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Five cities have a total of property rights to open the gate supply: affordable prices can stabilize housing prices

Time: 2018-01-11         Source: China News Network         Author: China News Network

In 2018, the land supply of a total of property houses in Beijing increased significantly. Up to now, Beijing, Shanghai, Nanjing, Fuzhou and Yantai have supplied a total of property rights. The industry expects that the price of shared property houses is significantly lower than the price of commercial housing in the same area. With the increase in the supply of shared property houses, urban housing prices are expected to be further stabilized.

Five cities have successively supplied shared housing

The shared property house refers to the policy-supporting housing in which the government and the individual jointly hold the property rights. As the government holds part of the property rights, the purchase price of the house purchaser is reduced.

According to the statistics of the Central Plains Real Estate Research Center, in less than one month from January 4 to February 2, Beijing will have 26 land transactions, 23 of which are residential land, and the proportion of total property rights has increased significantly. According to data from the Beijing Municipal Construction and Construction Committee, as of mid-December 2017, there were 40 property ownership projects in Beijing, providing about 41,000 housing units.

In fact, the "Interim Measures for the Administration of Shared Property in Beijing" issued in September last year was not the first test of shared property houses.

In March 2012, Shanghai launched a policy of shared property rights. By the beginning of 2017, the total supply of property houses in Shanghai had reached 89,000 sets. After the introduction of relevant policies in 2015, 1499 sets of shared property houses were launched at the end of 2017. In December 2017, Yantai announced the first batch of 1,254 existing homes as a shared property, and the first shared property plot in Fuzhou was successfully auctioned.

So far, Beijing, Shanghai, Nanjing, Fuzhou, Yantai and other five cities have landed a joint property housing project.

Who can buy? The thresholds for purchases vary from place to place.

The shared property housing is mainly for the “sandwich” housing demand group, as an important way of supporting the middle end, aiming to make the housing system more fair and reasonable.

All localities have paid a lot of thoughts on setting the threshold for the purchase of shared property houses.

Beijing stipulates that applicants should meet the housing purchase restrictions in Beijing and family members have no housing in Beijing. If a single family applies for purchase, the applicant should be at least 30 years of age.

The standard of shared property houses in Shanghai is more detailed, including the per capita housing construction area of ​​the family is less than 15 square meters (including 15 square meters); the per capita annual disposable income of 2 or less families is less than 72,000 yuan, and the per capita property is less than 18 Ten thousand yuan, etc.; and family members did not have the sale of housing and gifts within 5 years before the application was filed.

The people who can apply for shared property houses in Nanjing are eligible low-income housing families with low-income housing, first-time homeless families and new employees. Among them, the new employment personnel need to meet the requirements of full-time undergraduate college degree or above, graduation less than 5 years, etc.; the per capita monthly income standard for low- and moderate-income housing difficulties families is: middle-lower income is less than 3074 yuan, low income is lower than 1921 yuan.

The reporter noted that the supply of shared property houses in Nanjing is also inclined to lean towards high-end talents. A few days ago, Nanjing issued a clear statement that three types of high-level talents can choose to live in one of four ways, such as a shared property house. Class A talents can even purchase a total of 200 square meters of shared property.

Which other cities have shared property houses? The Ministry of Construction and Industry experts say this

The “sandwich layer” is widespread in cities with an increasing population in the first-tier cities. They have found the qualifications for buying houses in the city, but they have to give up the idea of ​​buying a house or take the risk of trying private lending because of the lack of down payment.

The National Conference on Housing and Urban-Rural Construction clearly requires that in 2018, the development of shared housing for local conditions will solve the problem of housing for people.

Qin Hong, director of the Policy Research Center of the Ministry of Housing and Urban-Rural Development, recently wrote that the hot cities with high housing price pressures are all cities with rapid population growth, and the scale of supply of shared property houses should be increased. It can not only meet the housing needs of families who have failed to purchase homes for the first time, but also prevent policy rent-seeking, stabilize housing prices, and stabilize housing development.

Taking Beijing as an example, the average selling price of a shared property housing project will be lower than the price of a common commodity housing of the same location and the same quality. Zhang Dawei, chief analyst of Zhongyuan Real Estate, told reporters that due to the scarcity of commercial housing in Beijing, the listing of a large number of shared property houses eased the demand for housing purchases that could not afford commercial housing groups, and prices would continue to be stable or even lowered.

Zhang Dawei said that the ownership of property rights has a great impact on the regulation of the future property market, especially in reducing the investment properties of affordable housing and solving the demand for low-income groups to purchase houses.

Shared property rights and old-age houses are also coming to the market, not belonging to the policy protection room.

In addition to helping the “sandwich” home, a total of property rights has become a new model for the exploration of old age.

Recently, Beijing launched the pilot project of shared property rights pension - Gonghe Home in Chaoyang District. 40% of the public area of ​​the pension center is held by the enterprise. Each home buyer holds 95% of the property rights, and the company holds 5% of the property rights, which reduces the pressure of “heavy capital” entering the pension service market.

"The above model does not belong to the common property rights of policy commodity housing, and more is to consider the withdrawal of funds from enterprises." Lou Jianbo, director of the Real Estate Law Research Center of Peking University, told reporters.

Zhang Bo, chief analyst of the Housing and Housing Research Institute, said that the uncertainty of the space for the appreciation of the property-owned housing is the biggest obstacle to its promotion. “It is different from the influence of the location factors of traditional houses. The operation of these projects has a great impact on the value of the property”.

In addition to pension, what models can the shared property concept expand? Yan Yuejin, research director of the Yiju Research Center think tank, said that it can also be piloted in some rental housing. For example, in the first five years of housing, the lease is the main property, and the property rights belong to the developer; after five years, the purchaser can purchase a certain proportion of property rights, and if the purchase holds more than 50% of the property rights, the mortgage can be realized. (Finish)

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