- The online loan platform is closed, is it not necessary to pay back the money? Looking forward to the stars and looking forward to the moon, I finally waited for the "Notice on Standardizing the Reorganization of Cash Loan Business". When the policy comes out, it can be said that some people are happy and worried, and the big guy is most concerned about the fact that the online loan platform is closed, and the money owed is not needed? For this problem, Yi Ge...
- The online loan platform has closed down. Is it not necessary to borrow money? In the recent period, the online loan industry can be described as a storm. First, on November 21st, the Office of the Leading Group for the Special Remediation of Internet Financial Risks issued the Notice on Immediately Suspension of the Designation of Small Network Loan Companies. Then, on November 27th, the Beijing Mujin Association met...
- The online loan platform has closed down, and the money owed is not needed? As for the article on p2p online lending, many related contents have already been said. It may be that some local narratives are not perfect, because it is only natural to pay back debts, but if it is a loan that exceeds the national standard interest rate, it can be negotiated and only repaid. Gold or principal and...
- The loan platform has closed down. Is it right not to pay back? In 2018, for the financial industry, it is undoubtedly a regulatory plus shuffling year. Under the wave of supervision that is higher than one wave, some non-compliant loan platforms have been rectified or closed down. Therefore, some people who have luck will ask: The platforms have closed down, my money is...
- Half of the collection platform will go bankrupt, is it not my loan? It is understood that the current collection industry is facing more stringent supervision and shuffling is coming. Industry insiders estimate that nearly half of the collection platforms will close down and thousands of companies will be out. For the collection industry, this is undoubtedly the most difficult moment since its birth; but for those who are old...
The platform went bankrupt, and even the APP was gone. Isn’t the money owed not to be returned?
For those who are unable to get on the shore and are being bombarded on the edge of the collapse, in addition to paying back the money, the cure for this glass heart is only "the cash loan platform has closed down, and the money owed can be used." Also "this news.The man was mistaken for MLM and was forced to have a relationship with 8 women. Finally, he was expelled for lack of physical strength.
However, if the cash loan platform goes bankrupt, can you really owe money?
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However, where to go, how to return, depending on the situation.
Situation 1: The platform is taken over by other platforms and continues to operate after rectification.
In this case, the platform official website or APP should not close the repayment channel, but does not rule out the suspension of operations on individual platforms.. In other words, as long as the normal repayment can be made, the borrower should pay off the debt in full and on time, regardless of whether the platform has changed hands.
If the repayment channel is temporarily closed, the borrower can contact the platform customer service or other operations personnel to inquire about how to repay.Luhan Guan Xiaoyu’s kiss in front of the hotel, Guan Xiaotong: all adults, physiological needs are normal
Situation 2: The platform was cleaned up due to violations and closed down.
We know that, in general, the lending funds of the cash lending platform mainly come from: self-operated funds, platform shareholders, financial institutions such as banks and trusts, and other general investors.
Regardless of the source of funds, even if the cash lending platform is closed due to violations, the creditor still has the right to recourse to the borrower’s debt, that is, when the creditor seeks to recover the debt from the borrower, the borrower should repay it. Especially the principal part.Japanese actor who is lucky than "Cang teacher", has an adult wife, and gave birth to a baby.
In addition, some cash lending platforms have cooperation with the P2P platform, or the platform itself is affiliated with the P2P platform. Then a considerable part of the lending funds come from ordinary investors. If so, even if the cash lending platform goes bankrupt or the business is banned,Then ordinary investors also have recourse to debt, which means that the money you owe may need to be returned to these ordinary investors..The man opened a room with a stranger and went to the hospital! Netizen: People in the city really will play
Situation 3: The platform was ordered to rectify due to violations and then operated.
Whether it is because of interest rate issues or other issues, the platform that has been ordered to rectify represents a day of re-operation. Then the money owed to such a platform must be paid back. Moreover, generally before or during the rectification, in order to avoid losses to the greatest extent, the platform will speed up the collection frequency and maximize the return of funds.34-year-old teacher Cang watched the ball late at night, accidentally exposed physical defects, netizen: occupational disease
This means that you will be notified before the repayment date to remind you of the repayment. In this case, if you do not have the money to repay the loan in advance, you can claim that your rights are repaid after the expiration date. If you repay the relevant expenses after the negotiation, you can decide whether to repay the loan in advance according to your personal circumstances.The woman helped the man to rape the girlfriends dozens of times, almost every time lying next to
It should be noted that if the platform is required to be reorganized because the interest rate is too high, the borrower can apply for a loan interest of more than 36%, or negotiate a number acceptable to both parties for repayment.Russian people: Resolutely opposed to delaying retirement! This is robbery! Don't want to die in the post!
It is important to note that the collapse of the cash loan platform does not mean that the creditor's rights will disappear. Therefore, the money still needs to be paid back. If it is not returned, personal credit information may be affected, recorded in bad records such as overdue, and may be pulled into the net black. It may be difficult to refinance later.
Finally, for everyone who cares most, which part of the money can not be returned, Rong 360 Xiaobian gives everyone an answer: for those usury, super-credit, more than 36% of the annual interest rate can not be returned.
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