As the saying goes, often go by the river, which is not wet. Although, the bank is doubting that cardholders will use a credit card package `will now debit the cardholder’s credit card. However, in fact, most of the cardholders are allegedly defamed, and all of them have been devalued for no reason. I can't increase my quota for a moment. I really hate teeth.
Therefore, it is still necessary to know some of the key areas in the Carré area and to avoid being deducted by the bank.
1. The credit card channel has to pay attention to far away from the code machine, less low-rate machines (public welfare categories, preferential rates).
2. It is not advisable to swipe the card on a fixed date and on the same POS machine immediately after the credit card terminal is changed.
3, swiping card location a variety of clothes, food, housing, line everything to brush, online, offline combination.
4, credit card time together with the logical daily credit card to avoid before 6 o'clock in the morning, after 12 o'clock in the evening, the monthly consumption date is not fixed.
5, the amount of credit card spans a large amount of tens of thousands, as small as Yuan, Jiao, Minute of the minute, they all use the credit card to brush.
6. There is a high or low credit card limit for swiping credit limit should not be swept once, or high or low energy reaction belongs to normal consumption.
7, how many credit card number of credit card number, the amount of money, the time fixed a set of `sustaining suspects.
8, credit card over the law is not desirable long-term brush empty status, integer repayment, integer brush out, the number of credit card is less than 3 per month, these are likely to be bank risk control.
9. Sometimes full repayment is very important Credit card full repayment can reflect your superior consumption and repayment ability.
10, the appropriate installment can not be full repayment, you may choose to install a credit card, the bank is happy to receive the installment fees.
When the bank considers whether the cardholder is cashing, the standard is: Can one reflect the "reasonable" consumption habits and laws from a person's "credit card consumption record"? Once the bank finds "unreasonable", it is likely to be considered a credit card package. The credit card package is not desirable. Everyone strives to be a "qualified" credit card customer.
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