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Grasp these tactics, refuse to do loans to households!
Recently, the days of net loans are not good, especially cash loans are a headache to sleep, a lot of cash loans have been afraid to lend, but also the normal lending platform for borrowers audit more stringent.
So many small partners are asking, now cash credit applications become more difficult, there is no skill to improve the loan pass rate?
First, the election is the key to the platform
Many friends, regardless of the size of the platform, do not look at the specific requirements of each platform, see loans hungrily to apply, that each platform are the same, it is not.
Although everyone is a net loan, but each platform for the crowd and the conditions are not the same, so before the loan must be based on their own conditions to find the most suitable platform to apply.
Second, pay attention to the real name system
Whether it is a mobile phone number or shopping platform, the real-name system will help improve the score. Shopping as usual through real-name system, Taobao Lynx Jingdong platform. Real-name system, there are more shopping records, the loan platform will think you have economic strength, so the adoption rate will improve a lot.
Third, clever use of corporate email
If the platform needs to verify the mailbox, it is best to leave the corporate email, so the impression to the loan platform is that you are currently in normal working condition and your income is stable. In addition you can use some tips, such as another colleague to simulate the generation of wages, as well as credit card billing with corporate email can also add points.
Fourth, improve sesame credit
At present, many online loan platforms need to call sesame credit (now Alipay has stopped a lot of platforms accessing sesame credit), so having a good sesame credit can greatly improve the loan pass rate.
Sesame credit will generally be updated on the 6th of each month, so everyone can take some measures to improve sesame credit before the 6th.
Fifth, apply for credit card assistance
Can refer to several banks, find the most likely large bank credit card applications, a large credit card, indicating that your qualification is better, the banks dare to grant you a large credit card, loan to your net loan will reduce concerns .
Sixth, the application method is stress
Many friends think that there are many internet loan platforms and you can widen your network. This is not a good way to do that. However, in practice, this approach is very deadly. At present, some internet loans should be checked, regardless of whether the loan can pass or not. Records, and many current network loan platform will access the loan union, to achieve information sharing.
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