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Do you want to handle postal unsecured micro loans? With these you can!

Time: 2018-05-14         Source: 99 Loans         Author: 99 loans

Do you want to handle postal unsecured micro loans? With these you can! For the postal bank, I believe that everyone is the most familiar bank, because the coverage of the postal bank is too wide, basically in all cities in our country, even the town, then you want to handle the postal unsecured small What kind of conditions do you need for a loan, and what kind of materials are you prepared for? The following Xiao Bian tells you that with these, you can also handle postal unsecured micro loans!

Do you want to handle postal unsecured micro loans? With these you can!

       

First, the applicant:

1. Age 18-60 years old, healthy, with a local residence or living in the local area for one full year;

2. Business licenses that are handled by the industrial and commercial departments and passed the annual inspection;

3, normal business for more than three months;

4. The main business premises are within the city (county) area.

Second, the guarantee conditions:

1. If the loan amount is less than 10,000 yuan (excluded), you only need to find a guarantor, and you must be a civil servant, a public institution, a formal employee of a large or medium-sized company, or a relatively stable income group such as a teacher or a doctor.

2. The amount of the loan is between RMB 10,000 and RMB 100,000. You need to find two guarantors. One of them must be a civil servant, a public institution, a formal employee of a large or medium-sized enterprise, or a relatively stable income group such as a teacher or a doctor. The guarantor must have a fixed career or stable income.

Third, the need to submit the material:

1. The original and copy of the identity card of the applicant and the guarantor;

2. The guarantor's personal economic income certificate;

3. The original and copy of the business license issued by the industrial and commercial department and qualified for annual inspection, and other materials requested by the postal bank.

Fourth, the loan processing process:

Finding a guarantor - outlet application - submitting information - filling out an application form - accepting an investigation - waiting for approval - signing a loan contract - issuing a loan.

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