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Three stories tell you how to manage money

Edit: Lisa Source: Baidu Finance Date: 2018-02-13

Summary:

If you don't invest money, you can close your eyes and get the benefits, but if you don't try it, you will not get the income.

When it comes to financial management, everyone has a "one-bar scale" in their hearts. Some people will invest in a targeted way; some people choose to invest aggressively, the same is investment, but the results will sometimes be very different. Some people earn a lot of money in the process, and some people are crying and crying.

In life, we have heard too many such questions:

The same is the investment, the return difference is so much?

This product has a good rise. Can I vote for this wealth management product?

Is investing in this product guaranteed to make money? Will not be deceived?

I have less money, can I invest?

.......

So, will the investment in the best financial products will make money? Is there any profit for investment? Isn't money worth a vote?

Next, let's look at three little stories.

  First, don't blindly worship a "basket"

A bank in the United States was ordered to close by the federal government due to irregular operations and financial problems. Immediately after the company was taken over, all depositors were notified to withdraw funds.

Because the US banks have a deposit guarantee of 100,000 yuan, which means that if the bank's deposits are less than 100,000 yuan when the bank goes bankrupt, they will not suffer losses.

There are many people who have deposits of more than 100,000 yuan, and some even up to a million dollars. As a result, the life savings have been lost and the losses have been heavy.

In the financial investment, please remember not to put all the eggs in one basket, because this basket is not necessarily the safest and most profitable, try to diversify the investment and spread the risk to minimize the risk and protect the personal interests. Maximize.

  Second, investment is not following the feeling

The king called four blind people to let them judge what was touched, and the right one would be rewarded.

The blind person who touched the ivory said that this is a big, long radish.

The blind person who touched the ear said that this is the big fan.

And touched like a leg, saying that this is a big pillar.

Yes, people who don’t understand the whole world, how can they have a correct understanding of things?

The 4th blind person pointed at the elephant and asked the passerby who passed by: "What is this?"

Passerby A: "It is an elephant."

The blind man told the king: "It is an elephant."

In investment and financial management, if money is not invested, it can be safely earned. In the era of rapid development of science and technology, some lawless elements use high-yield scorpions to illegally raise funds and shut down trading platforms. Therefore, people who do not understand, please find someone to invest in, to protect their property security.

  Third, put a piece of money in the wallet

One person is very rich, and many people ask him how to get rich. The rich man asked them: "If you have a basket, put 10 eggs in the basket every morning, and eat 9 eggs that day. What will happen?"

These people always replied: "Soon, one day, the basket will be filled, because we have one more egg in the basket than we eat."

The rich man said with a smile: "The first principle of getting rich is to put 10 coins in your wallet, and you can only use up to 9 coins."

A very important rule in financial management, we call it the "Jiuyi" rule. When you earn 10 yuan, you can only spend up to 9 yuan and "squat" the money in your wallet. No matter where and when, never make an exception. Even if you only earn one dollar, you must save 10%. This is the first rule of financial management. Don't underestimate this rule. Einstein once said that the greatest power in the world is not nuclear weapons, but multiplication.

Finally, one sentence: If you don't invest money, you can close your eyes and get the benefits, but if you don't try it, you will not get the income.

How to quickly become a wealth management person? You can go to the WeChat public account: financial notes (rong360licai), reply "7 days" to view.

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