Financial channel> Xiaorong Interpretation> In addition to the balance treasure, Alipay also has these money-making "artifacts"!

In addition to the balance treasure, Alipay also has these money-making "artifacts"!

Edit: Catherine Source: Caijie Community Date: 2018-05-11


Alipay has a financial product that ordinary people are suitable to participate in.


On making money, I am convinced of the two horses.

In the past few years, he has quietly collected licenses from various industries in order to summon Shenlong.

Just kidding, there is no dragon, the grand picture is good to say, let's talk.

In the past, my sister talked about p2p, cargo base, finger base, gold.... Some readers asked me: Miss Sister, is this a lot of apps to download?

Of course not ah! Don't underestimate Alipay, it's never been as simple as paying for a wallet.

It has long since jumped out of this small circle and has developed towards wealth management. But for financial products that ordinary people are suitable to participate in, it has it.

  The cargo base such as Yu'ebao will not be mentioned. When the coin purse is used, it is not an investment.In this issue, you will pay for other sections of Baoli.


Ant wealth,Good things, able to meet the vast majority of Xiaobai's financial investment needs.

In the past, the ant wealth plate was low-keyed in "my", and now moved directly to the home page, and you can see it as soon as you open the app.

Regular product

Most of these products are invested in low risk. Since it is a low-risk variety, the benefits are naturally not too high, probably between 4.5% and 5.4%, which is higher than the balance of Baobao. The period is from January to 1 year.

Of course, there is no comparison with P2P. If you do not spread the coupons, the benefits are in my opinion.

2. Fund

Everyone in the world knows that the fixed-income class can maintain its value, but the equity investment can realize the value-added wow.

For those who don't have a stock account and are too lazy to get multiple apps, ant wealth is a treasure, and off-exchange funds can basically buy.

Last Friday's article, I shared two chickens suitable for the novice Alipay, which is not difficult to operate.

Ant Fortune also sorted out some funds with better historical performance in specific sectors, and placed them in a conspicuous position. It is not too friendly to Xiaobai users.

The Chinese-Italian fund, at any time, add to the pool of choice and slowly examine it.

As for compliance, don't worry, it is holding a 68.83% stake in Hangzhou Jimei Fund Sales Co., Ltd. through Ant Financial, which will take the fund sales license. Wide to legal sales funds.

3. Gold

Sino-US trade wars, god fights, is good for safe-haven assets, gold has risen a wave, and now the domestic gold price has risen to 275 yuan.

Sister took the gold in the tweet on March 6th, when the domestic gold price was at the bottom of 268 yuan / gram. At that time, when I got on the bus, the current profit is a small profit, but it is not a suitable buying position.

Investment is to find opportunities, lay out in advance, and don't chase after the advance, such as the gold that rises.

Telling the truth, the gold can not make any big money, unless the market suddenly sells well, a big profit.

For example, if a fat comes out and engages in a big thing.... cough, the probability is negligible.

But I have repeated it N times. As one of the asset allocation combinations, I can do it a bit.


Insurance function,Need to say it separately.

As the current leader of traffic, BAT is the first guarantee of quality in insurance.

Things are good, users don't lie.

But to be honest, the health insurance on Alipay can be bought, but to pick, not every insurance is recommended.

It has some cheap insurance, the name is weird but it is actually quite practical. For example, domestic and foreign travel accident insurance, travel private goods.

I am a reporter girlfriend, mobile phone screen saver often. Losing is a good temper, otherwise buying a X is all used as a brick.

But its insurance sector service really does a bad job, search the entrance? Does not exist (hands)


Finally, I will share a few readers, Amway, my gadget, I have not used it before, I have not found it before.

1. Bookkeeping (Home - More - Convenience)

A cute sister recommended from the background, must be put up.

The market has a lot of love for the ass, and after the sister has tested a lot of money, I still feel that Alipay is easy to use.

Each payment made by Alipay can be automatically recorded on the book, which bank card specifies the number, which category of the most expenses, the end of the month is not too convenient.

Occasionally, a few copies of WeChat payment, or other cash expenses, can be recorded manually.

2. Visa processing (Alip Homepage - City Service - Visa)

It is not easy for the working party to go abroad to play.

When you rest, the accreditation body has also rested. Please take a nap, it is very troublesome.

Dad’s father was intimate again.

3. Contract Services (Alipay - City Services - Government Affairs - Contract Services)

Alipay offers a common contract style, you only need to fill in the key information of both parties with one click.

The most common use should be when the rentals are rented everywhere, where the contract is signed.

There are also functions such as call voice, web page deposit and judicial identification.

Write this can not help but sigh, the omnipotent Alipay. There are money-making guarantees. You said that you still want to do it? !

This article is reproduced from the WeChat public account: Caijie Community

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