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Do you want to apply for a postal unsecured microloan? Have these!

Time: 2018-05-14         Source: 99 loan         Author: 99 loans

Do you want to apply for a postal unsecured microloan? Have these! For the postal bank, I believe that everyone is the most unfamiliar bank, because the coverage of the postal bank is too wide, basically in all cities and even small towns in China, then you want to apply for postal unsecured small What kind of conditions do you need to have for your loan, and what kind of materials should you prepare? The following small series will tell you that with these, you can also apply for postal unsecured microfinance!

Do you want to apply for a postal unsecured microloan? Have these!

       

1. Applicant:

1. Age 18-60 years old, healthy, with a local hukou or living in the local area for one year;

2. A business license that is handled by the industrial and commercial department and is qualified for annual inspection;

3. Normal operation for more than three months;

4. The main business premises are within the scope of the city (county).

Second, the guarantee conditions:

1. The loan amount is less than 10,000 yuan (excluding). You only need to find a guarantor, and must be a national civil servant, a public institution, a formal employee of a large or medium-sized enterprise, or a relatively stable income group such as a teacher or a doctor.

2. The loan amount is between 10,000 yuan and 100,000 yuan. You need to find two guarantors. One of them must be a national civil servant, a public institution, a formal employee of a large or medium-sized enterprise, or a relatively stable income group such as a teacher or a doctor. A guarantor must have a fixed occupation or a stable income.

Third, the materials to be submitted:

1. The original and photocopy of the applicant and the guarantor's ID card;

2. Proof of personal economic income of the guarantor;

3. The original and photocopy of the business license issued by the industrial and commercial department and approved by the annual inspection and other materials required by the postal bank.

Fourth, the loan processing process:

Looking for a guarantor - a network application - submitting information - filling out an application form - accepting an investigation - waiting for approval - signing a loan contract - issuing a loan.

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