Xiao Wang recently encountered a problem. The company issued a year-end award when it was near the Spring Festival. He wanted to take financial management, but when he found it, he found that he could not buy wealth management products. His question is, what other wealth management products can be bought during the Spring Festival?
In fact, there are many people like Xiao Wang who have financial needs during the Spring Festival, such as those who receive large red envelopes, lucky money, and those who receive other people’s repayments.
The 360 financial analysts must first regret to tell you that the wealth management products that can be bought during the Spring Festival are indeed very limited, and most of the investment and wealth management markets will be closed.
Stocks and funds can't be bought. The 7-day long holiday of the Spring Festival is closed. The money fund can't buy it. After 3 pm on February 13th, it can only be paid after the holiday. Bank wealth management products can be bought, but big. Most of them can only wait until the holiday after the holidays; most of the Internet financial institutions are on holiday.
Even so, we can't let a lot of money sleep in the bank's current account, carefully look for it, some wealth management products can still be bought during the Spring Festival.
Traditional financial channels can be abandoned first, such as stocks, funds, bank financing, 100% of the stock market and the base market during the Spring Festival can not buy, Rong 360 financial analysts check the bank financing in the sale, not on February 14 The previous interest rate is calculated after February 21, and there is no wealth management product that can bear interest during the Spring Festival.
At this time, Internet finance will give full play to its advantages. Some Internet organizations will sell a small number of new products during the Spring Festival holiday, the most recommended of which is P2P financing.
The P2P platform also has a holiday during the Spring Festival holiday, usually between 7-10 days, butMany platforms will normally sell the target during the holiday period, and the number of targets will be less than usual, but the advantage is that as long as the target is full, the interest will start to be charged.So that investors' money will not stand up in the middle of the Spring Festival.
Need to remind investors that some Internet financing platforms, such as insurance, personal pension management products, gold and other products may be purchased during the Spring Festival, but basically all interest after the holiday, soEveryone must pay attention to the "rest time" when purchasing such products.
Of course, there are financial needs during the Spring Festival, and there are also cash withdrawals. If your money is placed in a poorly-moving wealth management product, it will not be available during the Spring Festival. For example, stocks, funds, bank wealth management, P2P, insurance and wealth management, etc., I am afraid that only the baby can manage money, but the cash management of the baby during the Spring Festival is often limited, so it is very important to reserve enough liquidity.
There are also a lot of high-yield and reliable short-term financial management, pay attention to: financial notes, reply "reliable" view.