When it comes to financial management, everyone has a "one-pound scale" in their hearts. Some people will make targeted investments. Others choose to make drastic investments, which are also investments. But sometimes the results will be very different. Some people earned pours in the process, while others lost tears.
In life, we have heard too many questions:
The same investment, return so much difference?
This product has a good uptrend. Can I fully fund this wealth management product?
Is investing in this product guaranteed to make money? Will not be cheated?
I have less money, can I invest?
Then, will the best financial products for investment growth be sure to make money? Is there any benefit to investing? Is less money worth a vote?
Next, let's look at three short stories.
First, do not blindly worship a "basket"
In the United States, a bank had been ordered closed by the federal government due to irregular operations and financial issues. Immediately after the company was taken over, all depositors were notified of withdrawals.
Because the US bank has a deposit protection of 100,000 yuan, that is to say, if the customer's deposit is less than 100,000 yuan when the bank fails, no losses will be incurred.
Many people may have deposits of more than 100,000 yuan, and some even up to a million dollars. As a result, lifelong savings have been lost and losses have been severe.
In financial investment, please remember not to put all the eggs in a basket, because this basket is not necessarily the safest and most profitable, try to diversify investment, diversify risk, can minimize the risk, protect personal interests Maximize.
Second, investment does not follow
The king called four blind people to let them know what they are touching and the right one will be rewarded.
The blind person who touched the ivory said it was a big, long radish.
The blind man who touched the elephant ear said that it was a big fan.
And when it touches like a leg, it is a big pillar.
Yes, how can people who do not understand the overall situation have a correct understanding of things?
The fourth blind man pointed at the elephant and asked passers-by A who passed by: "What is this?"
Passer-A: "It's an elephant."
The blind listened and told the king: "It is an elephant."
In investment and financial management, it is not possible to invest money to gain peace of mind. In the era of rapid technological development, some lawless elements have closed their trading platforms after illegally raising funds under the guise of high yields. Therefore, people or institutions that do not know how to seek help can invest to protect their own property.
Third, the "money" in the wallet
One person is very rich, and many people ask him for ways to get rich. The rich man asked them: "If you have a basket, put 10 eggs in the basket every morning and eat 9 eggs on the day. What will happen in the end?"
These people always replied: "The basket will be filled up one day sooner or later, because we have one more egg in the basket than we eat each day."
The rich man said with a smile: “The first principle of getting rich is to put 10 coins in your wallet, and you can only use 9 at most.”
A very important rule in financial management, we call it the "Nine One" principle. When you earn 10 bucks, you can only spend up to 9 bucks to "pick up" the purse in your wallet. No time, no place, no exception. Even if you only earn a dollar, you must save 10%. This is the primary rule of financial management. You should not underestimate this rule. Einstein once said that the greatest power in the world is not nuclear weapons, but compound interest multiply.
At the end of the sentence, financial management is not about investing money, but you can close your eyes to gain profits, but if you do not try it, you will certainly not be able to obtain revenue.
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