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When it comes to black net loans, it’s a trick to repay the loan. The correct way is...

Time: 2018-02-24         Source: Rong 360 original         Author: Rong Xiao Bian 360

I am 31 years old this year and have been exposed to online loans due to business failure. I don't gamble, poison, or yellow. I lost money in business, and I died outside. I didn't want my parents to worry. My father was sick in the cancer hospital many times, my mother also had diabetes, and I don't want my wife to know because I have two. One child, one is six years old, one year old and two months old, so he borrowed online loans. I don’t understand the online loan. I believe that the advertisement on the website did not borrow from the formal channels. I did not expect to encounter the “black net loan”.

When people have an urgent need to use money, I just got in touch with online loans. The loan is 1,000 yuan, I get 700 yuan, and the bill is 2,000 yuan. I say that one thousand is a verbal deposit, and the time is six days. After I have expired, I will renew my loan for 300 yuan. I can renew it indefinitely, but the overdue fee is 300 yuan per day. In order not to overdue, I owe more and more money. I have borrowed several online loans now. A total of more than 20,000 hands, but repaid more than 50,000, overdue fees and interest on the use of more than 30,000, I feel that I have not enough wages interest.

Because I still want to do business or go to work to pay back the money, so I want to keep the address book, the more money I borrow, the more and more interest fines, which is often said to be "loaned by loans." I will collect two hundred dollars each time the collection is serious, so that I can guarantee that I will not explode my address book that day.

However, I can't hold it anymore, and I guess it will explode the address book tomorrow or the day after tomorrow. I really don't know what to do now. I really don't have any money. I left 1000 yuan yesterday, and my wife turned 800. I gave the loan a record of 100, and there is a 60. I was wrong. I used it today. 12, no money, I cried, I cried in the quilt...

The above text is an overview of the netizen @饮鸩止渴, which is his real loan experience. In response to the examples he described, Xiaobian has a few points to say here, and it is also a reminder to everyone.

First, the loan must go through formal channels, do not easily believe the ads on the website.

Second, unreasonable loan products should not be touched. For example, in the case of the above-mentioned case, the loan product of “virtual high borrowing” should not be tried. Otherwise, it is easy for the borrower to suffer huge economic losses and there is no complaint.

Third, "crediting with loans" is not a long-term solution. If you want to solve the problem completely, you should find the right way.

Fourth, with the family confession is currently a relatively safe and quick way to go ashore, do not hinder face or other reasons, easily give up this way. In addition, it is best to find a stable job, so that you have a reliable source of repayment.

Above, is the view of Xiaobian, then, do you have other opinions or suggestions? Leave a message to say it!

PS: After reading the loan experience of this children's shoes, do you have a real case of loan experience to share with everyone, your own or the people you know, and some people are welcome to contact us. The content has been adopted. There is also a chance to receive a red envelope of up to 200 yuan!

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