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2018 the first national mortgage rates list
According to the latest data of Rong 360, in January 2018, the average loan rate of the nation's first-suite home loans was 5.43%, equivalent to 1.11 times of the benchmark interest rate, up 0.93% from December 2017; on a year-on-year basis, the average loan interest rate of first-home loans in January last year was 4.46% 21.75%. Among the 35 cities monitored, the lowest average interest rate of first-home loans was 4.96% in Xiamen and the highest was 5.84% in Zhengzhou.
Bank mortgage rates do not relax, 2018 strict control of the property market tone unchanged
      Of the 533 banks in 35 cities in China, 73 of the first-tier home-bank lending rates rose, accounting for 13.70%; 10 first-home lending rates of 10 banks dropped, accounting for 1.88%; 441 first-home lending rates and Month flat, accounting for 81.05%.
Mortgage interest rates floating banks favored the rental market
      In the context of tight real estate credit lines and soaring mortgage rates, the four major banks successively introduced housing leasing loans and increased credit support for real estate enterprises for leasing business.
          In the first quarter of this year, banks will lay down their vaccines ahead of schedule and interest rates are likely to continue to rise. It is even harder for banks with limited financial capacity to buy a home.
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