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Master these tricks and refuse to do more difficult loans!
Recently, the days of online lending have not been good enough, especially since cash lending is a headache to sleep. Many cash loans have not dared to lend, and the normal lending platform is also more stringent for the review of borrowers.
So many small partners are asking, now that cash loan applications have become difficult. Is there any trick to increase the loan pass rate?
First, the election is critical to the platform
Many good friends, regardless of their size or platform, do not look at the specific requirements of each platform. They are eager to apply for loans and think that each platform is the same. It is not.
Although everyone is a net loan, the people and the conditions needed for each platform are different. Therefore, before the loan, you must find the most suitable platform application based on your own conditions.
Second, pay attention to real-name system
Regardless of whether it is a mobile number or a shopping platform, real-name systems help improve the score. Shopping in peacetime is based on real-name platforms such as Taobao Tmall Jingdong. In the real name system, there are more shopping records. The loan platform will think that you are a person with economic strength, so the pass rate will increase a lot.
Third, the use of corporate email
If the platform needs to verify the mailbox, it is best to leave the company's mailbox. This gives the loan platform the impression that you are currently working and that your income is stable. In addition, you can use some tricks, such as letting another colleague simulate payroll, and you can also use the company's e-mail to receive credit card bills.
Fourth, improve sesame credit
At present, many online loan platforms need to call sesame credit (currently Alipay has stopped many platforms from accessing sesame credit), so having a good sesame credit can greatly increase the loan pass rate.
Sesame credit is generally updated on the 6th of each month, so everyone can take some measures to improve sesame credit before the 6th.
V. Applying for credit card assistance
You can refer to several banks to find bank applications that are most likely to place large-value credit cards. Large-capacity credit cards indicate that your qualifications are relatively good. Banks dare to grant large-value credit cards to you. Loans to your loans will also reduce concerns. .
Sixth, the application method is stress
Many friends think that many online loan platforms can be widely used to spread the network. This is not a good company. However, this practice is very deadly. At present, some online loans require investigations. Whether or not a loan can pass will leave a query. Records, as well as many current online loan platforms will access the loan union to achieve information sharing.
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