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When you run into a black network, you are caught in a cycle of loan repayment and loan repayment. The correct way is...

Time: 2018-02-13         Source: Rong 360 original         Author: Rong Xiao Bian 360

I am 31 years old this year and I was exposed to online loans due to business failure. I don’t bet on gambling, drugs, and drugs. I’m in business at a loss, and I’m still outside. I don’t want my parents to worry. My father has been hospitalized at the oncology hospital for many times and her mother has diabetes. I don’t want my wife to know because I have two. One child was six years old and one year and two months old, so he borrowed a net loan. I don't understand online loans, I believe that the ads on the website did not take the formal channels of borrowing. I did not expect to run into a "black network loan."

When people are in desperate need of money, I have just contacted online loans, the loan is 1,000 yuan, 700 yuan, 700 yuan, and 2000 yuan, which means that 1,000 is a verbal deposit for 6 days. If I don’t have enough money, I’ll renew it for 300 yuan and I can renew it indefinitely. However, the overdue fee is 300 yuan per day. A total of more than 20,000 were handed over, but more than 50,000 were repayments. Overdue fees and interest rates used more than 30,000, and they felt that they did not have enough wages and interest.

Because I still want to do business or go to work to pay back the money, so I want to keep the address book, the more money I borrow, the more interest penalty, which is often said to "loan credit." Every time the collection is serious, I will give 200 yuan to collect, so that I can ensure that the address book will not be exploded on the same day.

However, I will not be able to support it immediately. It is estimated that the address book will be released tomorrow or the day after tomorrow. I really don’t know what to do now. It’s really no money. I left 1,000 dollars yesterday, transferred my wife’s 800, gave the borrower’s address book 100, and there’s another 60. I’m wrong. I used to eat today. 12 blocks, no money, I cried, crying in the quilt...

The text mentioned above is a personal summary of Internet users' drinking and quenching thirst. It is his own real loan experience. Regarding the examples he described, Xiao Bian has a few points to make here and I would like to remind everyone.

First, loans must pass through formal channels. Do not trust the ads on the website.

Second, irrational loan products should not be touched. For example, in this case, you should not attempt to open a loan product with “virtual bank loan”. Otherwise, it is very easy for the borrower to suffer huge economic losses and there is no way to complain.

Third, "using loans to raise loans" is not a long-term solution. To solve problems thoroughly, you must find the right approach.

4. Confessing with the family is currently a relatively safe and fast way to land. Do not give up this way out of face or other reasons. In addition, it is best to find a stable job yourself so that you have a reliable source of repayment.

The above is the view of Xiao Bian. So, do you have any other opinions or suggestions? Let's talk about it!

PS: After reading the loan experience of the children's shoes, do you have any real examples of loan experience that you would like to share with everyone, your own or those you know, or if you would like to contact us, the content has been adopted. , There is also the opportunity to receive up to 200 yuan red envelope Oh!

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