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Real estate agency firm: can not afford to buy a house Do not blame the price is too high, just blame you missed the best time

Time: 2018-02-10         Source: Financial 360 original         Author: Desert Heart

Recently360 room to meltJun (fangdai123) and an intermediary friend A chat, talked about the price, friends say sometimes can not afford housing are not necessarily blame the high prices, buyers have their own problems, he talked about his contact with the two buyers.

  The protagonist 1: Mr. Zhang

Question: buy a house too picky

A is a lucky coincidence with Mr. Zhang, 36-year-old Mr. Zhang is an Internet company partner, divorced a few years ago, pre-tax income 3W, 2008 when the full amount of money in the vicinity of Beijing Asian Games Village bought a set Back to the room, in 2016, I hope in the surrounding replacement of a junior house, the budget of about 6000000.

Initially with Mr. Zhang and look at the house, Mr. Zhang found his budget 6 million could not beat, put the budget increased to 700-800 million, with the help of a small A, quickly find a ring between the four rings and rings Huxing area of ​​more than 140 flat-high floor, of which a house for sale, a total price of 7.15 million.

Mr. Zhang area and apartment layout are quite satisfied, but can not accept the floor alone, he hopes to buy more than 10 layers. At that time a small A has helped Mr. Zhang sold the old house, it is strongly recommended that he accept the house, not just to promote the single, as well as the reason is that this area more owner-occupiers, the sale rate is relatively low, the overall residence The environment is relatively stable, once the market goes up, the current budget is not enough.

However, Mr. Zhang insisted on a higher floor, did not buy into. Two weeks after the listing of shelves, that community no other listings for sale. After the house prices, Mr. Zhang in a hurry, and quickly find a small help, small A use his own contacts to help him find a permanent resident of the United States, just returned, a set of fine decoration house to be sold, Mr. Zhang is satisfied, However, the price has exceeded the budget ceiling, in the fight for the small A, the owners will be transferred to the price of 8.5 million, Mr Cheung think the price is too high then gave up.

Ten days later, Mr. Zhang was dispatched to foreign countries for three months, commissioned his girlfriend to showings, so in the middle of a person's complexity of communication is self-evident, and ultimately Mr. Zhang fancy a set of five outside the third year Habitat, lots and apartment layout are not as good as the previous house, from the showings to the contract are through the network connection, coincidentally, the day after the signing of the set of medium and low-sized apartment once again on sale, two Days to the price of 1010 transactions, this time away from Mr. Zhang saw this house in the past just less than three months.

Mr. Zhang is very trusting in the small A, did not find other intermediaries do not say, buying a full remote control in foreign countries, but it is such a loyal customer more than once missed a great opportunity to buy a house. Mr. Zhang had the opportunity to buy a cost-effective house, but that is, adhere to the requirements of the floor, missed 715 million of the three-bedroom, and finally forced upward pressure on housing prices, only to choose the five rings outside the 3.8 million three-bedroom, spend more Money does not say that the location is not as good as before.

Small A said,Buying a house does not recommend excessive pursuit of perfection, the pursuit of cost-effective.Including the price, location, apartment layout, etc., lists a few of the most concerned points, make a choice, because in front of the price, all other shortcomings are negligible.

  Hero 2: uncle Liu

Problem: met pit father's son

The second hero Liu uncle is a retired deputy director of an institutional unit, his wife is also a retired cadres of institutions, the only family house is a set of units divided by the previous unit of more than 100 flat self-learning area. Uncle Liu handsome waist, can not stand and walk normally, you need to rely on a wheelchair access, the house without an elevator, the old couple live on the second floor, downstairs is very convenient, Uncle Liu had a house for the plan.

Old grandfather's son is their heart disease, not serious work does not say, every day idle know that play games, 40-year-old married, eat old and drink old, and often to gamble, grandpa has been consumed by the prodigal son Only the house is left. Earlier years to buy a son to his son is the name of the son of the house, although the prodigal son, but after all, is his son, the elderly left think right or decided to buy a house near his son.

The old house was sold for 715 million, during which time it was seen that there were dozens of suites with Uncle Liu, among whom ten or so ten were available to him and five or six of the interviewed owners, which could have been easily accomplished Things, each time by the uncle's son stir yellow uncle.

The deepest impression is the last showings, the house was built in 2001, both the community environment and the surrounding facilities are very mature, apartment layout is very suitable for wheelchairs out of the door, so a suitable house as long as 7.6 million, the old man should immediately . The owner of the house is also an old A small customer, has been well maintained and saw the sincere return to the elderly 10 million, everything is ready only when the signing of the contract, the prodigal son of unknown God Unconsciously pops up, involuntarily pointing to the owner of the nose on the scolded, probably means that the price is so expensive, scolded the owner colluding with the small A pit his father money, making such black heart money is really shameless and the like.

Owners have been in their fifties as a businessman, have seen all kinds of people, can face such a situation is also gas shivering, almost did not fainted, small A is unable to intercept only dumbfounded children. The outcome is of course broke up, the owner is very angry A small, how to bring such a customer, the small A has been paid is not, and later only after a setback to recover a little bit, it is afterward.

Uncle Liu sold the house in accordance with the agreement retreat to others, and their own house has not yet bought, small A kindly introduced him to a rental broker, to help him rent a large two, be regarded as a settled local. Then there was no uncle to see the house, because the place to live close to, often encountered, every time he rode a shabby twenty-eight bicycle, the sun shone on his tall back, it is a bit thin and lonely.

Every family has this uncomfortable, for the house this matter, it is hard to say one person can call the shots, Uncle Liu change room for the convenience of his wife go out, but unfortunately encountered a very rude son prodigal son, no place to sell the old house to live, Getting money off the sale of all let his son prized away. Although the house itself, but not by myself.

A small sum up,Whether to buy a house is too much pursuit of perfection, or involuntarily give up, can not completely blame the price, the opportunity to stay in your hands, but you are too silly too naive.

The higher the interest rate, the more debt, do not let mortgages kill your life. Concerned about the "financial 360 room" (fangdai123) public number, easy to grasp the minimum bank loan interest rates. A little less interest, a little relief.

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