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Banks and small loans have loaned a total of 500,000, but now they cannot be repaid. What should we do?

Time: 2018-01-12         Source: Financial 360 finishing         Author: JA

One of the principles is that you must pay back debts. It's sad to see you in this situation. Life may go downhill. Even more serious, I don’t say anything. The movie estimates you see a lot.

  There are two kinds of credit loans and mortgage loans in bank loans.The interest rate of banks is relatively low, and they can borrow a little more. The problem of non-payment is very serious. Using the law, you are the old Lai. Dealing with Lao Lai believes that you have read the news and I will not go into details. Real estate and other assets include the freezing of bank cards. You can't open a new card and you can't leave the door. The confiscation of the credit information can't go anywhere. Now it is a credit society. It will be strengthened in the future, and nobody will deal with you.


Microfinance is suitable for short-term use, and the amount of money used is small. Because high interest rate risk can solve many problems. This is called a solution to the urgent need. If the amount of borrowing is large and it takes a long time, it will not be able to be bankrupt. Time is money. Small loan companies rely on this money for turnover. As long as the national legal interest rate is higher than 4 times, the country is not protected. I don't know if you agree that the interest rate is more than the statutory rate, and the quadruple rate is also very high. I guess you can't afford it four times. Four times less than a small loan company to take two measures dunning, legal means and their own means.

  Exceeding four times the country’s protection does not mean that it is illegal.You borrowed money to show that you both have an agreement and that there is an agreement. You have to use your money urgently. The value of this money is very high. Just like eating bread, when a person is full, there is more to give a girl. A man is about to starve to death, and a hoe saves his life. This is the marginal utility in economics. Small loan companies are not charities.

Therefore, the money owed must still be paid off. If the person is gone, the bank's money may not be refunded if you do not leave any assets. Small loan companies can't. Their means are also numerous.

I don't know what you thought when you borrowed money. You did not say that I was guessing. To say that one may, buy a house down payment is not enough, find a small mortgage pad down payment, bank mortgage, house price tentative provisional 550,000, down payment 165,000 small loan companies to borrow.

It is not wise for a small loan company to use real money to invest in real estate. The money can only be used for a few days. If you repay it on a monthly basis, it will soon be doubled. Nothing can be done in the two houses. Before you borrow your money, think about your repayment ability and leave room for it. Otherwise, you really want to break your life and be cautious! This thing is better than gambling. The end of gambling is over. The thing is a hole and a bigger hole.

The only way to find ways to raise money.

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