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Three true stories from online loan victims: the road to online loans can have an end!
What is online loan? Is it a devil that will make you addicted? Still an angel to help you succeed?
The first true story:
In April 17th, my family asked me to change jobs and help me find a hotel. I paid more than 2,000 yuan a month to do a room. I couldn’t accept the interview. I didn’t want to go and talk to my family. Going to work, and then playing outside.
In May, I first contacted online loans. I felt that it was easy to borrow money. After half a month of repayment, I didn’t have the money and went to find a new one. I have been lending money for more than half a year, and I ended up with three. More than a dozen mouths, the amount is not large, all add up to tens of thousands.
When I borrowed it in November, I couldn’t get it anymore. I was anxious at that time. I didn’t dare to tell my family. I found a friend who borrowed 10,000 and overdue. I borrowed tens of thousands of usury loans from outside. It’s much lower.) I returned the app and deleted the app.
The next best friend made three credit cards and brushed them all to me, and paid the loan sharks borrowed from outside (more than a few thousand for early repayment). Now I haven't played two jobs in the month, and I have to pay back my friend's credit card money. Although I am tired, I finally went ashore. In this life, I will not touch the online loan any more, and the deeper and deeper!
I wish you all ashore soon!
Second true story:
Since the beginning of 16 years, I have been in contact with credit cards, and I have spent a lot of money on my own money. I am afraid of it. Because the salary is good, I always feel that I have money. I have no problem. I started to overdraw my credit card and buy cosmetics, clothes and jewelry.
I can spend more than 20,000 a month, credit cards one by one, and 11 credit cards, the maximum amount of 50,000, and later I watched people have a car, I also want to buy a car, lie to the family and say that they have a little money.
I gave a part, and the family gave me a part of the credit card withdrawal, paid the money, bought the car, and then I paid the money to the family every month to buy the car, and overdraw the credit card. In this way, the credit card was completely blasted. The conditions are not particularly good, not even a house, but I don’t know what happened, I just can’t help but spend money.
In 2017, the credit card was overdue for the first time. I was afraid of affecting the credit information. I was exposed to online loans. The days of loan repayment began. However, 11 credit cards were not enough. I mortgaged my car and borrowed 7 from the loan company. Wan, I can't figure out the account, plus interest, a total of more than 100,000.
I have a salary of more than 8,000 a month. I don’t have enough money to repay my loan. I don’t know what happened. The more money I have, the less money I have. The other days I counted it, I have more than 400,000. I am afraid of it. I haven’t been able to turn around recently. I thought that there was a person who added me to open a loan. I believe that it was added to the 2,000 yuan opening fee. The result was cheated. It was my last sum of money. Loan.
The greedy lack of snakes swallowed, I couldn’t hold it, and I didn’t have the courage to confess with my family. It’s terrible that this day is a repayment day, and I don’t know what to do. The whole world is dark...
After writing these, I hate myself. It is so big. For the first time, I feel that I am a scum. I used to confess a part of it. Some money is for him, but he is not rich. I don’t want to Dragging him, my father worked hard abroad, my mother is not good enough to go out to work to earn money, from my work, to the family's money, I dragged too many people. I want to tell those who owe one or two thousand friends, don't touch this circle anymore, it's terrible, don't come in now if you can still pay back!
The third true story:
From the beginning of ten months to more than 10,000 to the last 6 to 70,000, struggling, still have to continue to live, for the future, children, and family. I don't know if I will be harassed tomorrow. Start working hard tomorrow. I will delete one at the beginning of tomorrow and I will not lend again in the future.
You are also struggling to rush or you can make a small loan in one lump sum. At the beginning of more than 10,000, I thought it was easy and stress-free. After a few months, I came over. However, it is too easy to come to the money, so it is out of control. I have no gambling. It is the daily expenses. The monthly salary of 7,000 is still just right. This national control may help me to find out the seriousness of the problem in time. You have been afraid of borrowing hundreds of thousands of things.
Recently, I have been looking for a big loan, but you can understand the credit. Thank you for reminding me of the family, otherwise I am still struggling in the mud. I also want to tell you that if the dunning is coming, I will definitely call home and I am tired for half a year.
I can finally sleep well tonight, and I will face my family's work tomorrow and work hard. Although we still have to work hard to pay back the family, it is always more than a month's salary to pay interest, so that making money is interesting and motivating. Although my wife was very sad, I cried again for me. Sorry for my wife.
Online lending is a good time, after the crematorium, whether it is the ant borrowing in Alipay, or the micro-credit of Tencent, or a bunch of partners in Alipay: China Post, Weirong Life, and immediate products are all online loan products, even Strict implementation of the regulations, but also be cautious, credit is really important after all.
The above stories are the real situation of my brother. They can be said to have tasted the bitterness of the world, very inspirational, but many people have chosen to give up. They really can't keep going. There is no way forward, only big ones. The abyss is waiting for them.
In fact, the choice is in the hands of everyone, perhaps you are impulsive, but I hope you can understand: the road to online loans should have an end.
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