submit different information to the bank depending on the specific product you choose.

1. Under normal circumstances, the bank's applicant for an unsecured credit loan is a Chinese natural person with full civil capacity between the ages of 22 and 55.

2. If you choose an unsecured credit loan of the monthly loan type, you need to have a room in Beijing (locally) or in the field, have a mortgage or a car loan, and the credit is good. At the same time provide my ID card, room book or purchase contract.

3. If you choose an unsecured loan of salary type, you need to have stable income in Beijing (your local area), pay card, have a provident fund or social security, and a credit report, and provide ID card, income certificate, social security fund. prove.

4. If you choose a credit loan of the policy type, you need to be the policyholder of this policy, and the payment is full for half a year, the credit is good. An ID card and a commercial policy are required.

The second is that the borrower is usually busy, needs a lot of money or because of other reasons such as credit reporting, he is not able to pass the bank to apply for an unsecured loan, or can not meet his own needs, to come to the same formal loan company as Qian Yun. Apply for a credit loan. In order to increase the success rate and meet your own capital turnover needs.

[Exclusive Manuscript and Disclaimer] Any work, such as "360 Original", without the written authorization of 360, may not be reproduced, extracted or otherwise used by any unit, organization or individual. If you have been authorized in writing, please indicate the source of 360. Anyone who violates the above statement and infringes on the legal rights and interests of Rong 360 shall be investigated for legal responsibility according to law. The materials and conclusions in the works are for user's reference only and do not constitute operational recommendations. To obtain written authorization, please send an email to:

Comment list (user comments are only for users to express their personal views, does not mean that the site agrees with its views or confirms its description)
you may also like
  • How to apply for a personal unsecured loan?  How to apply for a personal unsecured loan? Recently, some netizens have left a message on our platform and want to make a personal unsecured loan. I don't know how to apply. Xiaobian now summarizes for everyone, friends who have this need to look over. Application conditions: 1. At least 22 years of age, and no...
  • How to lend a personal unsecured loan? Personal unsecured loans are individual-type business loans that do not require collateral and are available only on personal credit. So, how can a personal insolvent loan be loaned? ...
  • How to handle bank personal unsecured loans? Banks' unsecured loans have many outstanding advantages over traditional loans. These types of loan products do not require collateral and are easy to apply, and they can be paid in two to three days. So how do you handle a bank’s personal unsecured loans? ...
  • "Personal Unsecured Loan Personal unsecured loan standard Chartered...
  • How to apply for Ping An Bank's personal unsecured loan? Conditions, procedures, materials  How to apply for Ping An Bank's personal unsecured loan? What are the conditions for applying for a personal unsecured loan as one of the banking businesses of Ping An Group, and what information should be submitted to the bank at the time of application? Now Xiaobian will answer you. Application conditions: 1, age is 2...