Information > General articles > Raiders Channel > Novice loan >  text

Master these tricks and refuse to do more difficult loans!

Time: 2018-01-03         Source: Borrow Money App         Author: borrow some money App

Recently, the days of online lending have not been good enough, especially since cash lending is a headache to sleep. Many cash loans have not dared to lend, and the normal lending platform is also more stringent for the review of borrowers.

So many small partners are asking, now that cash loan applications have become difficult. Is there any trick to increase the loan pass rate?

First, the election is critical to the platform

Many good friends, regardless of their size or platform, do not look at the specific requirements of each platform. They are eager to apply for loans and think that each platform is the same. It is not.


Although everyone is a net loan, the people and the conditions needed for each platform are different. Therefore, before the loan, you must find the most suitable platform application based on your own conditions.

Second, pay attention to real-name system

Regardless of whether it is a mobile number or a shopping platform, real-name systems help improve the score. Shopping in peacetime is based on real-name platforms such as Taobao Tmall Jingdong. In the real name system, there are more shopping records. The loan platform will think that you are a person with economic strength, so the pass rate will increase a lot.

Third, the use of corporate email

If the platform needs to verify the mailbox, it is best to leave the company's mailbox. This gives the loan platform the impression that you are currently working and that your income is stable. In addition, you can use some tricks, such as letting another colleague simulate payroll, and you can also use the company's e-mail to receive credit card bills.

Fourth, improve sesame credit

At present, many online loan platforms need to call sesame credit (currently Alipay has stopped many platforms from accessing sesame credit), so having a good sesame credit can greatly increase the loan pass rate.

Sesame credit is generally updated on the 6th of each month, so everyone can take some measures to improve sesame credit before the 6th.

V. Applying for credit card assistance

You can refer to several banks to find bank applications that are most likely to place large-value credit cards. Large-capacity credit cards indicate that your qualifications are relatively good. Banks dare to grant large-value credit cards to you. Loans to your loans will also reduce concerns. .

Sixth, the application method is stress

Many friends think that many online loan platforms can be widely used to spread the network. This is not a good company. However, this practice is very deadly. At present, some online loans require investigations. Whether or not a loan can pass will leave a query. Records, as well as many current online loan platforms will access the loan union to achieve information sharing.

【Exclusive Manuscripts and Disclaimer】 All works marked as “Future 360 ​​Original” must be reproduced, excerpted or otherwise used by any entity, organization or individual without authorization in writing. Has been authorized in writing, indicating the source melts 360. Violations of the above statement inflicted violations of the legal rights and interests of 360 will be legally pursued. The materials and conclusions in the work are for reference only and do not constitute operational recommendations. For written authorization, please email:

Comment list (User comments are only for users to express personal views, does not mean that this site agrees with their views or confirms their description)
you may also like
  • Refuse to do black households personal maintenance credit grasp three measures  The role of personal credit information has been recognized by many people. Last month, when Mr. Hu found his personal credit report in a car loan, he found that there was a flaw in his personal credit report. The bank staff told him that one of the credit cards had an overdue repayment history. , may affect it...
  • Refusing to invest in anxiety, you can start from mastering fund investment!  This article is based on the original works of 360 columnist Alan Shijie. It represents the author's personal point of view. It does not represent the 360 ​​official position. Please contact the author for permission. There are many people living in anxiety. Anxiety does not know which financial products can be invested in wealth management products that are more profitable than current ones...
  • Grasp the four major banks' quotas and quickly get rid of the difficulty of raising the household!  Whether it is the use of credit card spending, financial management, or applying for a loan, it does not leave a concept credit line at the end. The higher the credit card's available credit, the greater the cash flow that can be used by card friends, and the more wool that can be found naturally. Well, for the four major lines of credit cards...
  • Refused to do card slaves  A credit card is a type of bank card. As its name implies, it is a kind of bank card for consumer credit. The cardholder must return the consumer's money to the bank on the repayment date after the credit card is consumed. If you can't pay off the money on the repayment date, it will have a credit stain, so even if it is an economic crisis...
  • Is the loan always rejected? Poor credit quality is easily rejected 5  Why is your loan always rejected? In today's financial activities, personal credit information is getting more and more important. How does the credit record affect the handling of loans? How can lenders keep their good personal credit records? A loan center loan expert Han Xue...