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Why buy a house before the Spring Festival? It is said that house prices may rise

Time: 2018-02-06         Source: Rong 360 original         Author: Sailor Moon

It’s about the Spring Festival, and many friends who are on the fringe of buying a house are asking whether to buy a house before the Spring Festival or buy a house after the Spring Festival?Rong 360 said roomJun (fangdai123) tends to buy a house before the Spring Festival for the following reasons:

  1. The bargaining space before the festival is large, and the demand for the purchase of houses after the holiday is fierce.

Before the Spring Festival, most people are busy working at the end of the year and going home for the New Year. When they choose a house, they will have less competition. After the year is the beginning of the year, the demand that has not been released some years ago is released, which is likely to cause fierce competition in the selection of houses. The low price room is very difficult to grab. Another year ago, it was the peak period of family funds returning turnover. Some owners of selling houses are eager to realize, let the intermediary talk to the homeowner and maybe have more bargaining space. Rong 360 said that Fang Jun’s first friend recently said that when he looked at the house, he encountered one or two owners who could negotiate the price, and they all rushed to sell the house. Later, 4.2 million houses were bargained to 3.9 million. Hundreds of thousands.

  2. House prices are stable before the holiday, and there is upward pressure after the holiday.

As mentioned above, according to the situation in previous years, everyone was watching before the year, the overall price is relatively stable, and the demand will be released in the future, which will cause fluctuations in house prices to a certain extent. Take Beijing as an example:

2014 was a small trough in the property market, but in February after the Spring Festival, house prices rose slightly before they began to enter the trough.

The above data source: Anjuke

After the 2015-2017 Spring Festival, house prices have risen to varying degrees, but only began to fall in 2017 after being affected by the 3.17 policy.

This year is still a low-rise period of the property market. The tide of the purchase restriction policy last year will also be one year. Although the housing prices are unlikely to rise and fall, the pressure of a slight increase still exists. It is not possible to continue to strengthen the policy after the year. .

  3. The loan amount before the holiday is relatively more, making it easier to apply for mortgage

From the perspective of mortgages, the loan quota in the first quarter is relatively plentiful. While digesting some unfinished applications last year, it will continue to lend to this year's new demand. Although the waiting period is longer, it can be compared to the centralized loan application after the year. As well as the rising mortgage interest rate, it may be cheaper to apply for the expected amount.

Several suggestions for buyers:

  1, as much as possible to see the real estate, personally understand the market

The most taboo to buy a house is the cloud of people, whether it is a new house or a second-hand house, personally go to the field to see the house is the best way to understand the real situation of the market. This can not only compare the advantages and disadvantages of the differences between the various communities, but also explore some sales routines, such as whether the homeowner is really interested in selling the house, whether there is room for bargaining, the price of the house should be paid more attention, because of the problem of the type of house. Or the homeowner is eager to shoot, etc., if you are not too tired to look at the house, form your own housekeeping logic and principles, in order to be able to judge the reliability of the transaction.

  2, try to choose a brand developer

In addition, for new houses, we should try our best to choose brand developers. The concentration of the real estate market will be higher and higher. The funds and service quality of small housing enterprises will be more general, and the competitiveness will be weaker and weaker. Only large and medium-sized enterprises, buyers choose large developers, the project is relatively safe, it is to spend money to buy a peace of mind.

Finally decided to buy a house, optimistic about the rise in housing prices in this community? Pay attention to the public number of "Fu360" (fangdai123), click on the menu [buy a house tool], see if your eyes are good!

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