Information > Ordinary article > Purchase loan Raiders > The property market dynamics >  text

Wucheng common property room gate supply: affordable prices can be suppressed

Time: 2018-01-11         Source: China News         Author: China News Network

Into 2018, Beijing's total ownership of land supply increased significantly. Up to now, there are Beijing, Shanghai, Nanjing, Fuzhou, Yantai five supply of common property room. The industry is expected that the total real estate prices were significantly lower than the same area of ​​real estate prices, with the total supply of property ownership room increases, the city is expected to further stabilize housing prices.

Five cities have supply of common property housing

The common property room refers to the government and individuals jointly hold the property rights of the policy supportive housing, as the government holds part of the property rights, thus reducing the purchase price of buyers purchase.

According to the Central Plains Real Estate Research Center statistics, January 4 - February 2 in less than a month, Beijing will be traded 26 cases of land, of which 23 cases for residential land, and the proportion of total property supply increased significantly. Beijing live construction committee data show that as of mid-December 2017, a total of 40 property ownership projects in Beijing to provide housing about 41,000 units.

In fact, the Provisional Measures for the Administration of Housing with Total Ownership in Beijing, which was issued in September last year, is not the first test of common property rights.

In March 2012, Shanghai introduced a common property rights room policy. By the beginning of 2017, the total supply of property ownership rooms in Shanghai has reached 89,000 units. Nanjing issued a total of 1,499 common property rooms by the end of 2017 after the introduction of relevant policies in 2015 ; December 2017, Yantai announced the first batch of 1254 sets out of existing homes as a common property room, Fuzhou, the first common property block was successfully auctioned.

At this point, Beijing, Shanghai, Nanjing, Fuzhou, Yantai and other five cities landed a total property room project.

Which people can buy? The purchase threshold all over the country have their own focus

Ownership of property owners for the "sandwich layer" of housing needs groups, as an important way to support mid-end, designed to make the housing system more fair and reasonable.

Around in setting the threshold for the purchase of common property rights fees a lot of thought.

Beijing stipulates that applying for a family should meet Beijing's housing purchase restrictions and family members have no housing in Beijing and single family to apply for purchase. Applicants should be over 30 years of age.

The standard of Shanghai shared property houses is more detailed, including the average per-capita housing construction area of ​​less than 15 square meters (including 15 square meters); per capita annual disposable income of 2 or less households is less than 72,000 yuan and per capita property is less than 18 Million, etc .; and family members in the application within five years before the housing sale did not occur and gift behavior.

Nanjing can apply for collective ownership of the housing population were eligible for urban low-income housing difficulties families, first-time homeless families and new employees. Among them, the new employees need to meet full-time undergraduate degree or above, less than 5 years of graduation and other conditions; poor families with low and medium income per capita monthly income standards for: lower middle income is less than 3074 yuan, low income less than 1921 yuan.

Reporter noted that Nanjing's total ownership of real estate supply there are high-end talent tilt intention. A few days ago, Nanjing issued a clear, three types of high-level talent can choose common property room in one of four ways to live, Class A personnel can even purchase not less than 200 square meters of common property room.

What other cities will have a common property room? Ministry of Housing and Urban experts say so

The "sandwich layer" is widespread in cities with an increase in population in first-tier cities, who have been able to afford to buy their home in cities that are struggling, but who have had to give up their idea of ​​buying houses or take the risk of trying out private lending.

National Housing Urban and Rural Construction Work Conference explicitly requested that by 2018, develop housing with shared property rights according to local conditions and solve mass housing problems in various channels.

Qin Hong, director of Policy Research Center of Ministry of Housing and Urban-Rural Development, recently wrote that the hot cities with the pressure of rising house prices are both cities with relatively large population growth and should increase the supply of common property rooms. It can not only meet the housing demand of first-time home buyers who have insufficient purchasing power, but also prevent rent-seeking policies, stabilize housing prices and stabilize housing construction and development.

In Beijing, for example, the average selling price of a common property housing project will be lower than that of the same lot with ordinary commercial housing. Centaline Zhang Dawei chief analyst told reporters that due to Beijing's real estate is still scarce, a large number of common property market to ease the purchase of real estate groups can not afford the purchase demand, housing prices will continue to be steady or even down.

Zhang Dawei said that the total property ownership room for the future regulation and control of the property market is very large, especially in reducing the investment properties of affordable housing to address the needs of low-income groups purchase.

The common property pension homes also come to market, do not belong to the policy of protection of housing

In addition to helping "sandwich class" home ownership, the common property room has also become a new model for pension exploration.

Recently, Beijing devaluation pilot projects common property rights pensions - Christine and his hometown of Chaoyang District. 40% of the pension center's public area is held by the enterprise, each bedroom purchaser holding 95% of the property, the enterprise holding 5% of the property rights, reducing the pressure of "heavy capital" to enter the pension service market.

"The above model does not belong to the common property rights of commodity housing, more is to consider the return of corporate funds." Peking University Institute of Real Estate Law Lou Bo told reporters.

Housing Housing Research Institute, said Zhang Bo, principal analyst, said the total appreciation of property ownership room revaluation of uncertainty is the biggest obstacle to its promotion. "Different from the traditional residential houses, the operation of these projects has a great impact on the value of the properties."

In addition to pension, the concept of the total ownership room can also expand what mode? Easy home Institute think tank research center Yan Yue said that in some rental housing can also pilot. For example, the first five years of housing leasing, property developers owned; five years later, buyers can buy a certain percentage of property rights, if the purchase holds more than 50% of the property rights can be achieved housing mortgage. (Finish)

Buy a home loan, not clear how line! Concerned about the "financial 360 room" (fangdai123) public number, where not only the most complete and practical mortgage calculator, there are conscience to remind those who you did not notice the loss of Hang.

    You may need these loans

    Housing for loans

    Mortgage records to loan

    500000

    Maximum amount

    0.89%

    The minimum monthly interest rate

    1 day

    The fastest time to lend money

    apply immediately

    Redemption of building loans

    Solutions mortgage, help sell houses

    6.5 million

    Maximum amount

    2.20%

    The minimum monthly interest rate

    30 days

    The fastest time to lend money

    apply immediately

    House mortgage

    Housing mortgage, good cash flow

    10 million

    Maximum amount

    1.20%

    The minimum monthly interest rate

    7 days

    The fastest time to lend money

    apply immediately

    Renovation loan

    Buy a home renovation loan

    500000

    Maximum amount

    0.37%

    The minimum monthly interest rate

    1 day

    The fastest time to lend money

    apply immediately
    Save this article to my email
    Subscribe to the mortgage, real estate news

    Sweep, so buy a house easier!

    Welcome to melt 360 mortgage
    Official WeChatfangdai123)

    【Exclusive Articles and Disclaimer】 Any work that is marked "Melt 360 Original", without the written authorization of Melting 360, shall not be reproduced, excerpted or used in any other way by any of the above works. Have been authorized in writing, indicate the source of financial 360. Anyone who violates the above statement and infringes upon the legitimate rights and interests of Rong 360 will be investigated for legal liability according to law. Materials and conclusions in the works are for reference only and do not constitute operational recommendations. For written authorization, please email: academy@rong360.com

    Comment lists (User reviews only users to express their opinion, does not mean that this site agree with their views or confirm their description)
    you may also like
    • Insiders: real estate ownership after the implementation of real estate prices will decline  Recently, the Beijing Municipal Construction Committee announced that "Beijing's total ownership of housing Interim Measures" to the community for public comment. According to this measure, Beijing intends to push for public ownership of new housing, and the proportion of new Peking residents obtaining common property rights is not less than 30%. Some industry experts think ...
    • Shanghai property ownership of affordable housing access standards will be relaxed tomorrow  According to the Shanghai Municipal People's Government Information Office, Shanghai's total public housing rights standard for housing security has been easing. The average monthly income of 3-member families has been adjusted to 6,000 yuan. It is reported that from tomorrow onwards the implementation of the city's total property rights to protect housing policy to further relax the common property rights to live ...
    • Shenzhen small property room is packaged into a common property prices only half the price of commercial housing  In Guangzhou and other cities after the implementation of the policy of rent and buy the same rights, Beijing intends to test the total ownership of housing, triggering great market attention. According to the provisional measures promulgated by Beijing Municipality, the total ownership of housing refers to the government to provide policy support, development and construction by the construction unit, the sales price is lower than the same ...
    • Total real estate room really coming, the impact on the price?  Recently, Beijing announced the "Provisional Measures on Beijing Municipality for Administration of Common Property Housing (Draft for Soliciting Opinions)" (the "Measures"). This draft, detailing the pricing of common property room, purchase qualifications, rules of sale. The so-called common property room, ...
    • Ma Guangyuan: "common property room" will make a substantial decline in house prices it?  Recently, Beijing issued a draft on the management of common property rights draft. According to the draft, Beijing's total ownership of housing, refers to the government to provide policy support, development and construction by the construction unit, the sales price is lower than the same lot, with the quality of commodity housing water ...

    Buy a home loan

    Housing for loans

    Mortgage records to loan

    Redemption of building loans

    Solutions mortgage, help sell houses

    House mortgage

    Housing mortgage, good cash flow

    Renovation loan

    Buy a home renovation loan