Information > General article > Raiders channel > Novice loan >  text

Master these tricks and refuse to do more difficult loans!

Time: 2018-01-03         Source: Borrow Money App         Author: borrow some money App

Recently, the days of online loans have been difficult. In particular, cash loans are even more difficult to sleep. Many cash loans are not ready to lend, and the review of borrowers is more strict on the platform of normal lending.

So many small partners are asking, now the cash loan application has become difficult, is there any skill to improve the loan pass rate?

First, the selection of the platform is critical

Many friends don't care about the size of the platform, do not look at the specific requirements of each platform, see the loan is eager to apply, thinking that each platform is the same, in fact, it is not.

       

Although everyone is online lending, each platform targets different people and needs different conditions, so you must find the most suitable platform application according to your own conditions before lending.

Second, pay attention to the real name system

Whether it's a mobile phone number or a shopping platform, a real-name system is good for rating. As usual, shopping is carried out through the real-name system of Taobao Tmall Jingdong and other platforms. The real name system has more shopping records. The loan platform will think that you have economic strength, so the pass rate will also increase a lot.

Third, use the enterprise mailbox

If the platform needs to verify the mailbox, it is best to keep the enterprise mailbox, so the impression on the loan platform is that you are currently in normal working condition and the income is stable. In addition, you can use some tips, such as letting another colleague simulate paying wages, and you can also use your corporate mailbox to receive credit card bills.

Fourth, improve the sesame credit

At present, many online lending platforms need to call Sesame Credit (currently Alipay has stopped many platforms to access Sesame Credit), so having a good Sesame Credit can greatly improve the loan pass rate.

Sesame credits are generally updated on the 6th of each month, so you can take some measures to improve the sesame credit before the 6th.

Fifth, apply for credit card assistance

You can refer to several banks to find the bank application that is most likely to have a large credit card. There is a large credit card, indicating that your qualifications are better. The bank will dare to give you a large credit card. Online loans will also reduce your concerns. .

Sixth, the application method is stressful

Many friends think that there are many online lending platforms, and they can spread the net. This is not the case. But in fact, this practice is very deadly. At present, some online loans are required to check the letter, regardless of whether the loan can pass or not. Records, as well as many online lending platforms, will access the loan alliance to achieve information sharing.

[Exclusive Manuscript and Disclaimer] Any work, such as "360 Original", without the written authorization of 360, may not be reproduced, extracted or otherwise used by any unit, organization or individual. If you have been authorized in writing, please indicate the source of 360. Anyone who violates the above statement and infringes on the legal rights and interests of Rong 360 shall be investigated for legal responsibility according to law. The materials and conclusions in the works are for user's reference only and do not constitute operational recommendations. To obtain written authorization, please send an email to: academy@rong360.com

Comment list (user comments are only for users to express their personal views, does not mean that the site agrees with its views or confirms its description)
you may also like
  • Refuse to do black households  The role of personal credit has been recognized by many people. Last month, Mr. Hu found that there was a flaw in his personal credit report when he applied for a car loan. The bank staff told him that one of the credit cards had an overdue repayment record. May affect it...
  • Rejecting investment anxiety can start with mastery of fund investment!  This article is the original work of the 360 ​​column author Alan Shijie. It only represents the author's personal opinion. It does not represent the official position of Rong 360. Please contact the author for authorization. There are a lot of people living in anxiety, and they don’t know what they can invest in financial products that have higher returns than demand deposits...
  • Master the four major lines of the life-threatening door, and quickly get rid of the difficult number of households!  Whether it is using credit card spending, financial management or applying for a loan, it does not leave a concept credit line. The higher the credit card availability, the greater the cash flow that the cardholder can control, and the more wool that can be picked up. Well, for the four big credit cards...
  • Refuse to do card slaves Master the skills of credit card repayment  A credit card is a type of bank card. As the name implies, it is a bank card for consumer credit. After the cardholder consumes the card, the cardholder will return the payment to the bank on the repayment date. If you can't pay off the money on the repayment date, you will have a credit smudge, so even if there is an economic crisis...
  • The loan is always rejected? Poor credit qualifications are easily rejected.  Why are your loans always rejected? In today's financial activities, personal credit is playing a bigger role. How does the credit record affect the loan? How do borrowers maintain their good personal credit history? A loan center loan expert Han Xue...