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Lost believers want to apply for loans, you can take these ways!

Time: 2018-05-14         Source: 99 Loans         Author: 99 loans

Lost believers want to apply for loans, you can take these ways! Untrustworthy users generally refer to those loans that are overdue and are included in the list of defaulters. It is difficult for these types of people to make loans. However, there are countermeasures for all things. If a trustee wants to apply for a loan, he or she can take these routes!

Private lending

Private lending exists between natural persons, legal persons, and other organizations. It does not require the approval of financial regulatory authorities before it can be established. Therefore, when lending, the required formalities are relatively simple. In general, it is only necessary to examine the proof of real estate and repayment of loans. Ability, and then you can sign a contract, whether you are a loser, this is not the focus of the audit.


However, we must remind everyone that the interest rates of private lending are generally higher and higher, and there is even a phenomenon of usury. This requires everyone to be more cautious in judging and not cooperating with non-compliant institutions.

Small loan company

Nowadays, there are many small loan companies on the market. Lost credit users can make more efforts here. Small loan companies will also review their qualifications. They only focus on different aspects. Some may value personal credit information, but some compare it. Pay attention to repayment ability and willingness to repay, which requires everyone to spread the net, learn more about consulting, and compare their actual situation.

Compared to private lending, Xiaobian suggests that you can choose a small loan company. Its repayment method is more flexible, and the interest rate is transparent. You can repay early, no breach of contract, the loan cycle can be customized, and the next payment can be made quickly.


Mortgage loans refer to loans that the borrower uses as collateral to guarantee the bank's loans. In other words, its core is the collateral. The level of the loan also depends on the situation of the collateral. As long as you take the formal process to deal with, whether you are a loser or not, it will not be a determinant of loan success rate.

Secured loan

Its definition is similar to that of a mortgage loan. It needs external power to protect you. It can be an acquaintance or a professional security company. However, if you choose a security company, you will need to pay a fee, or is it recommended to find acquaintances to guarantee, of course, for the guarantor is required, must have good credit, have the ability to repay, institutions or civil servants is the best choice.

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