Rong 360 loan strategy > Special topic
In 2018, the national first-home loan interest rate rose by 20%. It is harder to buy a house.
According to the latest data of Rong360, the average interest rate of the first home loan in China in January 2018 was 5.43%, which was equivalent to the benchmark interest rate of 1.11 times, up 0.93% from December 2017. The average interest rate of the first home loan in January last year was 4.46%. 21.75%. Among the 35 cities monitored, the lowest average interest rate for the first home loan was 4.96% in Xiamen, and the highest was 5.84% in Zhengzhou.
The bank mortgage interest rate is not relaxed, and the property market is strictly controlled in 2018.
      Among the 533 banks in 35 cities across the country, 73 banks' first-home loan interest rates rose, accounting for 13.70%; 10 banks' first-home loan interest rates fell, accounting for 1.88%; 441 banks' first-home loan interest rates and The month was flat, accounting for 81.05%.
Mortgage interest rate rises Bank favors rental market
      Under the circumstances that the real estate credit line is tight and the mortgage loan interest rate is rising, the four major banks have successively launched housing leasing loans and increased the credit support of real estate enterprises for leasing business.
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          In the first quarter of this year, the bank will lay a good shot in advance, and interest rates are likely to continue to rise. For the just-needed economic needs, buying a house may be more difficult.
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