- What are the few mistakes in the loan? It is said that the loan is the last straw of many people who are running out of water. They also said that all the banks except the bank are usury. In Xiaobian’s view, everyone’s misunderstanding of the loan is too deep. Eight misunderstandings about the loan Misunderstanding 1. Only the talents who have nowhere to go to the loan? Through major loans...
- Those financial misunderstandings, how many of you? This article is the original work of Xiaoxi Reading, which is the author of 360 column. It only represents the author's personal opinion. It does not represent the official position of Rong 360. Please contact the author for authorization. Today we continue to talk about common misunderstandings that ordinary people will encounter to see if we have our shadow. Connected...
- The reason why Shenka was rejected is a big inventory. How many of you? Shenka was rejected. Many people have encountered such tragedies, but many people do not know why they are tragedies. According to the bank's card rules, there are dozens of reasons for rejecting you. Let's take a simple inventory and see how many of you are in the end? 【employer...
- A few big mistakes in the use of credit cards, see how many of you? ! When did the credit card rise? I don't remember much. I only know that more and more young people are using credit cards, and some witty young people are using cards to pay back their cards and enjoy life with credit cards. The result is that as long as there is a card to pay for the problem,...
- Four Mistakes in Personal Credit Report How many of you are there? I believe many of my friends know that if your credit card does not repay on time and the default is not repaid, the bank will report the situation to the central bank to record your bad credit, but how much do you know about the credit? The following four articles are listed in the small series...
The loan application has 6 major misunderstandings, and these few minutes have been rejected!
There are many loan products at present, and the most favored by the borrowers is unsecured micro-loans, which not only does not need to provide any mortgage or guarantee, but also the speed of lending is very fast. However, although the threshold for unsecured microfinance applications is low, many friends still refused loans for a number of reasons, mainly:
[ Age is too small or too large]
In general, the right age is the primary condition, and lenders are generally willing to lend to borrowers between the ages of 18 and 55. If the age is too small or too big, it will not be released. That is because: if you are under 18 years of age, there is no source of income, and there is no repayment ability. If you are over 55 years old, the risk of repayment is also very high. of.
[Apply credit card or loan frequently in the short term]
If the borrower frequently applies for a credit card or a loan in a short period of time, the personal credit information is inquired multiple times, and the lending institution will consider that the borrower is borrowing money and placing it in the industry association list.
【Application materials fraud 】
Loan materials refer to: bank water, work certificates, and so on. The consequences of providing false materials can be very serious. Once they are detected by the lending institution, not only will the loans be rejected, but they will also be blacklisted by the lending institutions, and the loans will be greatly affected in the future.
[ Bad credit record 】
Whether applying for a loan or a credit card, there are certain requirements for the credit status of the applicant. If you have overdue repayment records, or credit card bad debts, it is very difficult to apply.
[Insufficient comprehensive score]
The comprehensive credit score is a comprehensive evaluation made by the lending institution based on the applicant's personal circumstances and the submitted information. If the overall score is not enough, it can't pass the system.
[high personal debt]
The level of personal debt is directly related to the borrower's ability to repay. If the level of debt is high, it is more difficult to pass the approval than 50% of the income. More than 70% of the debt will be rejected.
[Exclusive Manuscript and Disclaimer] Any work, such as "360 Original", without the written authorization of 360, may not be reproduced, extracted or otherwise used by any unit, organization or individual. If you have been authorized in writing, please indicate the source of 360. Anyone who violates the above statement and infringes on the legal rights and interests of Rong 360 shall be investigated for legal responsibility according to law. The materials and conclusions in the works are for user's reference only and do not constitute operational recommendations. To obtain written authorization, please send an email to: email@example.com
- Comment list (user comments are only for users to express their personal views, does not mean that the site agrees with its views or confirms its description)
- Fun unsecured loans, Hangzhou 6 products
- Nanjing's six major featured products "shining" debut
- Counting those things that have been refused because of personal credit
- Unsecured loan cold knowledge big collection
- He applied for more than 20 loans with a quota of more than 5,000.
- In Beijing, which mortgage product are you suitable for?
- Which “high-value” unsecured loan products can be applied for from Beishang Guangshen users?
- So many loan platforms Why don't you have a quota?
- Online lending is used to habits.
- Do you know that bank loans actually have to pay these fees?
- Credit card application for the amount of minefield, you have to know the point!
- click here! Contains a big wave of Gree discounts!
- A folding kettle can be paid for 20 monthly payments!
- 3 kinds of debit/payment, not protected by law
- There are two kinds of debts, which are not protected by law.
- 6 common loan cases that are not protected by law, must be transferred
- Don't borrow this money anymore! 1 penny can't be returned!
- Credit card misunderstanding
- The application for a credit card has been rejected.
- Want to apply for a card? You can get it in minutes at home.
- 4 big mistakes in credit card use
- Fun unsecured loans, Hangzhou 6 products
- Two reasons for decrypting small and micro enterprises to apply for loans are rejected
- What to do if the unsecured loan application is rejected
- Local no-property loan refused to reapply
- Successfully applied for a credit card in five minutes
- Three cases of applying for loan repayment