- After the online loan is overdue, what will you do after faced with various means of payment? The first thing to remind you is that before the online loan, you must confirm that the small loan platform is a legitimate company. If you are in trouble, you can easily run into illegal loan sharks. Such loan sharks generally have a triad background. The collection methods are also violent and direct. Illegal collection of actions, the ...
- What should I do if bank loans are overdue? After the loan is overdue, there are many ways for the collection of the bank, such as call collection, home collection, mail collection, lawyer letter collection, and so on. All of them are valid collections in law and are applicable to the interruption of the time limit of civil lawsuits. That is, to ensure the timeliness of bank claims, it has been in legal protection...
- In 2016, banks may increase overdue reminder. Do you dare to overdue? According to the report on the operation status of the payment system in the third quarter of 2015 issued by the People's Bank of China, the total credit card credits amounted to 6.71 trillion yuan by the end of the third quarter of 2015, an increase of 26.11% year-on-year, an increase of 4.93% over the previous period; credit card overdue for half a year outstanding credit A total of 38.433 billion yuan, the ring ...
- I was hurried by the bank phone every day to repay the loan. What should I do? At the beginning of this month, there were a lot of netizens who said that they were not on a credit card. They were hurried by the bank phone every day and they were afraid to answer the phone. They wanted to make a small series (aiwanqian360) talk about what to do. Can't afford to be banked every day, proof that at least two periods have expired...
- Did not receive a reminder notice, overdue repayment will be classified as bad? Did not receive a reminder notice, overdue repayment will be classified as bad? Since the activation of credit cards, they often live on the edge of the credit record. This is probably a true portrayal of credit card users' friends. In order to ensure that customers can repay on time, many banks are opening communications...
Online loan is overdue, the phone calls every day, but no money
I have overdue several online loans at the same time. Every day, the phone reminds me to pay back my money. I have no money at the moment and it will take some time to raise funds. But what should I do if a company claims to blow up my contact list?
Collecting bombs is a point that many people hate. Whatever the reason, the collection personnel came up to sleep and bombed. Why is this happening? It should be noted that most of the credits for online loan are not large, so once the customer is overdue, the previous period is the so-called “golden collection period” to force the borrower to raise money faster. On the other hand, the borrower is likely to borrow on several or dozens of platforms at the same time. It is necessary to handle it as soon as possible before other platforms put off the game, so as to reduce losses. This is the invisible mutual influence between the industries. In addition, many online lending institutions have their own collection teams, and assessments and indicators are also an important reason for prompt collection and collection of personnel. When people often ask me what to do, I can feel the borrower is overwhelmed with helplessness and helplessness, and hate these brainless collections. Both of them have embarrassing reasons. Both parties hope to be understood. In fact, one party will always be injured. In some cases, so-called non-issues are just stance problems. You want to divide right and wrong, and the other person only wants the result. Both parties are not on a single frequency, and naturally it is impossible to reach a compromise!
First we must actively consult and give an approximate time. But not all platforms are quite unreasonable. All you need is to give specific time. At the same time, you need to make a statement about your source of repayment. It is not enough for relatives to come forward and help you to make a few calls and increase credibility.
If you can't negotiate a specific time and you still receive brainless bombing, all you need is to prepare a set of conversations and then give it to your friends and relatives. Truth or falsehood depends on you. All you need to do is pick up each phone or shut down forever. From this moment onwards, this is a two-way choice. From the moment you decide on it, each of your choices will have a butterfly effect and enlarge your choice.
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