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Why don't you borrow money to borrow? Why can you borrow money with your mobile number?

Time: 2018-01-11         Source: Wukong Quiz         Author: The second element of the devil

Why do some platforms borrow money on the phone number? I came to the following conclusion!

It has been known that banks have always borrowed money. This is a well-known fact. As a financial institution such as this, the bank must consider lending to obtain benefits and consider the risk of lending. If you don't have any credit or mortgage, bank lending to you is a great risk. Once the bank bank gives you money and you don't have the bank's money, for the bank, the bank is not. Willing to bear this risk.

       

That is why some small loan companies or online loan platforms are willing to lend money to you. There is only one reason why they are willing to do so. That is profit, which is money. These small loan companies will do a risk assessment every year. Every year, they will make good predictions about how bad debts are. That is to say, how much money will not be received each year. They have already agreed.

There are many people who do not understand. If so, how can these small loan companies make money? The answer is interest. Such companies generally have higher interest rates than banks, and liquidated damages are also very scary. Such profits are sufficient to make up for the non-recoverable money each year.

So, summing up, there are no platforms that can make money on the phone number. The answer is profit. Is Alipay, P&W, and Micro-lending the same platforms? The answer is yes, although Ma Yunsheng has said how to help people benefit, but we must know that not only Alibaba, Taobao, Tmall, but also Paypal Lane's luck, Huan Ma Yun are all earning pours.

Of course, we must admit that some platforms are still very conscientious. The daily interest rate is generally between 0.3% and 0.5%. The next payment is fast and the quota is high. If you cannot borrow money at the bank, they are really a good choice.

Therefore, all things can not be separated from a "Lee" word, whether it is the bank or these online loan platforms and institutions, when you get money in their hands, do not thank them because you have paid interest.

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