I believe now basically everyone will have more than one credit card. There will be 1-3 less and 7-8 more. Credit cards have become the latest form of consumption for people.
A large amount of credit cards can help us solve many economic problems. But not everyone will have a large credit card. Some people have a very high quota, but some have very low credit card quotas. What causes this difference?
Little Financial believes that this difference is caused mainly by different methods of use.
Xiao Bian summed up a few small methods that are conducive to mentioning the following.
This method is suitable for use after your credit card has been approved for a period of time. You can call the card to cancel the card. Usually after you use this method, the bank will use the amount to attract you to retain you. This time you can The opportunity to explain to the bank what you are asking for, usually the result will be your bank's credit card!
Generally speaking, if the credit card wants to raise the amount of money, it can properly seize the right time to raise the amount of money. The choice of this time is very important. You can try to apply on the billing day or when the credit limit is exhausted. This method is most effective.
Large amount of water
If your credit card has a relatively low credit limit, you can use credit cards to create credit cards. Here's an example. If your credit card limit is only 5,000, you can try to save 1~2W in it and then swipe it out. After repeated operations. Call the bank again to indicate that you have a large amount of credit card and you need to make a payment. The bank will agree to your demand.
If your credit card limit is not high enough, you may try selecting the minimum repayment amount when repayment. Then apply directly to the bank to indicate that your economy has recently become tense. You need to increase the quota. You must choose the minimum repayment, and the bank can get interest from it and apply for a withdrawal. Banks will meet your needs!
Proof of assets
If the economic situation is not bad, you can try to present your asset certificate to the bank and provide more proof of your funds. If your savings card has a certain amount of deposit, the amount will be much faster, because only The asset proves that the bank will believe that you have the ability to repay and bring profitability to the bank.
The above are some of the ways that small financial summarization credit card promotion quotas can be helpful to you.
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